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Open Banking Jobs (NOW HIRING)

SoftSages Technology

Open Banking Engineer

Malvern, PA · On-site

Ninth Wave is seeking an experienced Open Banking Engineer with a strong background in Wealth/Brokerage and engineering. The ideal candidate will have expertise in Open Banking Discovery and Gap ...

JP Morgan Chase

Open Banking Product Director

Manhattan, NY · On-site

$256K - $268K/yr

As an Executive Director, Open AI in Open Banking, you will lead innovation through the development of products and features that delight customers. As a leader on the team, you leverage your ...

J.P. Morgan

Open Banking Product Director

New York, NY

$254K - $266K/yr

As an Executive Director, Open AI in Open Banking, you will lead innovation through the development of products and features that delight customers. As a leader on the team, you leverage your ...

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How much do open banking jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for open banking in the United States is $19.75, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $21.88 per hour, depending on experience, location, and employer.

What is the difference between Open Banking vs API Developer?

AspectOpen BankingAPI Developer
Primary FocusDeveloping and managing banking APIs for secure data sharingDesigning, building, and maintaining software APIs for various applications
Work EnvironmentFinancial institutions, fintech companies, banking sectorsTech companies, software development firms, any industry requiring API integration
Required SkillsKnowledge of banking regulations, security protocols, API standardsProgramming languages, API design, software development skills
CertificationsOften includes banking or financial certifications, API standardsProgramming certifications, API design courses

Open Banking specialists focus on creating secure APIs for financial data sharing within banking and fintech sectors, while API Developers design and implement APIs across various industries. Both roles require technical skills, but Open Banking roles emphasize financial regulations and security, whereas API Developers focus on software development and integration.

What does open banking do?

Open banking is a system where banks securely share customer financial data with authorized third-party providers through APIs, enabling services like account aggregation, payment initiation, and financial management tools. For open banking roles, knowledge of API security, data privacy, and financial regulations is essential to develop and maintain these services.

What are the key skills and qualifications needed to thrive as an Open Banking Specialist, and why are they important?

To thrive as an Open Banking Specialist, you need a solid understanding of financial services, data privacy regulations, and API integration, often backed by experience in banking or fintech and relevant degrees in finance, computer science, or related fields. Familiarity with tools like RESTful APIs, OAuth protocols, and regulatory frameworks such as PSD2 is vital. Strong analytical skills, stakeholder communication, and adaptability are crucial soft skills for managing partnerships and navigating evolving compliance landscapes. These abilities are essential to ensure secure, seamless data sharing and to foster innovation and trust in digital financial services.

What bank does Elon Musk use?

As a prominent entrepreneur, Elon Musk has publicly mentioned using various banks for his financial needs, but specific details about his current banking institution are not publicly disclosed. For open banking professionals, understanding high-profile clients' privacy considerations and secure data handling is essential.

What are some common challenges professionals face when working in Open Banking roles?

Professionals working in Open Banking often encounter challenges such as navigating rapidly evolving regulatory requirements, ensuring robust data security, and managing complex integrations between banks and third-party providers. Adapting to new APIs and technologies while maintaining compliance with standards like PSD2 can be demanding. Additionally, collaborating effectively across multidisciplinary teams—including compliance, IT, and business development—is crucial for delivering secure and innovative customer solutions.

What is Open Banking?

Open Banking is a system where banks and financial institutions allow third-party providers to access customer financial data securely, with the customer's consent, through the use of application programming interfaces (APIs). This enables customers to use new financial services and products, such as budgeting apps or payment services, that can integrate with their bank accounts. Open Banking aims to increase competition and innovation in the financial sector while giving consumers more control over their financial data. Security and privacy are key priorities, and regulations such as PSD2 in Europe set strict standards for how data is accessed and shared.

Which bank jobs will be replaced by AI?

In open banking, roles such as customer service representatives, loan officers, and data analysts are increasingly impacted by AI automation, which can handle routine inquiries, credit assessments, and data processing. While AI enhances efficiency, jobs requiring complex judgment, relationship management, and regulatory compliance remain less susceptible to full automation.

Is 25 too late to get into investment banking?

Open Banking professionals typically enter the finance industry through relevant degrees, internships, or certifications, and age is less of a barrier than skills and experience. Many successful investment bankers start their careers in their mid-20s or later, so 25 is not too late to pursue a career in finance or related roles. Building strong financial analysis skills and networking can help facilitate entry at this stage.
What cities are hiring for Open Banking jobs? Cities with the most Open Banking job openings:
What states have the most Open Banking jobs? States with the most job openings for Open Banking jobs include:
What job categories do people searching Open Banking jobs look for? The top searched job categories for Open Banking jobs are:
Open Banking jobs near you
Open Banking Engineer

Open Banking Engineer

SoftSages Technology

Malvern, PA • On-site

Other

Re-posted 19 days ago

Job description

Job Description

FOCUS:Ninth Wave is seeking an experienced Open Banking Engineer with a strong background in Wealth/Brokerage and engineering. The ideal candidate will have expertise in Open Banking Discovery and Gap Analysis, along with proficiency in Java and Postman. Excellent communication skills are essential, as the role involves client presentations. Vendor experience, particularly with platforms like Plaid or Akoya

MUST HAVE:

  • Wealth/Brokerage experience (5+ years)

  • Engineering experience

  • Data focus on wealth/consumer

  • Open Banking Discovery and Gap Analysis experience

  • Java and Postman experience

  • Excellent communication skills (will be presenting to clients)

  • Vendor experience (Plaid, Akoya, etc.)

Internal Notes

LOCATION: NYC,NY(4 days onsite)

Linked In Profile with Photo
In person Interview
NW has stated that he will not hire a Business Analyst please don't bother with anyone who presents or resume reads like a BA. Also, he really wants Vendor experience. (Plaid / Akoya / etc)