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Insurance Appraiser Jobs in Miami, FL (NOW HIRING)

LOYALTY MGA LLC

Total Loss Claims Adjuster

Miami, FL · On-site

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

SNI Companies

Human Resources Coordinator

Miami, FL · On-site

$22/hr

Experience drafting or reviewing performance appraisals. * Experience supporting employee ... Life insurance * 401(k) retirement plan with a 5% company match * Paid holidays * 15 days of paid ...

Banesco Usa

ABL Monitoring Manager

Miami, FL · On-site

$125 - $150/hr

Field Exams & Appraisals * Audit Coordination: Schedule and coordinate recurring third-party field ... Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability Benefits. * Free ...

Banesco USA

ABL Monitoring Manager

Miami, FL · On-site

Field Exams & Appraisals * Audit Coordination: Schedule and coordinate recurring third-party field ... Life Insurance. * Supplemental Insurances. * Short-Term & Long-Term Disability Benefits. * Free ...

Crexi

Account Executive, Intelligence (Miami)

Miami, FL · Remote

$75K - $85K/yr

Run high-volume outbound to commercial real estate investors, developers, appraisers, assessors ... Medical, dental, and vision insurance, 401(k), FSA/HSA options, and Life & AD&D insurance. * Set up ...

Bomnin Automotive Group

Body Shop Estimator

Miami, FL · On-site

Body Shop Estimator Summary Appraises vehicle damage to determine the cost of repair for insurance ... by another appraiser to resolve the situation. * Determines feasibility of repair versus ...

Loyalty MGA LLC

Metal Adjuster

Miami, FL · On-site

$60 - $80/hr

Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation ...

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Miami, FL

Insurance Appraiser information

See Miami, FL salary details

$37.8K

$47.8K

$56K

How much do insurance appraiser jobs pay per year?

As of Sep 8, 2026, the average yearly pay for insurance appraiser in Miami, FL is $47,822.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $52,600.00 per year, depending on experience, location, and employer.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

Are insurance appraisers in demand right now?

Insurance appraisers are in steady demand due to ongoing needs for property and casualty assessments, especially as insurance claims increase after natural disasters or accidents. The role requires strong analytical skills and often certification, with employment opportunities available in insurance companies, adjusting firms, and independent consulting. Demand can vary by region and economic conditions but generally remains stable in the insurance industry.

Is it hard to get a job as an insurance appraiser?

Getting a job as an insurance appraiser can be competitive, often requiring relevant experience, industry knowledge, and sometimes certification such as the CAIP or AIC. Strong analytical skills and familiarity with claims adjusting and valuation tools can improve employment prospects, but entry may be easier with related experience in insurance or appraisal fields.
More about Insurance Appraiser jobs

What are popular job titles related to Insurance Appraiser jobs in Miami, FL?

For Insurance Appraiser jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Insurance Appraiser jobs in Miami, FL look for?

The top searched job categories for Insurance Appraiser jobs in Miami, FL are:

What cities near Miami, FL are hiring for Insurance Appraiser jobs?

Cities near Miami, FL with the most Insurance Appraiser job openings:

Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Miami, FL as of September 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, and 4% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $47,822 per year, or $23 per hour.

Total Loss Claims Adjuster

Miami, FL • On-site

LOYALTY MGA LLC
See more jobs at LOYALTY MGA LLCexternal

Full-time

Re-posted 17 days ago

Job description

Overview: Loyalty MGA is looking for experienced Bilingual Auto Insurance Adjusters to join our team onsite. Whether your expertise is in Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, or Special Investigation Units, we want to hear from you. This role is ideal for professionals seeking to advance their careers in a dynamic and supportive environment.

Responsibilities:

  • Investigate and assess auto insurance claims across various segments, including Bodily Injury, Personal Injury Protection, Property Damage, Payment Adjustment, Appraisal, and Special Investigation Units.
  • Determine coverage, valuation, and exposure for claims.
  • Resolve claims efficiently and fairly.
  • Collect and analyze statements from involved parties.
  • Maintain accurate claim reserves.
  • Provide exceptional customer service to both internal and external stakeholders.

Requirements:

  • High School Diploma or G.E.D.
  • 6 months of claims handling or intake experience.
  • Bilingual in English and Spanish is required.
  • Active insurance adjuster’s license preferred; must obtain and maintain as needed.
  • Strong customer service and communication skills.
  • Basic proficiency in Microsoft Office.

This role is onsite, providing an opportunity to work closely with our team and clients. Apply now to advance your career with Loyalty MGA!

  • Hold a valid all lines 6-20 license 
  • Negotiate settlements with claimants or their representatives, ensuring fair and equitable agreements.
  • Adhere to ethical standards and guidelines while handling claims and interacting with stakeholders.
  • High school diploma or equivalent; bachelor's degree in business, or related field preferred.
  • Strong problem-solving skills with a focus on delivering timely and effective resolutions to customer issues.
  • Strong organizational and time management skills to handle multiple tasks efficiently.
  • Professional, energetic, and ability to thrive in a fast-paced environment and adapt to changing priorities.
  • Excellent verbal and written communication skills. Ability to articulate solutions clearly and concisely.
     

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