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Financial Lines Insurance Jobs (NOW HIRING)

AIG

Underwriter I, USG, Financial Lines

Lenexa, KS

Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...

Chubb

AVP, Financial Lines Claims

Chicago, IL · On-site

$134K - $195K/yr

Provides outstanding customer service and works well with the insured and broker in the adjustment ... Financial Lines Liability (FL) experience in Directors & Officers, Financial Institutions and ...

Kennedys

Financial Lines Attorney

Chicago, IL · On-site

$150K - $220K/yr

Kennedys, a Legal 500 and Chambers-ranked global law firm serving insurers and the London market, is seeking motivated and dynamic attorneys to join its national and international financial lines ...

Chubb

AVP, Financial Lines Claims

Chicago, IL · On-site

$134K - $195K/yr

Provides outstanding customer service and works well with the insured and broker in the adjustment ... Financial Lines Liability (FL) experience in Directors & Officers, Financial Institutions and ...

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All JobsFinancial Lines Insurance Jobs

Financial Lines Insurance information

See salary details

$31K

$58.2K

$86.5K

How much do financial lines insurance jobs pay per year?

As of Jul 31, 2026, the average yearly pay for financial lines insurance in the United States is $58,198.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $66,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Financial Lines Insurance, and how can they be managed?

Professionals in Financial Lines Insurance often encounter challenges such as staying updated with evolving regulations, understanding complex client risks, and managing large volumes of policy documentation. To manage these, it's crucial to engage in continuous professional development, collaborate closely with underwriters and legal teams, and utilize specialized software for compliance and risk assessment. Building strong client relationships also helps in proactively identifying changes in risk profiles and offering tailored solutions.

What is the best paying job in insurance?

In the field of financial lines insurance, senior executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paying positions, often earning six-figure salaries plus bonuses. These roles require extensive industry experience, advanced certifications, and strong leadership skills. Other high-paying roles include actuarial directors and specialized underwriters with significant expertise.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically senior or specialized positions such as insurance brokers, agency owners, or those working in high-net-worth client segments, often earning six-figure incomes. Success in these roles depends on experience, sales skills, and industry knowledge, with some agents earning substantial commissions and bonuses. Advanced certifications and a strong client network can also contribute to higher earnings.

What is financial lines insurance?

Financial lines insurance refers to a range of commercial insurance products designed to protect businesses and professionals against financial losses resulting from claims of negligence, errors, omissions, or wrongful acts. Common types of financial lines insurance include Directors and Officers (D&O) liability, Professional Indemnity, Cyber Liability, and Employment Practices Liability. These policies help cover legal costs, settlements, or damages arising from lawsuits or regulatory investigations. Financial lines insurance is essential for businesses seeking to manage their risks in an increasingly complex regulatory and litigation environment.

What are the key skills and qualifications needed to thrive in Financial Lines Insurance, and why are they important?

To thrive in Financial Lines Insurance, you need a solid understanding of financial products, risk assessment, and policy underwriting, typically supported by a degree in finance, business, or a related field. Familiarity with insurance management systems, risk modeling software, and certifications such as Chartered Insurance Professional (CIP) or Associate in Risk Management (ARM) is highly valuable. Strong analytical skills, attention to detail, and effective client communication are vital soft skills for this role. These competencies ensure accurate policy structuring, effective risk management, and strong client relationships in a highly specialized and regulated sector.

What is the difference between Financial Lines Insurance vs Underwriter?

AspectFinancial Lines InsuranceUnderwriter
Required CredentialsInsurance certifications, finance knowledgeInsurance licenses, risk assessment skills
Work EnvironmentInsurance companies, brokerage firmsInsurance companies, underwriting departments
Industry UsageDesigns policies for financial risksEvaluates risks to approve policies

Financial Lines Insurance professionals focus on creating policies for financial risks like errors & omissions or directors & officers liability, while underwriters assess risks and decide on policy issuance. Both roles require insurance knowledge, but their functions differ: one designs policies, the other evaluates risks.

What is a financial line in insurance?

A financial line in insurance refers to coverage that protects businesses against financial risks related to their operations, such as directors and officers liability, professional liability, or cyber risk. Insurance professionals in this field assess complex financial exposures and tailor policies to mitigate potential losses from legal claims or financial misconduct.

What is the highest paying role in the insurance industry?

