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Home Insurance Inspector Jobs in Ontario (NOW HIRING)

York Region

Construction Inspector

Newmarket, ON

ABOUT US Almost 1.3 million residents call York Region home, making it one of the largest regions ... insurance, access to a 24/7 Employee and Family Assistance Program and corporate discounts and ...

Kiewit Corporation

CA$35 - CA$50/hr

Mid Level Home District/Group: Kiewit Nuclear Solutions Department: Quality Market: Nuclear ... insurance, disability, retirement plans with matching, and generous paid time off. We believe in ...

Kiewit Corporation

CA$72K - CA$104K/yr

Mid Level Home District/Group: Kiewit Nuclear Solutions Department: Quality Market: Nuclear ... insurance, disability, retirement plans with matching, and generous paid time off. We believe in ...

U-Haul

Customer Service Representative

Toronto, ON

CA$17.60 - CA$18.50/hr

Life insurance * MetLaw Legal program * MetLife auto and home insurance * Discounts on Apple ... Clean and inspect equipment on the lot including checking fluid levels. * Answer questions and ...

U-Haul

Customer Service Representative

Kitchener, ON · On-site

CA$17.60 - CA$18.50/hr

Life insurance * MetLaw Legal program * MetLife auto and home insurance * Discounts on Apple ... Clean and inspect equipment on the lot including checking fluid levels. * Answer questions and ...

U-Haul

Customer Service Representative

Stoney Creek, ON

CA$17.60 - CA$18.50/hr

Life insurance * MetLaw Legal program * MetLife auto and home insurance * Discounts on Apple ... Clean and inspect equipment on the lot including checking fluid levels. * Answer questions and ...

U-Haul

Customer Service Representative

Ajax, ON

Life insurance * MetLaw Legal program * MetLife auto and home insurance * Discounts on Apple ... Clean and inspect equipment on the lot including checking fluid levels. * Answer questions and ...

New

Magna

Customer Quality Specialist

Newmarket, ON · On-site

CA$65K - CA$80K/yr

Assists PQ inspectors/Fixture engineer to maintain T&E/ durability fixtures * Trains Inspectors ... Employee Discounts: Auto and Home Insurance, Retail, Restaurants, etc. Awareness, Unity ...

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All JobsHome Insurance Inspector JobsHome Insurance Inspector Jobs in Ontario

Home Insurance Inspector information

See Ontario salary details

$5

$26

$52

How much do home insurance inspector jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for home insurance inspector in Ontario is $26.99, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $35.34 per hour, depending on experience, location, and employer.

What does a home insurance inspector do?

A Home Insurance Inspector is responsible for evaluating residential properties to assess their condition, safety, and potential risks for insurance purposes. They conduct thorough inspections of various aspects of the home, such as the roof, electrical systems, plumbing, and structural integrity. The inspector's findings help insurance companies determine the level of risk involved in insuring the property, set appropriate premiums, and identify any necessary repairs or improvements. This role is essential for both insurers and homeowners to ensure fair coverage and minimize unexpected claims.

What are the key skills and qualifications needed to thrive as a home insurance inspector, and why are they important?

To thrive as a Home Insurance Inspector, you need expertise in property assessment, risk evaluation, and a solid understanding of building codes, often supported by a background in construction, insurance, or a relevant certification. Familiarity with inspection software, digital cameras, and reporting systems is typically required. Attention to detail, effective communication, and strong organizational skills help inspectors build trust with clients and deliver thorough, accurate reports. These skills and qualities are crucial for ensuring proper risk assessment, compliance, and customer satisfaction in the insurance process.

What are the most common challenges faced by home insurance inspectors during property assessments?

Home Insurance Inspectors often encounter challenges such as gaining access to properties when homeowners are unavailable, accurately identifying potential risks in older or renovated homes, and keeping up with evolving building codes and insurance requirements. Inspectors must also document findings thoroughly while maintaining a professional rapport with clients. Additionally, weather conditions or remote property locations can complicate site visits, requiring flexibility and effective time management.

