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Insurance Examiner Jobs (NOW HIRING)

Insurance Examiner

Sacramento, CA · On-site

$4K - $7K/mo

Under supervision, the Insurance Examiner (IE) will assist in the financial examinations (audits) of insurance companies to determine their financial status, solvency, and the legality and propriety ...

INSURANCE EXAMINER III

Little Rock, AR · On-site

$94K - $139K/yr

The Insurance Examiner III evaluates the financial stability, regulatory compliance, and operational integrity of insurance companies. This role involves conducting audits, analyzing financial ...

The Insurance Examiner collects group insurance information needed to review HIPP cases for program eligibility. * The information is analyzed to ensure it meets State requirements. Responsibilities:

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

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Insurance Examiner information

See salary details

$40K

$61.6K

$92K

How much do insurance examiner jobs pay per year?

As of Jun 13, 2026, the average yearly pay for insurance examiner in the United States is $61,600.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $65,500.00 per year, depending on experience, location, and employer.

How much do claims examiners make in the US?

Claims examiners, including insurance examiners, typically earn a median annual salary of around $45,000 to $70,000 in the US, depending on experience, location, and employer. They often require attention to detail and knowledge of insurance policies, with some roles offering opportunities for advancement and certification.

What are some common challenges Insurance Examiners face when reviewing insurance companies' financial statements?

A common challenge for Insurance Examiners is identifying inconsistencies or irregularities in complex financial statements, as insurance company accounting can involve intricate transactions and reserves. Examiners must stay up to date with changing regulations and industry standards, which can vary by state and specialty. Additionally, they often work under tight deadlines and must balance objectivity with effective communication when discussing findings with company management. Strong analytical skills and attention to detail are essential for success in this role.

What are insurance examiners?

Insurance examiners are professionals who review insurance applications, claims, and policies to ensure compliance with government regulations and company standards. They assess the financial health of insurance companies, investigate claim validity, and help prevent fraud. Their work is essential in maintaining the integrity and reliability of the insurance industry. Insurance examiners often work for government agencies or private insurance firms, and their findings can impact licensing and policy decisions.

What is the difference between Insurance Examiner vs Insurance Underwriter?

AspectInsurance ExaminerInsurance Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentOffice setting; reviewing claims and documentsOffice setting; assessing risk and approving policies
Employer & Industry UsageInsurance companies, government agenciesInsurance companies, brokerage firms
Common Search & Comparison IntentUnderstanding roles in claims reviewUnderstanding roles in policy issuance

Insurance Examiners focus on reviewing insurance claims and verifying information, while Insurance Underwriters evaluate risks to determine policy eligibility and pricing. Both roles are essential in the insurance industry but serve different functions in the claims and underwriting processes.

What are the key skills and qualifications needed to thrive as an Insurance Examiner, and why are they important?

To thrive as an Insurance Examiner, you need a solid understanding of accounting, finance, and insurance regulations, often supported by a bachelor's degree in a related field. Familiarity with auditing software, data analysis tools, and regulatory compliance systems is typically required. Attention to detail, analytical thinking, and strong communication skills are essential soft skills for success in this role. These skills ensure accurate evaluations of financial records and compliance, protecting policyholders and maintaining the stability of the insurance industry.

What jobs pay 2000 a day?

Insurance examiners typically do not earn $2,000 a day; their salaries are usually based on annual or hourly rates. High-paying jobs that can reach or exceed $2,000 daily include specialized roles such as senior corporate executives, certain medical specialists, or highly experienced consultants, often requiring advanced skills, certifications, or extensive experience. These roles are generally found in industries like finance, healthcare, or law and may involve significant responsibility or expertise.

What do insurance examiners do?

Insurance examiners review insurance applications, verify applicant information, and assess risk to determine policy eligibility and premium rates. They analyze medical records, financial documents, and other data, often using specialized software, to ensure accuracy and compliance with regulations.

How do you become an insurance examiner?

To become an insurance examiner, candidates typically need a high school diploma or equivalent, with some roles preferring or requiring a college degree in fields like business or finance. Relevant experience in insurance, claims, or auditing is often beneficial, and passing a background check is usually required. Some positions may require certification or training in insurance practices and regulations.
More about Insurance Examiner jobs
What cities are hiring for Insurance Examiner jobs? Cities with the most Insurance Examiner job openings:
What are the most commonly searched types of Insurance Examiner jobs? The most popular types of Insurance Examiner jobs are:
What states have the most Insurance Examiner jobs? States with the most job openings for Insurance Examiner jobs include:
Infographic showing various Insurance Examiner job openings in the United States as of June 2026, with employment types broken down into 83% Full Time, and 17% Contract. Highlights an 83% In-person, and 17% Hybrid job distribution, with an average salary of $61,600 per year, or $29.6 per hour.

