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Insurance Appraiser Jobs in Miami, FL (NOW HIRING)

UNIVISTA HOLDINGS LLC

Appraiser

Miami, FL · Hybrid

The Automobile Appraiser will be responsible for determining the market value of vehicles ... Prepares insurance forms to indicate repair cost estimates and recommendations. * Provides ...

LOYALTY MGA LLC

Appraiser

Miami, FL · Hybrid

The Automobile Appraiser will be responsible for determining the market value of vehicles ... Prepares insurance forms to indicate repair cost estimates and recommendations. * Provides ...

LOYALTY MGA LLC

Appraiser

Miami, FL · On-site

$16 - $18/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Automobile Appraiser will be responsible for determining the market value of vehicles ... Prepares insurance forms to indicate repair cost estimates and recommendations. * Provides ...

UNIVISTA HOLDINGS LLC

Appraiser

Miami, FL · On-site

$16 - $18/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Automobile Appraiser will be responsible for determining the market value of vehicles ... Prepares insurance forms to indicate repair cost estimates and recommendations. * Provides ...

Bank OZK

Commercial Real Estate Appraisal Officer II

Miami, FL · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits. Job ... Manages the appraiser engagement process and collaborates with the commercial appraisal coordinator ...

LOYALTY MGA LLC

Total Loss Claims Adjuster

Miami, FL

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

SNI USA Inc

Bilingual HR Coordinator-Onsite in Miami

Miami, FL · On-site

$45/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Life insurance * Paid holidays; Paid time off (15 days pro-rated in 1st yr.) Required * 1+ year of ... appraisals, within the first three months of employment upon completion of on-the-job training.

LOYALTY MGA LLC

PIP Claims Adjuster

Miami, FL

$47K - $61K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

UNIVISTA HOLDINGS LLC

PIP Claims Adjuster

Miami, FL

$47K - $61K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Miami, FL

Insurance Appraiser information

See Miami, FL salary details

$37.8K

$47.8K

$56K

How much do insurance appraiser jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance appraiser in Miami, FL is $47,822.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $52,600.00 per year, depending on experience, location, and employer.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

Are insurance appraisers in demand right now?

Insurance appraisers are in steady demand due to ongoing needs for property and casualty assessments, especially as insurance claims increase after natural disasters or accidents. The role requires strong analytical skills and often certification, with employment opportunities available in insurance companies, adjusting firms, and independent consulting. Demand can vary by region and economic conditions but generally remains stable in the insurance industry.

Is it hard to get a job as an insurance appraiser?

Getting a job as an insurance appraiser can be competitive, often requiring relevant experience, industry knowledge, and sometimes certification such as the CAIP or AIC. Strong analytical skills and familiarity with claims adjusting and valuation tools can improve employment prospects, but entry may be easier with related experience in insurance or appraisal fields.
More about Insurance Appraiser jobs

What are popular job titles related to Insurance Appraiser jobs in Miami, FL?

For Insurance Appraiser jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Insurance Appraiser jobs in Miami, FL look for?

The top searched job categories for Insurance Appraiser jobs in Miami, FL are:

What cities near Miami, FL are hiring for Insurance Appraiser jobs?

Cities near Miami, FL with the most Insurance Appraiser job openings:

Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $47,822 per year, or $23 per hour.

Appraiser

UNIVISTA HOLDINGS LLC

Miami, FL • Hybrid

Full-time

Re-posted 10 days ago

Job description

Loyalty is hiring a skilled and detail-oriented Appraiser to join our team. This position offers a hybrid work schedule upon successfully completing the company’s probation period. The Automobile Appraiser will be responsible for determining the market value of vehicles, assessing their condition, and preparing detailed appraisal reports. This role requires strong expertise in evaluating cars, trucks, and other motor vehicles based on factors like age, make, model, mileage, and overall condition. The ideal candidate will have a strong background in automotive valuation, attention to detail, and the ability to provide accurate assessments in a timely manner.

Key Responsibilities:

  • Examines the damaged vehicle to determine the extent of structural, body, mechanical, electrical, or interior damage.
  • Estimates cost of labor and parts to repair or replace each damaged item.
  • Reviews repair cost estimates with the body shop manager or foreman.
  • Negotiates with repair facilities cost-effective solutions for issues that may arise throughout the repair process.
  • Completes inspection reports with a high level of detail and in accordance with industry standards.
  • Determines feasibility of repair versus replacement of parts, such as bumpers, fenders, and doors.
  • Evaluates practicality of repair as opposed to payment of vehicle market value before the accident.
  • Determines valuations on total vehicle loss.
  • Prepares insurance forms to indicate repair cost estimates and recommendations.
  • Provides technical support to claim handlers on vehicle repair issues.
  • Applies knowledge of market value and other factors affecting reparability issues.
  • Answers inbound calls and making outbound calls to customers.
  • May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions.
  • Provides exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally.
  • Keeps management apprised of developments.
  • Sets priorities with regards to scheduling inspections, etc.
  • Maintains a high level of technical knowledge in the automotive repair industry.
  • Maintains detailed, accurate and timely records.
  • Other tasks as assigned.
  • High School Diploma or G.E.D.
  • 6 months of claims handling or intake experience.
  • Bilingual in English and Spanish is required.
  • Strong customer service and communication skills.
  • Basic proficiency in Microsoft Office.
  • A valid Driver’s License is required.

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