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Insurance Appraiser Jobs in Houston, TX (NOW HIRING)

Minimum of five (5) years of experience writing automobile damage appraisals with an insurance carrier, independent appraisal firm, or collision repair facility. * Demonstrated ability to prepare ...

Minimum of five (5) years of experience writing automobile damage appraisals with an insurance carrier, independent appraisal firm, or collision repair facility. * Demonstrated ability to prepare ...

Inside Auto Appraiser

Houston, TX ยท On-site

$63K - $105K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Prepares and documents accurate vehicle / equipment damage appraisals, Actual Cash and Replacement ... Basic Insurance Contract Knowledge. * Basic Principles of Investigation. * Basic Value ...

Attorney - Insurance Defense

Sugar Land, TX ยท On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... appraisal process. * Advocacy: Appear at hearings and mediations; assist in witness and expert ... Including company-paid PPO health insurance, dental, and vision options. * Generous PTO & Well ...

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Showing results 1-20

Insurance Appraiser information

See Houston, TX salary details

$37.7K

$47.7K

$55.9K

How much do insurance appraiser jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance appraiser in Houston, TX is $47,748.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $52,500.00 per year, depending on experience, location, and employer.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

Are insurance appraisers in demand right now?

Insurance appraisers are in steady demand due to ongoing needs for property and casualty assessments, especially as insurance claims increase after natural disasters or accidents. The role requires strong analytical skills and often certification, with employment opportunities available in insurance companies, adjusting firms, and independent consulting. Demand can vary by region and economic conditions but generally remains stable in the insurance industry.

Is it hard to get a job as an insurance appraiser?

Getting a job as an insurance appraiser can be competitive, often requiring relevant experience, industry knowledge, and sometimes certification such as the CAIP or AIC. Strong analytical skills and familiarity with claims adjusting and valuation tools can improve employment prospects, but entry may be easier with related experience in insurance or appraisal fields.

What are popular job titles related to Insurance Appraiser jobs in Houston, TX?

For Insurance Appraiser jobs in Houston, TX, the most frequently searched job titles are:

What cities near Houston, TX are hiring for Insurance Appraiser jobs?

Cities near Houston, TX with the most Insurance Appraiser job openings:

Infographic showing various Insurance Appraiser job openings in Houston, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $47,748 per year, or $23 per hour.

Appraiser - Residential Property Division

Harris Central Appraisal District

Houston, TX โ€ข On-site

Full-time

Posted 5 days ago


Job description

Join an organization that values it's community and employees!
The purpose of this entry-level position is to represent the Chief Appraiser in all aspects of inspecting and recording the characteristics of business industrial personal, residential, or commercial properties. This is accomplished by determining valuation of properties using appraiser judgment and discretion to include the unique characteristics recorded to value improvements in mass appraisal. Fieldwork and office work are interspersed with seasons of informal meetings in working with taxpayers to resolve property value disputes. This position is to ensure all sections operate and support the appraisal district's mission, goals and objectives
EDUCATION/POSITION SPECIFIC REQUIREMENTS & WORK EXPERIENCE
EDUCATION REQUIREMENTS
โ€ข Required: Bachelor's Degree.
- Major in Accounting, Finance or Real Estate preferred.
โ€ข In certain circumstances the college degree requirement may be waived for an individual with:
a) An RPA and current active registration with the Texas Department of Licensing and Regulation.
b) A residential or general appraiser license currently active with the Texas Appraiser Licensing and Certification Board.
c) Five or more years of applicable experience within the last ten years of the date of application.
d) For applicants who are currently employed by the Harris Central Appraisal District, two (2) or more years of experience at the appraisal district and 60 hours of college credit.
e) An honorable discharge from a branch of the US Armed Services.
WORK EXPERIENCE
โ€ข One (1) year of work experience preferred, especially in real estate and appraisal
Position requires use of personal vehicle. A valid Texas driver's license with proof of liability insurance is mandatory with a verified acceptable driving records. Additional requirements are outlined under Technical Responsibilities.
JOB RESPONSIBILITIES
This information is intended to be descriptive of the key responsibilities of the job. The list of essential functions below does not identify all duties performed by any single incumbent in this job.
General Responsibilities (Broad responsibilities that are consistent across job families)
โ€ข Provide property inspection and/or measurement of properties in the field.
โ€ข Check field appraisal records for accuracy and completeness.
โ€ข Inspect and measure assigned properties completely and accurately.
โ€ข Utilize aerial photography images to verify property improvement characteristics.
โ€ข Represent the Chief Appraiser and the district in informal meetings, with property owners or their representatives, and consider evidence to form an opinion of value.
โ€ข Maintain a professional and courteous manner.
โ€ข Provide assistance to property owners.
โ€ข Complete required appraisal trainings and courses as defined by the Texas Department of Licensing and Regulation to achieve Level III designation within 3 years of employment and successfully achieve the Registered Professional Appraiser designation within 5 years.
โ€ข Adhere to a strict code of ethics as laid out by professional standards like the Uniform Standards of Appraisal Practice (USPAP).
โ€ข Complete special projects including, but not limited to, and reviewing accounts with value changes to ensure accuracy of resulting value.
โ€ข Operate PC/Laptop and HCAD's CAMA software for research and record retrieval.
โ€ข Perform other duties as assigned.
Note: The appraiser must register with TDLR and have either attained or work towards a TDLR Appraiser License. Appraiser must enroll in TDLR Courses and work towards completing, at a minimum, courses #101, #102 and #30.
Position Specific Responsibilities (Division specific responsibilities)
RESIDENTIAL PROPERTY DIVISION:
โ€ข Provide efficient and accurate collection of data for residential property types; including but not limited to single-family homes and multi-family units like a duplex.
โ€ข Learns to conduct property evaluation including understanding of relevant data for valuation.
โ€ข Exposure to informal meetings and formal hearings.
โ€ข Gains exposure to RPD processes including inspections, meetings, hearings, sales process, reinspection projects.
โ€ข Maintains sales database.
โ€ข Sketch and measure various property types.
โ€ข Add new improvements or properties to the system for the appropriate year for new construction projects.
POSITION QUALIFICATIONS & REQUIREMENTS
KNOWLEDGE:
โ€ข Understanding property inspection and valuation procedures and techniques.
โ€ข Requires successful completion of Level III exam within 3 years.
โ€ข Requires Registered Professional Appraisal License within 5 years.
โ€ข Knowledge of new and revised tax laws and Texas Property Tax Code.
WORKING CONDITIONS
Positions in this class typically require repetitive motions, sitting or standing for prolonged periods of time in an office setting.
PHYSICAL & MENTAL REQUIREMENTS
Must have sufficient mobility to visit property sites that may feature rough terrain and to work outdoors in unfavorable weather conditions. Must be able to sit or stand for extended periods of time with ability to reach, bend and move up/down on steps. Must be able to lift up to 50-pounds.
The position requires considerable concentration, creativity and ability to manage time effectively. The position is subject to stress caused by a changing public environment, mandatory deadlines and heavy workload. Requires the ability to ask questions that will bring forth the information needed to make sound decisions.
Equal Opportunity Employer
The Harris Central Appraisal District is committed to recruiting and retaining a diverse workforce and providing a work environment that is free from discrimination and harassment based upon any legally protected status or protected characteristic,
including but not limited to an individual's sex, race, color, ethnicity, national origin, age, religion, disability, sexual orientation, genetic information, veteran status, gender identity, or pregnancy.
Due to the high volume of applications received, the Hiring Department will contact you directly, should you be selected to advance in our recruitment process.