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Net Credit Jobs (NOW HIRING)

OceanFirst Bank

Credit Analyst II

Toms River, NJ · On-site

Perform analysis of a guarantor's financial position and construct personal net cash flow through investigation of personal financial statements, personal tax returns and credit reporting ...

OceanFirst Bank

Credit Analyst II

Red Bank, NJ · On-site

Perform analysis of a guarantor's financial position and construct personal net cash flow through investigation of personal financial statements, personal tax returns and credit reporting ...

Big River Steel LLC

Manager - Credit, BRS

Osceola, AR · On-site

The Credit Manager will report to the Senior Manager - BRS Credit. Responsibilities include, but ... Today, as the first North American steel company to have declared a 2050 net-zero greenhouse gas ...

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How much do net credit jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for net credit in the United States is $53.73, according to ZipRecruiter salary data. Most workers in this role earn between $46.39 and $61.30 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Net Credit position, and why are they important?

To excel in a Net Credit role, you should have a background in finance or accounting, with strong analytical abilities and knowledge of credit analysis processes. Familiarity with financial analysis software, credit risk assessment tools, and commonly used ERP systems such as SAP or Oracle is important. Excellent communication, attention to detail, and customer service skills distinguish top performers in this position. These competencies are vital for accurately evaluating credit applications, managing risk, and supporting organizational financial health.

What is a Net Credit job?

A Net Credit job typically refers to a role at NetCredit, a financial services company that provides personal loans and lines of credit. Employees in these roles may work in customer service, underwriting, risk management, or other financial operations. Their responsibilities often include evaluating credit applications, assisting customers with loan inquiries, and ensuring compliance with lending regulations.

What job makes $10,000 a month without a degree?

A net credit analyst or similar finance roles can sometimes earn $10,000 or more per month through commissions, bonuses, or high-value transactions, often requiring strong financial skills and experience rather than formal degrees. Sales positions, real estate brokers, or certain entrepreneurial roles may also reach this income level with the right skills and client base.

Is NetCredit a real company?

NetCredit is a legitimate financial services company that offers personal loans and credit products. It is known for providing online lending options and employs roles related to customer service, underwriting, and finance. As a potential employer, it is recognized as a real business in the financial industry.

What is the 3 month rule for jobs?

The 3 month rule for jobs generally refers to a probationary period of three months during which an employee's performance is evaluated before confirming permanent employment. For roles like Net Credit, this period allows employers to assess skills, reliability, and fit for the position. Completing this period successfully can lead to benefits such as job security and eligibility for certain company programs.

What is the highest paying job in credit?

In the credit industry, senior roles such as Credit Director or Chief Credit Officer tend to be the highest paying positions, often earning six-figure salaries. These roles require extensive experience, strong analytical skills, and knowledge of credit risk management and regulatory compliance.

What does a typical day look like for someone working in a Net Credit position?

A typical day in a Net Credit role involves reviewing credit applications, analyzing client financial statements, and collaborating with sales teams to determine appropriate credit terms. You will often monitor outstanding receivables, follow up on overdue accounts, and help resolve payment issues to maintain healthy cash flow. Regular interactions with customers and internal departments are common, requiring both analytical decision-making and strong interpersonal skills. The work environment usually involves both independent analysis and teamwork within the broader finance department, offering valuable exposure to various aspects of credit and risk management.

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Net Credit jobs near you
Infographic showing various Net Credit job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 96% Full Time, 2% Part Time, and 1% Contract. Highlights an 86% Physical, 6% Hybrid, and 8% Remote job distribution, with an average salary of $111,761 per year, or $53.7 per hour.
Credit Analyst - SBA Underwriting

Credit Analyst - SBA Underwriting

First Commonwealth Financial

Pittsburgh, PA

Full-time

Posted 11 days ago

First Commonwealth Bank rating

7.7

Company rating: 7.7 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

73rd of 141 rated banks

Job description

Promotes First Commonwealth’s asset quality through unbiased, accurate, thorough and timely risk assessment which is accomplished by analyzing financial statements and related credit data. Prepares organized and comprehensive reports which assess the credit-worthiness of a loan request and provide the appropriate authority with the necessary information to make an informed lending decision. Prepares organized and comprehensive reports for existing loan relationships which assess the continued credit-worthiness of the client. Assist in the development of FCB’s credit culture through projects and reporting related to credit quality, portfolio quality and policy and procedures.
Essential Job Responsibilities__________________________________
1. Performs tasks for the credit analysis process.
a. Conducts credit investigations and analyzes credit information pertaining to loans.
b. Breaks down the balance sheet and income statement accounts; analyzes the results and compares the current financial results to the prior financial periods.
c. Prepares reports to summarize analysis of borrowers’ financial condition and capacity to repay debt. Prepares loan request submissions for various Loan Committees or other approving authorities.
d. Prepares projections on income, sales, expenses and net worth of the client with the credit report or for a request by the lender or management.
e. Values collateral when necessary, reviews appraisals and assesses collateral coverage.
f. Assigns Risk Ratings.
g. Follows assigned portfolio or accounts for updated financial statements or other relevant information to assess borrower credit quality through the quarterly triage process.
h. Assists loan officers in gathering information relevant to analyzing the borrower.
i. Prepares reports on problem assets for the Criticized Asset Committee.
j. Participates or assists in projects or tasks necessary for the Credit Administration function.
k. Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.
2. Achieves goals assigned to the Credit Analyst as part of the department’s annual operating plan.
3. Adheres to the Credit Analysis department’s Service Level Agreement with the Commercial Services and Consumer Services business line.
Bona Fide Occupational Qualifications___________________________
1. A Bachelor’s degree in Accounting/Finance/Economics or a related field of study or equivalent experience; preferred specialized financial analysis training. A minimum of two (2) years related experience as an Associate Credit Analyst or equivalent experience with another financial institution.
2. A thorough knowledge of commercial lending and loan review regulations and banking regulations, procedures, and operations.
3. Advanced ability to analyze financial statement data and distill conclusions
4. Strong communication skills across all bank platforms including peers, management and outside customers.
5. A strong knowledge of accounting and financial analysis techniques and ability to use these skills to perform financial modeling including but not limited to discounted cash flow techniques and projected forecasted cash flow.
6. Proficient ability to use Microsoft Office programs and banking software.
7. Strong reading, writing, and grammar skills; superior analytical and mathematical skills; proficient communicative and interpersonal relations skills.
8. Ability to multitask under tight deadlines, strong time management skills.
9. Thorough knowledge of bank policy and procedures, as well as bank regulations.

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