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Net Credit Jobs in New York (NOW HIRING)

Atlas

Head of Credit & Underwriting

New York, NY · On-site

Head of Credit New York or San Francisco • In-office • Reports to VP of Finance About Atlas Atlas is the concierge charge card for high-net-worth individuals and their companies. We pair 24/7 ...

Aplaro Ltd

Credit Business Analyst, Growth

Manhattan, NY · On-site

$166 - $195/hr

The Credit Card business team's mission is to shape Robinhood's vision in the credit and banking ... Use Net Present Value (NPV) models to design a growth strategy that delivers a resilient mix of ...

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Net Credit information

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$15

$58

$79

How much do net credit jobs pay per hour?

As of Aug 31, 2026, the average hourly pay for net credit in New York is $58.78, according to ZipRecruiter salary data. Most workers in this role earn between $50.77 and $67.07 per hour, depending on experience, location, and employer.

What is a Net Credit?

A Net Credit job typically refers to a role at NetCredit, a financial services company that provides personal loans and lines of credit. Employees in these roles may work in customer service, underwriting, risk management, or other financial operations. Their responsibilities often include evaluating credit applications, assisting customers with loan inquiries, and ensuring compliance with lending regulations.

What does a Net Credit do?

A typical day in a Net Credit role involves reviewing credit applications, analyzing client financial statements, and collaborating with sales teams to determine appropriate credit terms. You will often monitor outstanding receivables, follow up on overdue accounts, and help resolve payment issues to maintain healthy cash flow. Regular interactions with customers and internal departments are common, requiring both analytical decision-making and strong interpersonal skills. The work environment usually involves both independent analysis and teamwork within the broader finance department, offering valuable exposure to various aspects of credit and risk management.

What are the key skills and qualifications needed to thrive in the Net Credit position, and why are they important?

To excel in a Net Credit role, you should have a background in finance or accounting, with strong analytical abilities and knowledge of credit analysis processes. Familiarity with financial analysis software, credit risk assessment tools, and commonly used ERP systems such as SAP or Oracle is important. Excellent communication, attention to detail, and customer service skills distinguish top performers in this position. These competencies are vital for accurately evaluating credit applications, managing risk, and supporting organizational financial health.

What are the most commonly searched types of Net Credit jobs in New York?

The most popular types of Net Credit jobs in New York are:

What are popular job titles related to Net Credit jobs in New York?

For Net Credit jobs in New York, the most frequently searched job titles are:

What job categories do people searching Net Credit jobs in New York look for?

The top searched job categories for Net Credit jobs in New York are:

Net Credit jobs near you
Infographic showing various Net Credit job openings in New York as of August 2026, with employment types broken down into 79% Full Time, and 21% Part Time. Highlights an 100% In-person job distribution, with an average salary of $122,270 per year, or $58.8 per hour.

Commercial Credit Analyst I

Hauppauge, NY • On-site

Teachers Federal Credit Union
Commercial Banking • 501 - 1,000 employees
Learn more about Teachers Federal Credit Unionexternal

$32 - $38.50/hr

Full-time

Dental, Vision, Retirement, PTO

Posted 26 days ago

Job description

Description
Join Our Team
For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America's Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation's leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work. From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities.
Summary:
Reviews credit data to evaluate commercial and business loan requests to recommend either approval or denial for applications. Analyzes sources of financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of the loan. Prepares a credit memo in response to new and additional credit proposals for approval.
Education and/or Experience:
  • Associate degree, or four years of directly related experience required.
  • Minimum of two years of lending experience preferred.
  • Minimum of one year of banking or finance experience required.
  • Ability to read, understand, and analyze business owners' personal tax returns, business tax returns, and financial statements.
  • Ability to read and review personal and business credit reports.
  • Knowledge of loan origination systems.
  • Excellent computer skills, including proficiency with Microsoft Word, Microsoft Excel, FiServ DNA, and company and Business Lending systems.

Job Responsibilities:
  • Focus primarily on the business retail channel within the Business Lending Department by underwriting Teachers small business credit products, including Business Auto, Business Credit Card, Business Term Loans, and Business Line of Credit accounts for business members.
  • Analyze the creditworthiness of businesses seeking financing by collecting and reviewing relevant documentation, including tax returns, financial statements, credit reports, and company information. Present written credit memorandums that clearly support recommendations to approve or deny business loan applications.
  • Prepare business loan credit memorandums that summarize the business history, loan or line of credit purpose, repayment ability, financial analysis, collateral considerations, and other relevant business lending factors using business and personal tax returns, credit reports, financial statements, and available lending tools.
  • Maintain ongoing communication with the Business Relationship Manager regarding small business lending matters.
  • Assist the Business Lending team with commercial loan analysis. Use credit analysis skills, including financial ratios, income and expense trends, net worth changes, deposit balance history, and other business credit factors, to make or recommend appropriate credit decisions.
  • Perform physical site visits to evaluate a borrower's operations and inspect collateral conditions.
  • Perform processing duties when required, including booking commercial loans, updating tracking logs, conducting searches, and completing related administrative tasks.
  • Perform other duties as assigned by the immediate supervisor.

Benefits of Joining the Teachers Team:
We provide a competitive compensation and benefits package that includes, but is not limited to:
  • This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives
  • Paid time off for vacation, personal days, and holidays
  • 401(k) company contribution
  • Teachers pays 100% of Dental & Vision premium
  • Tuition reimbursement is offered to full-time employees
  • Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers

The good faith range for this position is $32.00 - $38.50 per hour. This range is an estimate, based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law.
All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility. To learn more about Teachers and to view a full list of our job opportunities please visit https://www.teachersfcu.org/about/careers
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