Insurance Examiner

Department of Insurance

Sacramento, CA • On-site

$4K - $7K/mo

Full-time

Medical, Dental, Vision, Retirement

Posted 18 days ago


Job description

** This recruitment may be used to fill multiple vacancies.
Do you enjoy working in a fast-paced remote-centered environment with variety in your work? The California Department of Insurance (CDI) is seeking a dynamic individual with demonstrated accounting/audit knowledge and skills to serve as an Insurance Examiner.
Under supervision, the Insurance Examiner (IE) will assist in the financial examinations (audits) of insurance companies to determine their financial status, solvency, and the legality and propriety of their operations. Tasks include but are not limited to: review and assess the effectiveness of the insurer's audit function as well as the enterprise risk management function; exercise judgment to identify and assess solvency risks facing the insurer; identify relevant controls and/or risk mitigation strategies to address risks identified and perform tests of controls to evaluate their effectiveness, as well as examine related records to appropriately determine insurer's compliance with State laws, rules, regulations and standards/guidelines prescribed by the National Association of Insurance Commissioners (NAIC).
Routine/extensive travel is required within and/or outside the state of California via private or public transportation (i.e., automobile, airplane, etc.)
This position is designated under the Conflict of Interest Code. The position is responsible for making or participating in governmental decisions that may potentially have a material effect on personal financial interests. The appointee is required to complete a Statement of Economic Interest (Form 700), which includes an Assuming Office filing within 30 days of appointment, annual filings, and a Leaving Office filing within 30 days of physical separation. Non-compliance with the Conflict of Interest Code requirements may result in the voiding of appointment, financial penalties, or enforcement actions.
Effective July 1, 2025, the California Department of Human Resources (CalHR) implemented the Personal Leave Program (PLP) 2025 and related Pay Differential 386. PLP 2025 requires employees to receive a reduction in pay in exchange for monthly hours of PLP 2025 leave credits. The salary range(s) included on this job posting do not reflect the reduction in pay. For more information, visit the CalHR website ( www.calhr.ca.gov ).
New to state service? Learn how to apply here.
Please, take two minutes to check us out or provide your feedback .
You will find additional information about the job in the Duty Statement .
Working Conditions
  • The incumbent must be able to work in a high-rise building.
  • The incumbent may sit for extended periods of time and work at a computer for an extended period of time.
  • Requires occasional driving for extended periods of time.
  • Routine/extensive travel is required within and/or outside the state of California via private or public transportation (i.e., automobile, airplane, etc.)
  • The incumbent may telework in accordance with CDl's Telework Policy. Teleworking employees may be required to report to their headquarters office location on designated telework days. Travel expenses are not reimbursed, however other authorized transit subsidies do exist for those who qualify.

Minimum Requirements You will find the Minimum Requirements in the Class Specification.
  • INSURANCE EXAMINER
Additional Documents
  • Job Application Package Checklist
  • Duty Statement

Position Details Job Code #:
JC-519248
Position #(s):
413-251-4420-XXX
413-151-4420-006
Working Title:
Insurance Examiner
Classification:
INSURANCE EXAMINER $4,470.00 - $5,329.00 A
$4,417.00 - $5,807.00 C
$5,528.00 - $7,269.00 E
$5,769.00 - $7,586.00 G
New to State candidates will be hired into the minimum salary of the classification or minimum of alternate range when applicable.
# of Positions:
2
Work Location:
United States
Telework:
Hybrid
Job Type:
Permanent, Full Time
Department Information The CDI is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state's consumers by fairly regulating the insurance industry. With annual direct premiums of $340 billion, California is the largest insurance market in the United States and the fourth largest insurance market in the world.
Nearly 1,400 dedicated employees work at CDI to oversee more than 1,400 insurance companies and licen se more than 425,000 agents, brokers, adjusters, and business entities.
Financial Surveillance Branch
Field Examination Division
Field Examination Bureau
These positions are available to be headquartered in Oakland or Sacramento.
Department Website: http://www.insurance.ca.gov
Special Requirements
Please attach (upload) all the required documents to verify that you meet the minimum qualifications for this position (i.e., degree, transcript, license, certificate). If you fail to provide the required documentation, your application package will be marked as incomplete and not considered for an interview.
  • Exam list eligibility - refer to exam link below.
  • Transfer eligibility, if applicable, for current/former civil service employees
  • Degree and/or School Transcripts
  • Resume

