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Insurance Appraiser Jobs in Ontario (NOW HIRING)

Beneva

Automobile Appraiser

Mississauga, ON · On-site

CA$874/wk

You will also be responsible for coaching and mentoring a junior Appraiser, as well as developing ... It accompanies its clients in all stages of their lives, both for their insurance and for their ...

CSN Collision

Automotive Appraiser

Ottawa, ON

Position Overview We are currently looking for am Appraiser to join our team at CSN Bemac Orleans ... Examining an insurance claim and providing a rough estimate for parts, repair and labor charges of ...

CSN Collision

Automotive Appraiser

Ottawa, ON · On-site

Position Overview We are currently looking for am Appraiser to join our team at CSN Bemac Orleans ... Examining an insurance claim and providing a rough estimate for parts, repair and labor charges of ...

Definity Financial

Sr Appraiser, Property

Ottawa, ON · Hybrid

CA$58K - CA$106K/yr

Experience as a Construction Estimator, Project Manager, Project Manager Assistant, or project site manager within the insurance restoration industry. Commercial Building Construction Experience is ...

Normac

Client Services Administrator

Mississauga, ON · On-site

Recognized for its high standards, service, and professionalism, Normac is the premier insurance appraisal company in Canada. With an enviable client base and commitment to value and service, Normac ...

New

Normac

Client Services Administrator

Mississauga, ON · On-site

Recognized for its high standards, service, and professionalism, Normac is the premier insurance appraisal company in Canada. With an enviable client base and commitment to value and service, Normac ...

New

CARSTAR Rymal

Estimator

Hamilton, ON

The Appraiser is responsible for providing customers and insurance companies with timely and accurate estimates for repairs with the ultimate goal of closing the sale and retaining the job. The ...

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Showing results 1-20

All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Ontario

Insurance Appraiser information

See Ontario salary details

$24K

$52.5K

$101K

How much do insurance appraiser jobs pay per year?

As of Aug 6, 2026, the average yearly pay for insurance appraiser in Ontario is $52,545.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $60,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Ontario? For Insurance Appraiser jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Ontario look for? The top searched job categories for Insurance Appraiser jobs in Ontario are:
What are popular job titles related to Insurance Appraiser jobs in ON? For Insurance Appraiser jobs in ON, the most frequently searched job titles are:
Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Ontario as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $52,545 per year, or $25.3 per hour.

Automobile Appraiser

Beneva

Mississauga, ON • On-site

CA$874/wk

Full-time

Posted 12 days ago

Job description

Official Internal Job Title:

Automotible Estimator

Status:

Regular

Job Description:

You will be responsible for the assessment of motor vehicle repair costs and assist in the adjustment and settlement of automobile physical damage claims. You will also be responsible for coaching and mentoring a junior Appraiser, as well as developing standards and procedures for claims settlements. You possess superior customer service skills to work with customers, brokers and repair facilities.

Responsibilities:

  • Utilize the automated estimating system to prepare and complete repair estimates that accurately reflects the damage and dollar amount of the loss.

  • Communicate repair estimate information to customers, vendors, and claim representatives.

  • Evaluate actual cash value of vehicles declared a total loss and negotiate settlements.

  • Investigate and report any fraudulent claims.

  • Audit vehicle damage losses; verify that repairs are properly completed according to the appraisal and document findings.

  • Supervise the work of auto estimators on the team and oversee the development of their skills;

  • Reviewing estimation records during conflicts of opinion;

  • Collaborate in setting standards for automotive estimation;

  • Collaborate in the development of quality control methods of independent automotive estimators, direct repairers and junior appraisers, as well as the quality of repairs carried out by the body shop owners;

  • Ensure customer satisfaction and monitors and handles complaints where applicable;

  • Check repairs (re-check) with different suppliers if necessary;

  • Control the quality of customer service with the various body shops including the owners if applicable;

  • Follow up on agreements with accredited garages and enter into or renew agreements with different suppliers;

  • Controls the average cost of automotive suppliers and ensures compliance with the agreements.

  • Performs other tasks as required.

  • Flexible with work hours based on company needs.

  • Travel is required and not defined to any specific area.

Qualifications:

  • Excellent communication and negotiation skills

  • Minimum 2-3 years of experience leading a team of Appraisers

  • Minimum of 5-7 years of vehicle damage appraisal and collision repair industry experience

  • Working knowledge of the Automated Estimating System

  • I-CAR accreditation (an asset)

  • Licensed Auto Body Repairer (an asset)

  • Automotive Damage Appraisal Certification (or similar related certification)

Hybrid Setting: Minimum 1 day in the office a week

Salary Range: : $78 874 - $98 592 /year

This represents the expected hiring range and may not represent the full pay range for the position. The salary offered depends on several factors such as relevant skills, qualifications, and experience.
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Beneva is an equal opportunity employer, so we encourage all Women, persons with disabilities, Indigenous people as well as visible and ethnic minorities to apply.

Purpose : True to its purpose, Beneva places people at the heart of its actions and contributes to the well-being of the community. It accompanies its clients in all stages of their lives, both for their insurance and for their financial services.

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