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How much do insurance property inspector jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for insurance property inspector in the United States is $22.50, according to ZipRecruiter salary data. Most workers in this role earn between $21.15 and $23.56 per hour, depending on experience, location, and employer.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning six-figure salaries plus bonuses. Senior management and specialized roles like actuarial directors or claims directors also command high compensation, especially with advanced certifications and extensive experience.

What are the key skills and qualifications needed to thrive as an Insurance Property Inspector, and why are they important?

To thrive as an Insurance Property Inspector, you need a solid understanding of building construction, risk assessment, and relevant insurance regulations, often supported by a high school diploma or specialized certification. Familiarity with inspection software, digital cameras, and sometimes drones is essential for accurately documenting property conditions. Attention to detail, strong communication, and time management are standout soft skills for this role. These abilities ensure thorough, accurate inspections and clear reporting, which are critical for risk evaluation and client satisfaction in the insurance industry.

What are Insurance Property Inspectors?

Insurance Property Inspectors are professionals who assess residential or commercial properties on behalf of insurance companies. Their main job is to examine the condition, safety, and value of a property to help insurance providers determine appropriate coverage and premiums. Inspectors look for potential risks, verify property details, and document their findings through reports and photographs. Their inspections help identify any issues that could affect insurability or lead to future claims.

How much do inspectors make per inspection?

Insurance property inspectors typically earn between $50 and $150 per inspection, depending on the complexity of the property, location, and experience. Some inspectors may also receive a flat rate or hourly pay, with additional compensation for detailed reports or multiple inspections in a day.

How does an Insurance Property Inspector typically collaborate with other professionals during inspections?

Insurance Property Inspectors often work closely with homeowners, insurance agents, and sometimes contractors or property managers during the inspection process. They coordinate with these stakeholders to gain access to properties, clarify policy details, and address any potential concerns uncovered during the inspection. Effective communication is crucial, as inspectors must clearly document findings and sometimes explain their observations or recommendations. This collaborative approach ensures accurate risk assessments and helps streamline the claims or underwriting process.

What is the difference between Insurance Property Inspector vs Insurance Adjuster?

AspectInsurance Property InspectorInsurance Adjuster
CertificationsTypically requires state-specific licenses or certificationsRequires licensing and often certifications like AIC or CPCU
Work EnvironmentFieldwork inspecting properties, often on-siteField and office work assessing claims and negotiating settlements
Primary ResponsibilitiesInspect property damage, document findings, report to insurersEvaluate claims, determine coverage, negotiate settlements

Insurance Property Inspectors focus on assessing property conditions and damage, while Insurance Adjusters evaluate claims and negotiate settlements. Both roles require similar certifications and often work in the field, but their core duties differ in scope and responsibilities.

How much do car insurance inspectors make?

Insurance property inspectors, including those inspecting vehicles, typically earn between $35,000 and $60,000 annually, depending on experience, location, and employer. Some inspectors work part-time or freelance, which can affect overall earnings, and certifications or specialized knowledge may lead to higher pay.

What type of inspectors make the most money?

In the property inspection field, specialized inspectors such as commercial property inspectors or those with advanced certifications tend to earn higher salaries. Inspectors with experience, technical skills, and the ability to handle complex or large-scale properties generally make more money than entry-level inspectors. Certifications like ASHI or InterNACHI can also contribute to higher earning potential.
More about Insurance Property Inspector jobs
What cities are hiring for Insurance Property Inspector jobs? Cities with the most Insurance Property Inspector job openings:
What states have the most Insurance Property Inspector jobs? States with the most job openings for Insurance Property Inspector jobs include:
What are popular job titles related to Insurance Property Inspector jobs? For Insurance Property Inspector jobs, the most frequently searched job titles are:
Insurance Property Inspector jobs near you
Infographic showing various Insurance Property Inspector job openings in the United States as of July 2026, with employment types broken down into 8% Locum Tenens, 78% Full Time, 5% Part Time, 8% Contract, and 1% Nights. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $46,799 per year, or $22.5 per hour.
Insurance Property Inspector

Insurance Property Inspector

Information Providers, Inc

Maryville, MO • On-site

$20 - $28/hr

Part-time

Posted 16 days ago

Job description

Ready to turn your eye for detail into a rewarding, flexible career with a company that trusts you to own your day? Information Providers, Inc. is seeking a part-time 1099 Insurance Property Inspector in Maryville, MO, who thrives in an independent, field-based schedule. If you enjoy working on the road, managing your own time, and making a real impact, this opportunity is calling your name. Apply today and take control of your workday!

As our Insurance Property Inspector, you'll earn $20–$28 per billable hour.

THE TYPE OF CANDIDATE WE'RE LOOKING FOR

  • Comfortable using computers, mobile devices, and web-based applications
  • Reliable transportation and willingness to travel locally for inspections

Strong communication and organizational skills, the ability to work independently and manage your schedule, close attention to detail, and strong problem-solving skills are preferred.

If you can meet the requirements above, keep reading to find out what your day entails!

YOUR DAY-TO-DAY AS AN INSURANCE PROPERTY INSPECTOR

This is a 1099 position with flexible weekday hours, 7 AM–4 PM, 8 AM–5 PM, or 9 AM–5 PM, dispatching daily from home with no central office reporting required.

As our Insurance Property Inspector, you'll conduct on-site inspections of homes and businesses, capturing detailed photographs and documenting key features that matter to underwriting decisions. As you walk each property, you'll assess conditions, identify potential hazards or concerns, and gather accurate data that tells the full story. Back at your workspace, you'll compile thorough, high-quality underwriting survey reports, ensuring every detail supports informed risk evaluation.

ABOUT OUR COMPANY

At Information Providers Inc. (IPI), we believe great work starts with great people. Since 1996, we've established ourselves as a leader in Property & Casualty and Premium Audit information services, serving insurance companies nationwide through innovative technology and experienced professionals. With over 430 employees and a unique field force supported by regional offices, we deliver accurate, high-quality information. Our core values, service, reliability, flexibility, timeliness, and innovation, drive our growth and foster a supportive workplace. At IPI, your ideas matter, your growth is supported through mentorship and opportunity, and your contributions make a meaningful impact every day. Join us and be part of a team that values its people as much as its purpose!

TAKE THE NEXT STEP

If you're ready for a flexible, rewarding 1099 role where your skills make a difference, apply now! Our initial application process is quick, easy, and mobile-friendly, so you can take the next step in minutes.


Must have the ability to pass a background check.