What is the difference between Home Insurance Inspector vs Property Appraiser?

AspectHome Insurance InspectorProperty Appraiser
CredentialsInsurance licenses, inspection trainingReal estate licenses, appraisal certifications
Work EnvironmentResidential properties, insurance companiesVarious properties, real estate firms or banks
Industry UsageInsurance industry, risk assessmentReal estate, mortgage lending

While both roles involve property evaluation, Home Insurance Inspectors focus on assessing homes for insurance risk, whereas Property Appraisers determine property value for sales or loans. They share some credentials and work environments but serve different industry needs.

Are home insurance inspectors still in demand?

Home insurance inspectors are still in demand as insurance companies require property assessments to determine coverage and premiums. The role often involves evaluating property conditions, documenting findings, and may require relevant certifications; demand can vary based on regional insurance markets and property turnover rates.

How do I become a home insurance inspector?

To become a home insurance inspector, you typically need a high school diploma or equivalent, along with knowledge of building structures and safety standards. Many employers provide on-the-job training, and obtaining certifications such as the National Association of Home Inspectors (NAHI) or similar can improve job prospects. Inspectors usually work independently, assessing properties for insurance purposes and documenting conditions using tools like cameras and inspection software.

What are popular job titles related to Home Insurance Inspector jobs in Ontario?

For Home Insurance Inspector jobs in Ontario, the most frequently searched job titles are:

What job categories do people searching Home Insurance Inspector jobs in Ontario look for?

The top searched job categories for Home Insurance Inspector jobs in Ontario are:

Home Insurance Inspector jobs near you
Infographic showing various Home Insurance Inspector job openings in Ontario as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $56,147 per year, or $27 per hour.

TD Insurance, Residential Field Claims Advisor- Ottawa/Gatineau

Td

Ottawa, ON • On-site

CA$66K - CA$94K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 4 days ago

Job description

Work Location:

Ottawa, Ontario, Canada

Hours:

35

Line of Business:

TD Insurance

Pay Details:

$66,800 - $94,300 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TD Insurance is part of TD Bank Group, one of Canada's largest financial institutions. TD Insurance helps protect clients from the 'accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.
In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.
At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Description

Being There in the Moments That Matter - At TD Insurance, you can contribute to those moments that matter, moments when we work together to improve the lives of our clients.

Reporting to a Team Manager, Residential Claims, the Residential Field Claims Adjuster is responsible for handling residential claims where you will meet with clients to provide them guidance to facilitate the settlement of their claim. You will complete on-site inspections; scoping of the damages, assigning as required the appropriate contractor or supplier, and you will analyze the information gathered to determine coverage.

Responsibilities of the role include but are not limited to the following:

  • Provides personal and legendary client service, ensuring timely follow-ups.

  • Manages and settles residential claims in accordance with operational standards.

  • Balances the needs of the client and those of the insurer when settling claims.

  • Completes estimates and negotiates with contractors on residential repairs.

  • Controls expenditures on all claim settlements.

  • Assists and helps to develop internal and external colleagues.

  • Industry accreditation and training on an ongoing basis is a requirement of the role.

Job Requirements

  • You are focused on providing clients with the best possible experience.

  • You have a thorough knowledge and understanding of home insurance policy coverage and claims adjudication.

  • You have a thorough knowledge of residential construction procedures/restoration practices and experience in handling structural building damage claims.

  • You possess excellent verbal/written communication skills

  • You can exercise good judgement in the settlement of claims and have effective negotiation skills.

  • You maintain a positive demeanor and foster team spirit, while demonstrating superior interpersonal and communication skills.

  • You have sound problem-solving and analytical skills and excellent organization and time management skills.

  • You must have a clear Drivers Abstract

  • You possess strong typing and computer skills and are proficient with Xactanalysis/Xactimate, Guidewire ClaimCenter and Microsoft Office.

  • AMF licensing is considered an asset or willingness to complete it within the first 12 months of employment.

  • Bilingualism (French and English) is considered a strong asset.


#LI-TDI

#IN-TDI

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.


Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

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