Application Instructions
Completed applications and all required documents must be received or postmarked by the Final Filing Date in order to be considered. Dates printed on Mobile Bar Codes, such as the Quick Response (QR) Codes available at the USPS, are not considered Postmark dates for the purpose of determining timely filing of an application.
Final Filing Date: 6/23/2026
Who May Apply
Individuals who are currently in the classification, eligible for lateral transfer, eligible for reinstatement, have list or LEAP eligibility, are in the process of obtaining list eligibility, or have SROA and/or Surplus eligibility (please attach your letter, if available). SROA and Surplus candidates are given priority; therefore, individuals with other eligibility may be considered in the event no SROA or Surplus candidates apply.
Applications will be screened and only the most qualified applicants will be selected to move forward in the selection process. Applicants must meet the Minimum Qualifications stated in the Classification Specification(s).
How To Apply
Complete Application Packages (including your Examination/Employment Application (STD 678) and applicable or required documents) must be submitted to apply for this Job Posting. Application Packages may be submitted electronically through your CalCareer Account at www.CalCareers.ca.gov. When submitting your application in hard copy, a completed copy of the Application Package listing must be included. If you choose to not apply electronically, a hard copy application package may be submitted through an alternative method listed below:
Address for Mailing Application Packages
You may submit your application and any applicable or required documents to:
Department of Insurance
CDI Jobs Inquiries
Attn: Classification & Consultation Unit
Human Resources Management Division
300 Capitol Mall, 13th Floor
Sacramento , CA 95814
Address for Drop-Off Application Packages
You may drop off your application and any applicable or required documents at:
Department of Insurance
CDI Jobs Inquiries
Classification & Consultation Unit
Human Resources Management Division
300 Capitol Mall, 13th Floor
Sacramento , CA 95814
08:00 AM - 05:00 PM
Required Application Package Documents
The following items are required to be submitted with your application. Applicants who do not submit the required items timely may not be considered for this job:
  • Current version of the State Examination/Employment Application STD Form 678 (when not applying electronically), or the Electronic State Employment Application through your Applicant Account at www.CalCareers.ca.gov. All Experience and Education relating to the Minimum Qualifications listed on the Classification Specification should be included to demonstrate how you meet the Minimum Qualifications for the position.
  • Resume is required and must be included.
  • Degree and/or School Transcripts
Applicants requiring reasonable accommodations for the hiring interview process must request the necessary accommodations if scheduled for a hiring interview. The request should be made at the time of contact to schedule the interview. Questions regarding reasonable accommodations may be directed to the EEO contact listed on this job posting.
Desirable Qualifications In addition to evaluating each candidate's relative ability, as demonstrated by quality and breadth of experience, the following factors will provide the basis for competitively evaluating each candidate:
  • Demonstrated accounting/audit knowledge and skills (understanding of accounting concepts, financial assertions, general auditing standards, work paper documentation standards, etc.).
  • Strong communications skills, both verbal and written.
  • Ability to think critically, learn new concepts and make decisions based on reasonable and timely analysis.
  • Possess good organizational and problem-solving skills.
  • Ability to work as a team member and be flexible and responsive to various tasks assigned.
  • Proficient in the use of computer equipment and application programs such as Microsoft Word, Excel, etc.
  • Willingness to travel and work away from the headquarters office, including out-of-state travel.
  • Ability to safely operate a private passenger vehicle and possess a valid drivers license

Benefits Benefit information can be found on the CalHR website and the CalPERS website.
• Flexible work hours • Remote work options
• Medical Benefits - including health, dental, and vision insurance
• Employee Wellness Program
• Employee Assistance Program
• On the Job Training
• Career Services Program
• Recognition Program
• Paid Holidays and leave
• Defined benefit retirement program
• Savings Plus Program (401 (k), 457)
• Every 12 months, based on performance evaluation, employees may receive a 5% salary increase until they reach the maximum salary for the position.
Contact Information
The Human Resources Contact is available to answer questions regarding the position or application process.
Department Website: http://www.insurance.ca.gov
Human Resources Contact:
Classification & Consultation Unit
(916) 492-3300
CDIJobinquiries@insurance.ca.gov
Please direct requests for Reasonable Accommodations to the interview scheduler at the time the interview is being scheduled. You may direct any additional questions regarding Reasonable Accommodations or Equal Employment Opportunity for this position(s) to the Department's EEO Office.
EEO Contact:
EEO Officer
(916) 492-3024
OCR@insurance.ca.gov
California Relay Service: 1-800-735-2929 (TTY), 1-800-735-2922 (Voice) TTY is a Telecommunications Device for the Deaf, and is reachable only from phones equipped with a TTY Device.
Examination Information
Step 1 - If you have not taken the Insurance Examiner examination, or if your eligibility has expired, and/or you have no other type of eligibility, you MUST take the examination to be eligible for appointment. Please click the link provided below for the examination information and instructions.
Exam Bulletin: Insurance Examiner
Step 2 - Submit your application including all required documents, by using the "Apply Now" button found at the top of this bulletin.
Equal Opportunity Employer
The State of California is an equal opportunity employer to all, regardless of age, ancestry, color, disability (mental and physical), exercising the right to family care and medical leave, gender, gender expression, gender identity, genetic information, marital status, medical condition, military or veteran status, national origin, political affiliation, race, religious creed, sex (includes pregnancy, childbirth, breastfeeding and related medical conditions), and sexual orientation.
It is an objective of the State of California to achieve a drug-free work place. Any applicant for state employment will be expected to behave in accordance with this objective because the use of illegal drugs is inconsistent with the law of the State, the rules governing Civil Service, and the special trust placed in public servants.