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Insurance Appraiser Jobs (NOW HIRING)

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As an Commercial Insurance Appraiser, you will learn from the best in the business, have fun doing it, and be rewarded for your performance. We are proud to offer the best benefits in the business ...

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HCA Asset Management is looking for our next Commercial Insurance Appraiser. HCA is a consulting and appraisal firm offering inventory and appraisal services to corporate, university, and ...

Commercial Appraiser, Remote

Boston, MA · On-site

$60K - $70K/yr

Are you a Claims Adjuster in the Insurance field yearning for an opportunity to belong to something better? HCA is a consulting and appraisal firm offering inventory and appraisal services to ...

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Insurance Appraiser information

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$39.5K

$50K

$58.5K

How much do insurance appraiser jobs pay per year?

As of Jun 5, 2026, the average yearly pay for insurance appraiser in the United States is $49,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What cities are hiring for Insurance Appraiser jobs? Cities with the most Insurance Appraiser job openings:
Who are the top companies hiring for Insurance Appraiser jobs? The top employers for Insurance Appraiser jobs are:
What states have the most Insurance Appraiser jobs? States with the most job openings for Insurance Appraiser jobs include:
What are popular job titles related to Insurance Appraiser jobs? For Insurance Appraiser jobs, the most frequently searched job titles are:
Infographic showing various Insurance Appraiser job openings in the United States as of May 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 71% Full Time, 20% Part Time, and 7% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $49,999 per year, or $24 per hour.
Commercial Insurance Appraiser

Commercial Insurance Appraiser

HCA Asset Management

Kansas City, MO • Remote

$55K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

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Job description

HCA Asset Management is looking for our next few Commercial Appraisers. Are you energetic, smart, and yearning for an opportunity to belong to something better? Ready to travel up to 70% of the time while using your home office as a remote base the rest of the time? HCA is a consulting and appraisal firm offering inventory and appraisal services to corporate, university, and governmental clients throughout the United States. We believe that our customers are our friends and that doing the right thing never goes out of style. As an Commercial Insurance Appraiser, you will learn from the best in the business, have fun doing it, and be rewarded for your performance. We are proud to offer the best benefits in the business along with an environment where only YOU will limit your growth potential.

As a Commercial Insurance Appraiser with HCA, a typical day might include:

  • Inspecting commercial buildings and collecting data on structure characteristics
  • In-office pricing using collected field data and industry-standard methodologies
  • Interfacing directly with clients to discuss project scope and findings
  • Working with senior team members to hone appraisal skills and produce client deliverables
  • Conducting field inventory of client movable equipment and assets

Requirements

As a new team member with HCA, you will need to:

  • Exhibit a proven ability to work independently in a remote environment
  • Be 100% committed to delivering the best experience to HCA Clients
  • Be a critical thinker, and thrive on learning new things
  • Enjoy solving problems and improving internal and external processes
  • Effectively communicate with clients and team members
  • Feel comfortable communicating with customers and coworkers of any level
  • Be detail oriented and extremely organized, including regular documentation
  • Travel for assignments, including out-of-state, 50%-70% of the time
  • Hold an associate’s degree or higher or similar work experience
  • Have a high level of expertise in Excel

Bonus if you have skills or experience in any of these:

  • Construction cost estimating, or prior commercial appraisal experience
  • Engineering or blueprint reading
  • Bachelor’s degree in a related field
  • Property Insurance Underwriting and/or Claims (commercial preferred)
  • Knowledge of Water / Wastewater Industry
  • Experience in Public Entity operations

HCA Asset Management is a 40-year-old privately owned group of Appraisers and Capital Asset experts. We offer a competitive benefit package, including health insurance and 401k plan. And most of our jobs are 100% remote!

Company Description

HCA Asset Management is a 40-year-old privately owned group of Appraisers and Capital Asset experts. We offer a competitive benefit package, including insurances and 401k plan. From coast to coast, our team has successfully conducted business across almost all 50 states, delivering accurate data and unparalleled results.
Everybody says it, but we stand by it – ultimately, our team is what enables us to achieve great results each day.