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Insurance Examiner Jobs in Tennessee (NOW HIRING)

TN ยท On-site

$61K/yr

As a Field Examiner, you will safeguard the financial interests and well-being of Veterans and ... mortgage/lending, insurance, etc.) that comply with related laws, policy, regulations.

New

TN

$61K/yr

As a Field Examiner, you will safeguard the financial interests and well-being of Veterans and ... mortgage/lending, insurance, etc.) that comply with related laws, policy, regulations.

New

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Insurance Examiner information

See Tennessee salary details

$36.3K

$55.9K

$83.5K

How much do insurance examiner jobs pay per year?

As of Sep 3, 2026, the average yearly pay for insurance examiner in Tennessee is $55,909.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $59,400.00 per year, depending on experience, location, and employer.

What is an insurance examiner?

Insurance examiners are professionals who review insurance applications, claims, and policies to ensure compliance with government regulations and company standards. They assess the financial health of insurance companies, investigate claim validity, and help prevent fraud. Their work is essential in maintaining the integrity and reliability of the insurance industry. Insurance examiners often work for government agencies or private insurance firms, and their findings can impact licensing and policy decisions.

What are the key skills and qualifications needed to thrive as an insurance examiner?

To thrive as an Insurance Examiner, you need a solid understanding of accounting, finance, and insurance regulations, often supported by a bachelor's degree in a related field. Familiarity with auditing software, data analysis tools, and regulatory compliance systems is typically required. Attention to detail, analytical thinking, and strong communication skills are essential soft skills for success in this role. These skills ensure accurate evaluations of financial records and compliance, protecting policyholders and maintaining the stability of the insurance industry.

What are some common challenges insurance examiners face when reviewing insurance companies' financial statements?

A common challenge for Insurance Examiners is identifying inconsistencies or irregularities in complex financial statements, as insurance company accounting can involve intricate transactions and reserves. Examiners must stay up to date with changing regulations and industry standards, which can vary by state and specialty. Additionally, they often work under tight deadlines and must balance objectivity with effective communication when discussing findings with company management. Strong analytical skills and attention to detail are essential for success in this role.

What is the difference between Insurance Examiner vs Insurance Underwriter?

AspectInsurance ExaminerInsurance Underwriter
Required CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsBachelor's degree often preferred; certifications like CPCU beneficial
Work EnvironmentOffice setting; reviewing claims and documentsOffice setting; assessing risk and approving policies
Employer & Industry UsageInsurance companies, government agenciesInsurance companies, brokerage firms
Common Search & Comparison IntentUnderstanding roles in claims reviewUnderstanding roles in policy issuance

Insurance Examiners focus on reviewing insurance claims and verifying information, while Insurance Underwriters evaluate risks to determine policy eligibility and pricing. Both roles are essential in the insurance industry but serve different functions in the claims and underwriting processes.

How to become an insurance examiner?

To become an insurance examiner, candidates typically need a high school diploma or equivalent, with some roles preferring or requiring a college degree in fields like finance, business, or insurance. Relevant skills include attention to detail, analytical ability, and knowledge of insurance policies and regulations. Certification or training programs may be available, and experience in insurance or claims processing can improve job prospects.

What do insurance examiners do?

Insurance examiners review insurance applications, verify applicant information, and assess risk to determine policy eligibility and premium rates. They often analyze medical records, financial documents, and may conduct interviews or inspections to ensure accuracy and compliance with company policies.

What are popular job titles related to Insurance Examiner jobs in Tennessee?

For Insurance Examiner jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Insurance Examiner jobs in Tennessee look for?

The top searched job categories for Insurance Examiner jobs in Tennessee are:

What are popular job titles related to Insurance Examiner jobs in TN?

For Insurance Examiner jobs in TN, the most frequently searched job titles are:

Infographic showing various Insurance Examiner job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 5% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $55,909 per year, or $26.9 per hour.

