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Insurance Examiner Jobs (NOW HIRING)

Insurance Examiner I

Jackson, MS ยท On-site

$43K - $59K/yr

This financial and market position conducts examination and analysis accountable for examining and evaluating insurance and financial services companies to verify solvency and ensure that operations ...

The Insurance Examiner collects group insurance information needed to review HIPP cases for program eligibility. * The information is analyzed to ensure it meets State requirements. Responsibilities:

Insurance Examiner I

Jackson, MS ยท On-site

$43K - $59K/yr

This financial and market position conducts examination and analysis accountable for examining and evaluating insurance and financial services companies to verify solvency and ensure that operations ...

Market Conduct Examiner

Helena, MT ยท On-site

$55 - $75/hr

This position helps protect consumers by analyzing insurer market activity, conducting market conduct examinations, reviewing health insurance carrier network adequacy, and assisting with pharmacy ...

New

$95 - $140/hr

Ability to obtain the Certified Insurance Examiner (CIE), Market Conduct Management (MCM), and/or other pertinent designations relevant to the PBM industry, including continuing education ...

New

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Insurance Examiner information

See salary details

$40K

$61.6K

$92K

How much do insurance examiner jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance examiner in the United States is $61,600.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $65,500.00 per year, depending on experience, location, and employer.

What is an insurance examiner?

Insurance examiners are professionals who review insurance applications, claims, and policies to ensure compliance with government regulations and company standards. They assess the financial health of insurance companies, investigate claim validity, and help prevent fraud. Their work is essential in maintaining the integrity and reliability of the insurance industry. Insurance examiners often work for government agencies or private insurance firms, and their findings can impact licensing and policy decisions.

What are the key skills and qualifications needed to thrive as an insurance examiner?

To thrive as an Insurance Examiner, you need a solid understanding of accounting, finance, and insurance regulations, often supported by a bachelor's degree in a related field. Familiarity with auditing software, data analysis tools, and regulatory compliance systems is typically required. Attention to detail, analytical thinking, and strong communication skills are essential soft skills for success in this role. These skills ensure accurate evaluations of financial records and compliance, protecting policyholders and maintaining the stability of the insurance industry.

What are some common challenges insurance examiners face when reviewing insurance companies' financial statements?

A common challenge for Insurance Examiners is identifying inconsistencies or irregularities in complex financial statements, as insurance company accounting can involve intricate transactions and reserves. Examiners must stay up to date with changing regulations and industry standards, which can vary by state and specialty. Additionally, they often work under tight deadlines and must balance objectivity with effective communication when discussing findings with company management. Strong analytical skills and attention to detail are essential for success in this role.

What is the difference between Insurance Examiner vs Insurance Underwriter?

AspectInsurance ExaminerInsurance Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentOffice setting; reviewing claims and documentsOffice setting; assessing risk and approving policies
Employer & Industry UsageInsurance companies, government agenciesInsurance companies, brokerage firms
Common Search & Comparison IntentUnderstanding roles in claims reviewUnderstanding roles in policy issuance

Insurance Examiners focus on reviewing insurance claims and verifying information, while Insurance Underwriters evaluate risks to determine policy eligibility and pricing. Both roles are essential in the insurance industry but serve different functions in the claims and underwriting processes.

How to become an insurance examiner?

To become an insurance examiner, candidates typically need a high school diploma or equivalent, with some roles preferring or requiring a college degree in fields like finance, business, or insurance. Relevant skills include attention to detail, analytical ability, and knowledge of insurance policies and regulations. Certification or training programs may be available, and experience in insurance or claims processing can improve job prospects.

What do insurance examiners do?

Insurance examiners review insurance applications, verify applicant information, and assess risk to determine policy eligibility and premium rates. They often analyze medical records, financial documents, and may conduct interviews or inspections to ensure accuracy and compliance with company policies.
More about Insurance Examiner jobs

What cities are hiring for Insurance Examiner jobs?

