ZipRecruiter

Log In

2

Remote Credit Risk Jobs in Florida (NOW HIRING)

Suncoast Credit Union

Solutions Architect

Tampa, FL · Remote

$105K - $155K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Remote, candidate must reside in FL The Solutions Architect is responsible for designing and ... Partner with Security, Risk, and business stakeholders to identify and mitigate risks to proposed ...

Nuvei

Back Office Advisor

Fort Walton Beach, FL · On-site +1

... risk and fraud management services. Connecting businesses to their customers in more than 200 ... Reviews and requests merchant debit/consumer credit requests as applicable. Merchant (Nuvei ...

Nuvei

Back Office Advisor

Fort Walton Beach, FL · On-site +1

... risk and fraud management services. Connecting businesses to their customers in more than 200 ... Reviews and requests merchant debit/consumer credit requests as applicable. Merchant (Nuvei ...

Engage fi LLC

Contract Specialist

FL · On-site +1

$105K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

... and credit union operations, third-party vendors, and strategic partnerships. This role works ... risk, and regulatory compliance, and is comfortable operating independently in a fully remote ...

Suncoast Credit Union Careers

Solutions Architect

Tampa, FL · On-site +1

$105K - $155K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Remote, candidate must reside in FL The Solutions Architect is responsible for designing and ... Partner with Security, Risk, and business stakeholders to identify and mitigate risks to proposed ...

Huntington

Business Banking Underwriter II

Tampa, FL · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

Credits would typically include those with moderate complexity and customer exposure up to $2,500M ... Appropriately assess risk profile of borrower. * Tasks as needed to support the line of business ...

New

Huntington

Business Banking Underwriter II

Tampa, FL · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

Credits would typically include those with moderate complexity and customer exposure up to $2,500M ... Appropriately assess risk profile of borrower. * Tasks as needed to support the line of business ...

New

W3Global Inc.

Financial Advisor - Remote

Miami, FL · Remote

$60K - $75K/yr

Understand and communicate the risk involved with financial and investment strategies * Ensure all ... Strong knowledge of investments and credit products * Strong knowledge of financial industry and ...

Huntington

Business Banking Underwriter II

Tampa, FL · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

Credits would typically include those with moderate complexity and customer exposure up to $2,500M ... Appropriately assess risk profile of borrower. * Tasks as needed to support the line of business ...

New

Huntington

Business Banking Underwriter II

Tampa, FL · On-site +1

$2.5K/mo

  • Medical

  • Life

  • Retirement

  • PTO

Credits would typically include those with moderate complexity and customer exposure up to $2,500M ... Appropriately assess risk profile of borrower. * Tasks as needed to support the line of business ...

New

previous page

Showing results 41-60

All JobsCredit Risk JobsRemote Credit Risk JobsRemote Credit Risk Jobs in Florida

Remote Credit Risk information

See Florida salary details

$37.4K

$81.7K

$136.8K

How much do remote credit risk jobs pay per year?

As of Aug 19, 2026, the average yearly pay for remote credit risk in Florida is $81,690.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,000.00 and $106,100.00 per year, depending on experience, location, and employer.

What is a remote credit risk?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What are the key skills and qualifications needed to thrive as a remote credit risk analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the most commonly searched types of Credit Risk jobs in Florida?

The most popular types of Credit Risk jobs in Florida are:

What are popular job titles related to Remote Credit Risk jobs in Florida?

For Remote Credit Risk jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Remote Credit Risk jobs in Florida look for?

The top searched job categories for Remote Credit Risk jobs in Florida are:

What cities in Florida are hiring for Remote Credit Risk jobs?

Cities in Florida with the most Remote Credit Risk job openings:

Remote Credit Risk jobs near you
Infographic showing various Remote Credit Risk job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $81,690 per year, or $39.3 per hour.