$61K/yr

Full-time

Posted 2 days ago

New


Job description

As a Field Examiner, you will safeguard the financial interests and well-being of Veterans and beneficiaries who cannot independently manage their funds. You'll conduct field examinations, appoint and oversee fiduciaries, and investigate misuse or fraud.
This position is designated as mobile work. Mobile work is a condition of employment and is characterized by routine and regular travel to conduct work in customer or other worksites as opposed to a single authorized alternative worksite.Qualifications:To qualify for this position, applicants must meet all requirements by the closing date of this announcement:09/08/2026.
TIME-IN-GRADE REQUIREMENT: As a current Federal, GS employee you must meet time-in-grade requirements by the closing date of this announcement.
  • For a GS-09 position you must have served 52 weeks at the GS-07 level.
  • For a GS-11 position you must have served 52 weeks at the GS-09 level.
  • If you are a current VBA employee outside of the commuting area seeking reassignment or change to lower grade via this vacancy announcement, you must currently hold the GS- 09 (or higher) and the promotion potential of your current position must be at least GS-11.
The grade may have been in any occupation, but must have been held in the Federal service. An SF-50 that shows your time-in-grade eligibility must be submitted with your application materials. If the most recent SF-50 has an effective date within the past year, it may not clearly demonstrate you possess one-year time-in-grade, as required by the announcement. In this instance, you must provide an additional SF-50 that clearly demonstrates one-year time-in-grade.
MINIMUM QUALIFICATION REQUIREMENT: You may qualify based on your experience and/or education as described below:
GS-09 Grade Level:
  • Specialized Experience: One year of specialized experience equivalent to the GS-07 is defined as use of fact finding sources (i.e., conducting interviews, researching court records, etc.) to verify facts and obtain specific pieces of information; or, experience applying Federal, state and/or local laws and regulations to administer benefits programs or services; or, financial management experience for individuals or businesses.
Examples include:
  • Conducting investigations into allegations of misconduct, compiling findings, and composing reports of recommended action.
  • Determining an applicant's eligibility for welfare programs in accordance with state laws and program regulations.
  • Conducting professional interviews or investigations involving issues/cases such as benefit claims, workplace safety claims, employee/labor allegations, fraud, abuse, or embezzlement for the purpose of gathering factual information to make a determination.
  • Interpretation and application of Federal, State and/or Local benefit programs (i.e. compensation/pension, healthcare, mortgage/lending, insurance, etc.) that comply with related laws, policy, regulations.
  • Establishing and reviewing budgets for expenditures, verifying or monitoring the use of funds, and balancing or reconciling finances for individual or business.
-OR-
  • Education Substitution: A master's or equivalent graduate degree or 2 full years of progressively higher level graduate education leading to such a degree in Social Work, Counseling Rehabilitation, Criminal Justice, or another degree specifically related to the duties of this position which demonstrates the knowledge, skills, and abilities necessary to do the work (submit your transcripts).
-OR-
Equivalent combinations of Specialized Experience and Graduate level education. To compute, divide your total months of qualifying experience by 12. Then divide your semester hours of graduate education beyond one year by 18. Add the two percentages. The total percentage must equal at least 100 percent to qualify.
GS-11 Grade Level:
  • Specialized Experience: One year of specialized experience equivalent to the GS-09 is defined as experience conducting interviews in a state and/or Federal benefit/services program capacity to obtain essential information and assess an individual's competency to make valid decisions; or, expertise in personal financial management for individuals in exceptionally unique or complex financial situations.
Examples include, but are not limited to:
  • Conducting professional interviews or investigations involving issues/cases such as benefit claims, workplace safety claims, employee/labor allegations, fraud, abuse, or embezzlement for the purpose of gathering factual information to make a determination.
  • Establishing and reviewing budgets for expenditures, verifying or monitoring the use of funds, personal financial management, balancing or reconciling finances for disabled individuals or minors who are unable to legally manage their own accounts.
  • Interpretation and application of Federal, State and Local benefit programs (i.e. compensation/pension, healthcare, mortgage/lending, insurance, etc.) that comply with related laws, policy, regulations.
-OR-
Education Substitution
: A PhD. or equivalent doctoral degree or three full years of progressively higher level graduate education leading to such a degree in Social Work, Counseling Rehabilitation, Criminal Justice, or another degree specifically related to the duties of this position which demonstrates the knowledge, skills, and abilities necessary to do the work. (submit your transcripts).
-OR-
Equivalent combinations of Specialized Experience and more than two years, but less than three years of education, as described above. To compute the percentage, divide your total months of qualifying experience by 12. Then divide your semester hours of graduate education beyond two years by 18. Add the two percentages. The total percentage must equal at least 100 percent to qualify.
Combining Education & Experience: If you do not fully meet the length of experience and education described for a specific grade level (e.g. have six months of experience and some coursework but not a degree), the two can be combined to total 100% of the requirement. Click here for more information
.
Volunteer Experience: Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religions; spiritual; community; student; social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Full vs. Part-Time Employment: Full-time employment is considered to be at least 35 hours per week. Part-time experience will be credited on a pro-rated basis; when including part-time employment in your resume you must specify the average hours worked per week
Physical Requirements: This job requires driving a government owned vehicle (GOV), often very long distances, requiring overnight lodging. Some walking and climbing of stairs is required since interviews with VA beneficiaries are conducted at the residences of the beneficiaries.
For more information on these qualification standards, please visit the United States Office of Personnel Management's website at http://www.opm.gov/policy-data-oversight/classification-qualifications/general-schedule-qualification-standards/.
To qualify for this position, applicants must meet all requirements by the closing date of this announcement:09/08/2026.Education:A transcript must be submitted with your application if you are basing all or part of your qualifications on education.
Note:
Only education or degrees recognized by the U.S. Department of Education from accredited colleges, universities, schools, or institutions may be used to qualify for Federal employment. You can verify your education here: http://ope.ed.gov/accreditation/. If you are using foreign education to meet qualification requirements, you must send a Certificate of Foreign Equivalency with your transcript in order to receive credit for that education. For further information, visit: https://www.ed.gov/about/initiatives/international-affairs/recognition-of-foreign-qualifications.
You may submit unofficial transcripts when applying. However, if you are selected for the position, you will be required to provide an official transcript or a statement from the institution (e.g., from the registrar, dean, or other appropriate official) or equivalent documentation prior to the start date.Employment Type: OTHER