Cities with the most Insurance Examiner job openings:

What are the most commonly searched types of Insurance Examiner jobs?

The most popular types of Insurance Examiner jobs are:

Who are the top companies hiring for Insurance Examiner jobs?

The top employers for Insurance Examiner jobs are:

What states have the most Insurance Examiner jobs?

States with the most job openings for Insurance Examiner jobs include:

What job categories do people searching Insurance Examiner jobs look for?

The top searched job categories for Insurance Examiner jobs are:

Infographic showing various Insurance Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $61,600 per year, or $29.6 per hour.

Senior Insurance Examiner (Supervisor)

Department of Insurance

Sacramento, CA โ€ข On-site

$8.3K - $13K/mo

Full-time

Medical, Dental, Vision, Retirement

Posted 10 days ago


Job description

Do you enjoy working in a fast-paced remote centered environment with variety in your work? The California Department of Insurance (CDI) is seeking a dynamic Senior Insurance Examiner (Supervisor) who supervises, directs and reviews the day-to-day work of staff, which encompasses performing ongoing risk-focused financial analyses of licensed entities.
If this is you, then CDI may be the employer for you!
Under general direction of the Supervising Insurance Examiner, the incumbent conducts reviews of the financial aspects of corporate affairs applications and filings requiring the Department's approval, to ensure compliance with the California Insurance Code, the California Code of Regulations, the Department's issued Bulletins and Notices, the NAIC Accreditation Program Manual, as well as the Financial Analysis Division's policies and procedures.
This position is designated under the Conflict of Interest Code. The position is responsible for making or participating in governmental decisions that may potentially have a material effect on personal financial interests. The appointee is required to complete a Statement of Economic Interest (Form 700), which includes an Assuming Office filing within 30 days of appointment, annual filings, and a Leaving Office filing within 30 days of physical separation. Non-compliance with the Conflict of Interest Code requirements may result in the voiding of appointment, financial penalties, or enforcement actions.
Effective July 1, 2025, the California Department of Human Resources (CalHR) implemented the Personal Leave Program (PLP) 2025 and related Pay Differential 386. PLP 2025 requires employees to receive a reduction in pay in exchange for monthly hours of PLP 2025 leave credits. The salary range(s) included on this job posting do not reflect the reduction in pay. For more information, visit the CalHR website ( www.calhr.ca.gov).
New to state service? Learn how to apply here.
Please, take two minutes to check us out or provide your feedback .
You will find additional information about the job in the Duty Statement .
Working Conditions
  • The incumbent may telework in accordance with CDI's Telework Policy. Teleworking employees may be required to report to their headquarters office location on designated telework days. Travel expenses are not reimbursed, however other authorized transit subsidies do exist for those who qualify.
  • Teleworking employees will be required to report to their headquarters office location on (1) one pre-designated work day a week. May be subject to change.
  • Travel expenses are not reimbursed; however, other authorized transit subsidies do exist for those who qualify.
  • Work in a high-rise office building with a standard office environment (e.g., artificial lighting, controlled temperature).

Minimum Requirements You will find the Minimum Requirements in the Class Specification.
  • SENIOR INSURANCE EXAMINER (SUPERVISOR)
Additional Documents
  • Job Application Package Checklist
  • Duty Statement