In the insurance industry, senior executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, or Chief Risk Officer tend to be the highest paying positions. These roles require extensive experience, leadership skills, and often advanced certifications, and they oversee company strategy and risk management. Compensation varies based on company size and location but generally includes high base salaries, bonuses, and stock options.
More about Financial Lines Insurance jobs
What cities are hiring for Financial Lines Insurance jobs? Cities with the most Financial Lines Insurance job openings:
What states have the most Financial Lines Insurance jobs? States with the most job openings for Financial Lines Insurance jobs include:
What job categories do people searching Financial Lines Insurance jobs look for? The top searched job categories for Financial Lines Insurance jobs are:
Financial Lines Insurance jobs near you
Infographic showing various Financial Lines Insurance job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $58,198 per year, or $28 per hour.

Financial Lines Broking Graduate Program

Howden Group

New York, NY

$85K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 6 days ago

Job description

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.

Location:New York,NY

Start date:September 2026

Salary:$85,000

Working structure: Hybrid

Application deadline:Friday,July31,2026

Financial Lines Group

Financial Lines is one of the most dynamic and fast-evolving areas of the insurance industry. It focuses on protecting organizations against complex risks, from cyber-attacks and professional liability claims to regulatory investigations, management liability, and emerging technology exposures.

As businesses continue to evolve and new risksemerge, Financial Lines professionals play a critical role in helping clients navigate uncertainty and make informed decisions. This creates a unique opportunity to combine analytical thinking, relationship building, and commercial problem-solving while working at the intersection of business, finance, technology, and risk.

Whether advising a global financial institution, a fast-growing fintech, or an innovative digital asset company,you'llgain exposure to complex challenges that shape industries and economies around the world.

OurGraduate Program

You'lljoin a 12-month development experience designed for recent graduates ready to build a meaningful career in insurance. From day one,you'llbuild an understanding of how different risks are assessed, placed, and managed, while developing the technical and commercial skills needed to advise clients effectively.

You'llgain experience across specialist areas including:

  • Financial Institutions

  • Cyber

  • Directors & Officers Liability

Throughout the program,you'lldevelop the technical knowledge, commercial awareness, and professional skills needed to succeed in a broking career. Your experience will include structured learning, professional development workshops, networking opportunities, mentoring, and access to senior leaders through speaker events and interactive sessions.

Whatyou'llbe doing

  • Rotate across teams including Financial Institutions, Cyber, and Directors & Officers Liability, gaining broad exposure to Financial Lines insurance and claims.

  • Support client accounts and learn how insurance programs are designed, marketed, and placed.

  • Assistwith presentations, submissions, renewal strategies, and other client deliverables.

  • Research industries, emerging risks, and market trends to support client and placement activities.

  • Build relationships with insurers and underwriters while developing an understanding of coverage structures and negotiations.

  • Participate in client meetings, internal strategy discussions, and renewal planning sessions.

  • Gain exposure to claims management, client servicing, and the broader insurance lifecycle.

  • Develop the technical, commercial, and relationship-building skills needed for a successful career in broking.

What are we looking for?

Youdon'tneedpreviousinsurance experience or technical knowledge -we'llprovide the training and support to help you succeed.

We'relooking for recent graduates or students graduating soon from any degree discipline who are excited to learn, curious about business, and interested in understanding how organizations manage risk and navigate complex challenges.

You'llthrive in this role if you are:

  • On track to achieve, or have achieved, a cumulative GPA of 3.2 or above

  • Curious, proactive, and eager to learn new concepts and skills.

  • Adaptable and comfortable working in a fast-paced, evolving environment.

  • A strong communicator who enjoys building relationships and collaborating with others.

  • Motivated to take ownership of your work and contribute to team success.

  • A problem-solver who approaches challenges with a positive, solutions-focused mindset.

  • Resilient, organized, and able to manage multiple priorities effectively.

To be eligible for this program, you must have unrestricted authorization to work in the United States.

Why should you apply?

  • Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.

  • Excellent training and development schemes and accelerated career progression.

  • 2 daysallocatedto take part in volunteering schemes.

  • Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

  • 401(k) retirement plan

  • Flexible Paid Time Off and paid parental leave

  • Life and Disability insurance

Our Application Process

Our application process is designed to help you show your potential, not to test what you already know!

  • Online application form:This step is designed to be quick and straightforward andshouldn'ttake more than 5-10 minutes to complete. At this stage,we'llask for key information such as your education details, eligibility to work, and a copy of your resume.

  • Pre-recorded video interview:You will record your answers to a few questions using your phone or laptop, giving you the chance to tell us more about yourself in your own time in a relaxed setting.

  • Interview Super Day:During the day, you'll take part in a case study and interviews with colleagues from across the business, giving us the chance to learn more about your experiences, strengths, and motivations, while also giving you the opportunity to ask questions and explore whether the program is the right fit for you.

What do we offer in return?

A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us:

  • Our successes have all come from someone brave enough to try something new

  • We support each other in the small everyday moments and the bigger challenges

  • We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent

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