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Net Credit Jobs in Virginia (NOW HIRING)

Truist

Wealth Advisor III

Mclean, VA · On-site

Successful track record using interpersonal, sales, presentation and relationship management skills previously demonstrated in the high net worth marketplace * Advanced and reputable credit knowledge ...

Truist

Wealth Advisor III

Richmond, VA · On-site

Successful track record using interpersonal, sales, presentation and relationship management skills previously demonstrated in the high net worth marketplace * Advanced and reputable credit knowledge ...

Truist

Wealth Advisor III

Richmond, VA · On-site

Successful track record using interpersonal, sales, presentation and relationship management skills previously demonstrated in the high net worth marketplace * Advanced and reputable credit knowledge ...

Truist

Wealth Advisor III

Mclean, VA

Successful track record using interpersonal, sales, presentation and relationship management skills previously demonstrated in the high net worth marketplace * Advanced and reputable credit knowledge ...

First Citizens Bank

Private Banker I

Richmond, VA

$100K - $175K/yr

... high net worth individuals and families. Works closely with wealth partners on new business ... Prepares credit packages and works closely with middle office and credit administration to ...

First Citizens Bank

Private Banker I

Richmond, VA

$100K - $175K/yr

... high net worth individuals and families. Works closely with wealth partners on new business ... Prepares credit packages and works closely with middle office and credit administration to ...

Porter group

Sales Representative

Reston, VA · On-site

$55/hr

Position focuses on sourcing and securing net new business via prospecting and cold calling in ... credit card for work related travel, parking, tolls, and fuel. ***MUST RESIDE IN NORTHERN VA ...

City of Norfolk, VA

Enterprise Controller

Norfolk, VA · On-site

$79K - $97K/yr

Analyze and prepare financial statements, including statements of net position, revenues, expenses ... credit union and employer provided parking. * Special project/grant employees are generally ...

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Net Credit information

What is a Net Credit?

A Net Credit job typically refers to a role at NetCredit, a financial services company that provides personal loans and lines of credit. Employees in these roles may work in customer service, underwriting, risk management, or other financial operations. Their responsibilities often include evaluating credit applications, assisting customers with loan inquiries, and ensuring compliance with lending regulations.

What does a Net Credit do?

A typical day in a Net Credit role involves reviewing credit applications, analyzing client financial statements, and collaborating with sales teams to determine appropriate credit terms. You will often monitor outstanding receivables, follow up on overdue accounts, and help resolve payment issues to maintain healthy cash flow. Regular interactions with customers and internal departments are common, requiring both analytical decision-making and strong interpersonal skills. The work environment usually involves both independent analysis and teamwork within the broader finance department, offering valuable exposure to various aspects of credit and risk management.

What are the key skills and qualifications needed to thrive in the Net Credit position, and why are they important?

To excel in a Net Credit role, you should have a background in finance or accounting, with strong analytical abilities and knowledge of credit analysis processes. Familiarity with financial analysis software, credit risk assessment tools, and commonly used ERP systems such as SAP or Oracle is important. Excellent communication, attention to detail, and customer service skills distinguish top performers in this position. These competencies are vital for accurately evaluating credit applications, managing risk, and supporting organizational financial health.

What are the most commonly searched types of Net Credit jobs in Virginia?

The most popular types of Net Credit jobs in Virginia are:

What are popular job titles related to Net Credit jobs in Virginia?

For Net Credit jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Net Credit jobs in Virginia look for?

The top searched job categories for Net Credit jobs in Virginia are:

Net Credit jobs near you
Infographic showing various Net Credit job openings in Virginia as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 100% In-person job distribution.

Director of Data Science, Credit Risk

Richmond, VA • On-site, Remote

Mission Lane
Finance and Insurance • 501 - 1,000 employees
Learn more about Mission Laneexternal

$185K - $219K/yr

Full-time

Re-posted 8 days ago

Job description

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we're enabling people to unlock real financial progress. Sound like a mission you can get behind?

About the Role

As a Director of Data Science, Credit Risk, you will lead a data science team and cross-functional projects to innovate and improve the machine learning models we rely on to make billions of dollars of efficient and accurate decisions and to enable financial progress for our customers.

As a Director of Data Science, you'll:

Lead the design, development, and deployment of machine learning models to solve practical problems and help our business and customers reach their financial goals. You'll partner with business leaders and technical experts across the company to develop new data sources, improve our modeling methodology, and apply models with sound risk management.

You are a person who:

  • Has a PhD in a quantitative field and 5+ years of experience in a related leadership role
  • Has a BS / MS in a quantitative field and 8+ years of experience in a related leadership role
  • Has experience applying data science to credit risk management and is excited to build on a multi-billion-dollar portfolio that's growing every day.
  • Can make your team better every day because you can be clear about goals and the team's purpose. You can execute through education, organization, and trust.
  • Can grow members of your team because you can help them identify their strengths and weaknesses, put them in a position to succeed, and get them the training and opportunities they need.
  • Has a deep understanding of the field of data science and can communicate a vision to your team on how the field can be applied to solve difficult, practical problems.
  • Has created, deployed, and managed experiments and models in production systems. You can genuinely speak to practitioners about the fundamental principles and challenges required to be successful in applied work.
  • Practices solid fundamentals with software engineering (test-driven development, code review, refactoring) and the PyData stack (numpy, scikit-learn, pandas, etc.).

You get bonus points for:

  • Experience solving problems in consumer lending or fintech
  • Interest in advancing the frontiers of credit underwriting through the creation of new data sources, causal inference, and neural networks

We're offering:

We're committed to ensuring our team members have balance in their lives. Our comprehensive benefits package provides the support you need to thrive at work and at home.

  • Work: An engaging culture with access to training programs and advancement opportunities
  • Life: Full health, dental, and vision benefits, Flexible Spending Account (for medical and childcare expenses), paid parental leave, and a 401k Company Match
  • Balance: Generous PTO, flexible schedules, a Calm App subscription, and more

Compensation:
Annual full-time starting base salary range: $185,000 - $219,000

This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs.

Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.

About Mission Lane:

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.

It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn't have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn't do.

In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores.

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.

Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status.

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com.

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

Application Integrity:

Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete.

Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment.