Job Title: Senior Product Owner – Open Banking & Payment Systems
Location: Raleigh, NC (100% Onsite)
Duration: Contract
Overall IT Experience Required: 17-20+ Years
Job Summary:
We are seeking a highly experienced Senior Product Owner to lead and drive product strategy and delivery for Open Banking and Payment Systems. The ideal candidate will bring deep expertise in financial services, a thorough understanding of open banking frameworks (such as PSD2, API-led architectures), and a proven track record of delivering complex payment solutions in fast-paced enterprise environments.
Key Responsibilities:
- Define, develop, and manage product strategy and roadmap for Open Banking and Payment platforms.
- Work closely with stakeholders including business teams, engineering, compliance, and operations to deliver product features that align with regulatory requirements and business goals.
- Lead agile product development cycles, write detailed user stories, prioritize backlog, and ensure timely delivery of milestones.
- Collaborate with technical teams to define API standards, data privacy protocols, and secure authentication mechanisms.
- Drive innovations in real-time payments, digital wallets, and integration with third-party financial platforms.
- Analyze customer and market needs, turning insights into product features that drive value.
- Stay updated on industry regulations, global payment trends, and open banking innovations.
- Act as a product evangelist within and outside the organization.
Required Skills & Qualifications:
- 17-20+ years of overall IT experience, with at least 8–10 years focused on banking, open banking systems, and digital payments.
- Must have 3-5+ Years of experience as a Product Owner.
- Deep domain knowledge of payment systems (ACH, RTP, Wire, SWIFT, ISO 20022, card networks).
- Expertise in Open Banking frameworks, standards, and API platforms.
- Familiarity with global banking regulations including PSD2, GDPR, and regional open banking initiatives.
- Strong understanding of agile methodologies and tools (e.g., Jira, Confluence).
- Excellent leadership, communication, and stakeholder management skills.
- Bachelor’s or Master’s degree in Business, Computer Science, or a related field.
Nice to Have:
- Experience working with fintechs, digital banking platforms, or core banking transformation projects.
- Certification in Product Management (e.g., CSPO, SAFe PO/PM).