Position Details Job Code #:
JC-529370
Position #(s):
413-364-4411-009
Working Title:
Senior Insurance Examiner (Supervisor)
Classification:
SENIOR INSURANCE EXAMINER (SUPERVISOR) $8,312.00 - $10,844.00 A
$9,132.00 - $11,929.00 B
$9,132.00 - $11,929.00 C
$10,026.00 - $13,123.00 D
New to State candidates will be hired into the minimum salary of the classification or minimum of alternate range when applicable.
# of Positions:
1
Work Location:
Los Angeles County
Telework:
Hybrid
Job Type:
Permanent, Full Time
Department Information The CDI is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state's consumers by fairly regulating the insurance industry. With annual direct premiums of $340 billion, California is the largest insurance market in the United States and the fourth largest insurance market in the world.
Nearly 1,400 dedicated employees work at CDI to oversee more than 1,400 insurance companies and license more than 425,000 agents, brokers, adjusters, and business entities.
FINANCIAL SURVEILLANCE BRANCH
FINANCIAL ANALYSIS DIVISION
FINANCIAL ANALYSIS BUREAU
Department Website: http://www.insurance.ca.gov
Special Requirements
Please attach (upload) all the required documents to verify that you meet the minimum qualifications for this position (i.e., degree, transcript, license, certificate). If you fail to provide the required documentation, your application package will be marked as incomplete and not considered for an interview.
  • Exam list eligibility - refer to exam link below.
  • Transfer eligibility, if applicable, for current/former civil service employees
  • Statement of Qualifications
  • Resume

Application Instructions
Completed applications and all required documents must be received or postmarked by the Final Filing Date in order to be considered. Dates printed on Mobile Bar Codes, such as the Quick Response (QR) Codes available at the USPS, are not considered Postmark dates for the purpose of determining timely filing of an application.
Final Filing Date: 9/4/2026
Who May Apply
Individuals who are currently in the classification, eligible for lateral transfer, eligible for reinstatement, have list or LEAP eligibility, are in the process of obtaining list eligibility, or have SROA and/or Surplus eligibility (please attach your letter, if available). SROA and Surplus candidates are given priority; therefore, individuals with other eligibility may be considered in the event no SROA or Surplus candidates apply. Applications will be screened and only the most qualified applicants will be selected to move forward in the selection process. Applicants must meet the Minimum Qualifications stated in the Classification Specification(s).
How To Apply
Complete Application Packages (including your Examination/Employment Application (STD 678) and applicable or required documents) must be submitted to apply for this Job Posting. Application Packages may be submitted electronically through your CalCareer Account at www.CalCareers.ca.gov. When submitting your application in hard copy, a completed copy of the Application Package listing must be included. If you choose to not apply electronically, a hard copy application package may be submitted through an alternative method listed below:
Address for Mailing Application Packages
You may submit your application and any applicable or required documents to:
Department of Insurance
CDI Jobs Inquiries
Attn: Classification & Consultation Unit
Human Resources Management Division
300 Capitol Mall, 13th Floor
Sacramento , CA 95814
Address for Drop-Off Application Packages
You may drop off your application and any applicable or required documents at:
Department of Insurance
CDI Jobs Inquiries
Classification & Consultation Unit
Human Resources Management Division
300 Capitol Mall, 13th Floor
Sacramento , CA 95814
08:00 AM - 05:00 PM
Required Application Package Documents
The following items are required to be submitted with your application. Applicants who do not submit the required items timely may not be considered for this job:
  • Current version of the State Examination/Employment Application STD Form 678 (when not applying electronically), or the Electronic State Employment Application through your Applicant Account at www.CalCareers.ca.gov. All Experience and Education relating to the Minimum Qualifications listed on the Classification Specification should be included to demonstrate how you meet the Minimum Qualifications for the position.
  • Resume is required and must be included.
  • Statement of Qualifications - Instructions may be found in the Statement of Qualifications Section of this job posting.
Applicants requiring reasonable accommodations for the hiring interview process must request the necessary accommodations if scheduled for a hiring interview. The request should be made at the time of contact to schedule the interview. Questions regarding reasonable accommodations may be directed to the EEO contact listed on this job posting.
Desirable Qualifications In addition to evaluating each candidate's relative ability, as demonstrated by quality and breadth of experience, the following factors will provide the basis for competitively evaluating each candidate:
  • Demonstrated commitment to fostering an inclusive, collaborative, and respectful work environment that values diverse backgrounds, perspectives, and experiences.
  • Knowledge of statutory accounting principles, risk-focused financial analysis, and applicable laws, regulations, departmental policies, and NAIC accreditation standards governing insurance company financial regulation.
  • Ability to supervise, coach, and develop staff in conducting risk-focused surveillance and regulatory reviews of licensed insurance entities.
  • Ability to review and evaluate staff work to ensure the analyses are accurate, well-supported, consistent, and documented in accordance with departmental policies and NAIC accreditation standards.
  • Experience in preparing clear, concise, and well-organized reports, memoranda, and correspondence.
  • Strong analytical and critical thinking skills, including the ability to evaluate information, exercise sound judgment, and make well-reasoned decisions.
  • Strong verbal and written communication skills.
  • Ability to build and maintain effective working relationships with staff, management, regulated entities, and other stakeholders.
  • Ability to prioritize workload, manage competing deadlines, and effectively allocate resources to ensure timely completion of assignments.
  • Ability to provide constructive feedback, address performance issues, and promote employee accountability and professional development.
  • Ability to effectively contribute to the Department's mission, goals, and Equal Employment Opportunity (EEO) objectives.

Benefits
  • Flexible work hours
  • Remote work options
  • Medical Benefits - including health, dental, and vision insurance
  • Employee Wellness Program
  • Employee Assistance Program
  • On the Job Training
  • Career Services Program
  • Recognition Program
  • Paid Holidays and leave
  • Defined benefit retirement program
  • Savings Plus Program (401 (k), 457)
  • Every 12 months, based on performance evaluation, employees may receive a 5% salary increase until they reach the maximum salary for the position.
Benefit information can be found on the CalHR website and the CalPERS website.
Contact Information
The Human Resources Contact is available to answer questions regarding the position or application process.
Department Website: http://www.insurance.ca.gov
Human Resources Contact:
Classification & Consultation Unit
(916) 492-3300
CDIJobInquiries@insurance.ca.gov
Please direct requests for Reasonable Accommodations to the interview scheduler at the time the interview is being scheduled. You may direct any additional questions regarding Reasonable Accommodations or Equal Employment Opportunity for this position(s) to the Department's EEO Office.
EEO Contact:
EEO Officer
(916) 492-3024
OCR@insurance.ca.gov
California Relay Service: 1-800-735-2929 (TTY), 1-800-735-2922 (Voice) TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device.
Examination Information
Step 1 - If you have not taken the Senior Insurance Examiner (Supervisor) examination, or if your eligibility has expired, and/or you have no other type of eligibility, you MUST take the examination to be eligible for appointment. Please click the link provided below for the examination information and instructions.
Senior Insurance Examiner (Supervisor): Senior Insurance Examiner (Supervisor) Exam Bulletin
Step 2 - Submit your application including all required documents, by using the "Apply Now" button found at the top of this bulletin.
Statement of Qualifications
Applicants are required to submit a Statement of Qualifications (SOQ) as part of the application process. The SOQ should clearly describe how the applicant's education, training, experience, knowledge, skills, and abilities demonstrate the qualifications for this position. Responses should specifically address the desirable qualifications listed in this job announcement and provide relevant examples that demonstrate the applicant's experience and accomplishments. The SOQ will be evaluated based on the applicant's ability to clearly, concisely, and effectively present information in writing, as well as the extent to which the response demonstrates the knowledge, skills, and abilities required for the position.
Instructions:
Respond to the SOQ question below. Responses must be typed using 12-point Arial font. Responses must be single-spaced, single-sided, and may not exceed four (4) pages.
SOQ Question:
In a narrative form, describe how your education, training, experience, and skills demonstrate your qualifications for this position. Address each of the desirable qualifications listed in this job announcement and provide specific examples that demonstrate your knowledge, experience, and supervisory abilities.
Equal Opportunity Employer
The State of California is an equal opportunity employer to all, regardless of age, ancestry, color, disability (mental and physical), exercising the right to family care and medical leave, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, political affiliation, race, religious creed, sex (includes pregnancy, childbirth, breastfeeding and related medical conditions), and sexual orientation.
It is an objective of the State of California to achieve a drug-free work place. Any applicant for state employment will be expected to behave in accordance with this object