VP - Regional Sales Manager Midwest

Gradient Mortgage Capital, LLC

Fort Lauderdale, FL • On-site, Remote

Full-time

Posted 21 days ago

Job description

Job Title:
Commercial Underwriter
Location:
Remote - Midwest
Department/Group:
Gradient Mortgage Capital LLC/Sales
Travel Required:
None
Job Status:
Exempt
Position Type:
Full-Time, Regular
Work Schedule:
Monday-Friday, 9:00AM - 5:00PM ET
Reports To:
CEO
Summary
The Commercial Underwriter is responsible for evaluating, structuring, and decisioning Small Balance Commercial Real Estate (SBCRE) loan requests with a high degree of precision, consistency, and sound credit judgment. This role requires hands-on experience underwriting small balance commercial loans, as the complexity and nuance of this market demand a deep understanding of borrower profiles, property types, cash-flow analysis, and SBCRE-specific risk drivers.
The Underwriter performs comprehensive credit analysis of borrowers and guarantors, conducts detailed collateral and market reviews, and applies informed judgment within established credit guidelines. Reporting directly to the Head of Credit, this role plays a critical part in maintaining credit quality while supporting the company's production and growth objectives. The ideal candidate is analytical, detail-oriented, and capable of operating independently in a fast-paced, entrepreneurial environment.
Essential Duties and Responsibilities
  • Analyze borrower and guarantor financials, including tax returns, income statements, balance sheets, cash flow statements, and projections, with a focus on small balance commercial transactions.
  • Assess borrower and guarantor creditworthiness using credit reports, third-party data, and relevant industry benchmarks.
  • Evaluate real estate collateral by reviewing appraisals, environmental reports, market studies, rent rolls, operating statements, and title documentation to identify and mitigate risk.
  • Structure and recommend loan terms and conditions, including pricing, leverage, and covenants, that appropriately balance risk and business objectives.
  • Exercise sound judgment in nuanced or gray-area credit decisions common in SBC lending, clearly articulating rationale and mitigating factors.
  • Prepare clear, well-documented underwriting narratives and credit memoranda that accurately reflect risk analysis, conclusions, and recommendations.
  • Maintain accurate, complete, and timely records in the loan origination system (LOS) and CRM.
  • Ensure underwriting decisions comply with internal credit policies, regulatory requirements, and fair lending standards.
  • Collaborate with sales, operations, closing, and third-party vendors to obtain required information and support an efficient end-to-end loan process.
  • Contribute toward quarterly production goals and participate in periodic pipeline, production, and credit review meetings.
  • Participate in weekly one-on-one meetings and broader underwriting and production initiatives.
  • Perform other duties and responsibilities as assigned by management.
Required Qualifications and Skills
  • Demonstrated experience underwriting Small Balance Commercial Real Estate loans; investor residential or DSCR experience is a plus but not a substitute.
  • Strong ability to interpret complex financial statements and layered credit profiles typical of SBC transactions.
  • Solid understanding of commercial property types, borrower structures, guarantor analysis, and cash-flow-based underwriting.
  • High attention to detail with strong analytical, organizational, and critical-thinking skills.
  • Ability to work independently while collaborating effectively with cross-functional teams.
  • Comfort operating in a growth-oriented, entrepreneurial environment with evolving processes and priorities.

Education
  • Bachelor's degree in Finance, Accounting, Real Estate, Economics, Business Administration, or a related field preferred.
  • An equivalent combination of education and directly relevant underwriting experience may be considered in lieu of a degree.

Experience
  • Minimum of 3 to 5 years of direct Small Balance Commercial Real Estate underwriting experience required.
  • Proven experience independently underwriting, structuring, and decisioning SBC loans across common property types, including multifamily, mixed-use, retail, office, industrial, and special-purpose assets.
  • Experience working within defined credit guidelines while applying sound judgment to nuanced or non-standard transactions.
  • Prior experience in a private lender, non-bank lender, or bank commercial credit environment strongly preferred.
  • Familiarity with loan origination systems (LOS), third-party reports, and credit memo preparation required.

Disclaimer
Gradient Mortgage Capital is an equal opportunity employer and is committed to building a diverse and inclusive workplace. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.
We provide reasonable accommodations to qualified individuals with disabilities and for sincerely held religious beliefs.
This job description is not a contract of employment and does not list all duties of the position. Employment is at-will, and job responsibilities, compensation, and benefits may change at any time, with or without notice, subject to applicable law.

Apply