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Personal Lines Producer Jobs (NOW HIRING)

Baker Agency LLC

Personal Lines Producer

Jenks, OK · On-site

$60K - $80K/yr

The Personal Lines Producer is responsible for generating new personal insurance business while building lasting relationships with individuals and families. This role focuses on educating clients ...

SIRI AUTO INC

Personal Lines Producer

Vista, CA · On-site

$20 - $27/hr

Growth opportunity The Personal Lines Producer at Pay Low Insurance is responsible for maintaining and maximizing profitable relationships with personal lines clients and for growing the book of ...

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Personal Lines Producer information

See salary details

$26K

$46.3K

$67.5K

How much do personal lines producer jobs pay per year?

As of Sep 7, 2026, the average yearly pay for personal lines producer in the United States is $46,325.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $52,500.00 per year, depending on experience, location, and employer.

What is a personal lines producer?

A Personal Lines Producer is an insurance professional who specializes in selling and servicing insurance policies for individuals and families, rather than businesses. They typically handle products like auto, home, renters, and personal liability insurance. Their main responsibilities include assessing clients' needs, advising on suitable coverage options, and assisting with policy applications, renewals, and claims. Personal Lines Producers must have strong communication skills and often need to be licensed, depending on state regulations.

What are the key skills and qualifications needed to thrive as a personal lines producer?

To thrive as a Personal Lines Producer, you need in-depth knowledge of personal insurance products, strong sales abilities, and often a valid state insurance license. Familiarity with agency management systems, CRM tools, and quoting software is commonly required. Exceptional interpersonal skills, client relationship building, and persuasive communication set top producers apart. These skills and qualifications are crucial for effectively meeting clients' insurance needs, growing a book of business, and ensuring client retention in a competitive market.

How does a personal lines producer typically collaborate with underwriters and customer service teams?

A Personal Lines Producer works closely with underwriters to assess client risk profiles and ensure that policies are tailored to meet clients' individual needs. They also collaborate with customer service teams to address client inquiries, resolve issues, and provide ongoing policy support. Effective communication and teamwork are essential, as producers often act as the bridge between clients, underwriters, and service representatives to deliver a seamless insurance experience.

What is the difference between Personal Lines Producer vs Insurance Agent?

AspectPersonal Lines ProducerInsurance Agent
CredentialsLicenses in property and casualty insuranceLicenses in property and casualty insurance
Work EnvironmentTypically works for insurance agencies or brokerages, focusing on personal insurance productsWorks for insurance companies or agencies, selling various insurance policies
Industry UsageCommonly used in personal insurance salesWidely used across insurance sales roles, including personal and commercial lines
Primary FocusSelling personal insurance policies like auto, home, and rentersSelling a range of insurance policies, including personal and commercial

While both roles involve selling insurance policies, a Personal Lines Producer specializes in personal insurance products such as auto and home insurance, often working for agencies. An Insurance Agent may sell both personal and commercial policies and can work for insurance companies or agencies. The roles overlap in licensing and work environment but differ in scope and focus.

More about Personal Lines Producer jobs

What states have the most Personal Lines Producer jobs?

States with the most job openings for Personal Lines Producer jobs include:

What job categories do people searching Personal Lines Producer jobs look for?

The top searched job categories for Personal Lines Producer jobs are:

Personal Lines Producer jobs near you
Infographic showing various Personal Lines Producer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $46,325 per year, or $22.3 per hour.

Personal Lines Producer

Baker Agency LLC

Jenks, OK • On-site

$60K - $80K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 5 days ago

Key responsibilities

  • Generate new personal lines insurance business through prospecting, networking, referrals, and community involvement.

  • Quote, present, and close insurance policies such as Home, Auto, Renters, Condo, and Umbrella coverage.

  • Build and maintain long-term relationships with clients and referral partners, and conduct comprehensive insurance reviews to identify coverage needs.

Job description

The Personal Lines Producer is responsible for generating new personal insurance business while building lasting relationships with individuals and families. This role focuses on educating clients, identifying coverage needs, and providing customized insurance solutions that protect what matters most. Producers are expected to actively prospect, develop referral relationships, convert agency-generated opportunities, and consistently achieve production goals while delivering an exceptional client experience.

Responsibilities

Generate new personal lines business through networking, referrals, community involvement, prospecting, and agency-provided opportunities.

Quote, present, and close Home, Auto, Renters, Condo, and Umbrella insurance policies.

Conduct comprehensive insurance reviews to identify clients' insurance needs and coverage gaps.

Build and maintain long-term relationships with clients, referral partners, lenders, real estate professionals, and community organizations.

Educate clients on available coverage options and provide professional insurance recommendations.

Refer opportunities for life, health, Medicare, commercial, specialty, and other non-personal lines products to the appropriate agency advisor.

Maintain accurate documentation and activity within the agency CRM and management systems.

Meet or exceed established new business production, activity, and close rate goals.

Partner with Client Service Representatives and the Renewal Specialist to provide a seamless client experience throughout the policy lifecycle.

Transition issued policies to the Renewal Specialist, who is responsible for ongoing renewal management and annual policy reviews.

Maintain required insurance licenses and complete continuing education requirements.

Stay informed on carrier products, underwriting guidelines, and industry trends.

Represent the agency with professionalism, integrity, and a commitment to exceptional client service.

Requirements

Education Licensing

High school diploma or equivalent required; associate's or bachelor's degree preferred.

Active Property Casualty Insurance License, or the ability to obtain one within the required timeframe.

Valid driver's license and reliable transportation.

Experience

Previous sales or customer service experience preferred.

Insurance experience is preferred but not required for entry-level candidates.

Experience developing relationships and generating referrals is a plus.

Knowledge Skills

Strong communication, interpersonal, and relationship-building skills.

Self-motivated, goal-oriented, and driven to achieve sales objectives.

Excellent organization, time management, and follow-up skills.

Ability to identify client needs and recommend appropriate insurance solutions.

Professional presentation and consultative selling abilities.

Basic computer proficiency and the ability to learn agency technology platforms, CRM systems, and comparative rating software.

Ability to work independently while collaborating effectively with a team.

Commitment to providing exceptional customer service and maintaining high ethical standards.

Additional Requirements

Must be legally authorized to work in the United States.

Must maintain all required insurance licenses and remain in good standing throughout employment.

Success Characteristics

Positive attitude with a strong work ethic.

Coachable and eager to learn.

Competitive and results-driven.

Comfortable networking and building referral relationships.

Dependable, accountable, and adaptable in a fast-paced environment.

Demonstrates integrity, professionalism, and sound judgment in all client interactions.

Benefits
Paid Time Off (PTO)###Health Insurance###Dental Insurance###Vision Insurance###Hands on Training###Mon-Fri Schedule###Career Growth Opportunities###