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Net Credit Jobs in Ohio (NOW HIRING)

Customer Credit Representative

Dayton, OH

$15.50 - $21.25/hr

As the world moves towards a net-zero future, AES is committed to meeting the Paris Agreement ... The Customer Credit Representative (CSR-1), shall under general supervision, respond to customer ...

Customer Credit Representative

Dayton, OH · On-site

$15.50 - $21.25/hr

As the world moves towards a net-zero future, AES is committed to meeting the Paris Agreement ... The Customer Credit Representative (CSR-1), shall under general supervision, respond to customer ...

Customer Credit Representative

Dayton, OH · On-site +1

$15.50 - $21.25/hr

As the world moves towards a net-zero future, AES is committed to meeting the Paris Agreement ... The Customer Credit Representative (CSR-1), shall under general supervision, respond to customer ...

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Repossession Specialist

Warren, OH · On-site

$42K - $58K/yr

Perform loss mitigation to protect asset values and to minimize net losses. * Work with outside agencies in relation to Impound, Police or Government seizure of collateral to protect Credit Union ...

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Showing results 1-20

Net Credit information

See Ohio salary details

$13

$51

$68

How much do net credit jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for net credit in Ohio is $51.08, according to ZipRecruiter salary data. Most workers in this role earn between $44.09 and $58.27 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Net Credit position, and why are they important?

To excel in a Net Credit role, you should have a background in finance or accounting, with strong analytical abilities and knowledge of credit analysis processes. Familiarity with financial analysis software, credit risk assessment tools, and commonly used ERP systems such as SAP or Oracle is important. Excellent communication, attention to detail, and customer service skills distinguish top performers in this position. These competencies are vital for accurately evaluating credit applications, managing risk, and supporting organizational financial health.

What is a Net Credit job?

A Net Credit job typically refers to a role at NetCredit, a financial services company that provides personal loans and lines of credit. Employees in these roles may work in customer service, underwriting, risk management, or other financial operations. Their responsibilities often include evaluating credit applications, assisting customers with loan inquiries, and ensuring compliance with lending regulations.

What job makes $10,000 a month without a degree?

A net credit analyst or similar finance roles can sometimes earn $10,000 or more per month through commissions, bonuses, or high-value transactions, often requiring strong financial skills and experience rather than formal degrees. Sales positions, real estate brokers, or certain entrepreneurial roles may also reach this income level with the right skills and client base.

Is NetCredit a real company?

NetCredit is a legitimate financial services company that offers personal loans and credit products. It is known for providing online lending options and employs roles related to customer service, underwriting, and finance. As a potential employer, it is recognized as a real business in the financial industry.

What is the 3 month rule for jobs?

The 3 month rule for jobs generally refers to a probationary period of three months during which an employee's performance is evaluated before confirming permanent employment. For roles like Net Credit, this period allows employers to assess skills, reliability, and fit for the position. Completing this period successfully can lead to benefits such as job security and eligibility for certain company programs.

What is the highest paying job in credit?

In the credit industry, senior roles such as Credit Director or Chief Credit Officer tend to be the highest paying positions, often earning six-figure salaries. These roles require extensive experience, strong analytical skills, and knowledge of credit risk management and regulatory compliance.

What does a typical day look like for someone working in a Net Credit position?

A typical day in a Net Credit role involves reviewing credit applications, analyzing client financial statements, and collaborating with sales teams to determine appropriate credit terms. You will often monitor outstanding receivables, follow up on overdue accounts, and help resolve payment issues to maintain healthy cash flow. Regular interactions with customers and internal departments are common, requiring both analytical decision-making and strong interpersonal skills. The work environment usually involves both independent analysis and teamwork within the broader finance department, offering valuable exposure to various aspects of credit and risk management.

RTL Special Assets Officer

Builders Capital

Cleveland, OH

Other

Posted 23 days ago


Job description

Rtl Special Assets Officer

We are seeking an experienced RTL Special Assets Officer to join our growing team. This role is critical to protecting capital and maximizing recovery across a portfolio of Residential Transitional Loans. The ideal candidate brings deep expertise in loan workouts, collateral resolution, and risk mitigation within short-term residential credit.

As an RTL Special Assets Officer, you will play a key role in managing and resolving non-performing and high-risk residential bridge and fix-and-flip loans. You will work closely with senior leadership, legal counsel, servicing partners, and capital partners to develop and execute strategic resolutions that minimize loss while preserving long-term relationships where possible.

Builders Capital Exchange is one of the fastest-growing private money lending firms in the United States. Our mission is to help real estate investors profitably scale their business by offering a best-in-class suite of loan products and leveraging top talent. Being one of the nation's most established private money lenders, we originate $5B in loan volume annually.

What You'll Do:

  • Responsible for servicing and managing a portfolio of non-performing and high-risk Residential Transitional Loans (RTL), including pre-workout credits, downgraded loans, defaulted loans, and loans in legal proceedings, with the objective of minimizing losses and liability while ensuring compliance with BC policies and applicable regulations.
  • Under the direction manage and resolve RTL special assets through borrower rehabilitation, loan modification, foreclosure, sale, or liquidation, including oversight of past-due balances, covenant compliance, and borrower performance.
  • Develop and execute RTL-specific workout strategies, adjusting aggressiveness based on borrower capacity, project status, collateral condition, and market dynamics.
  • Perform periodic and event-driven problem loan analysis on assigned RTL credits; identify risks, assess collateral and exit viability, and recommend appropriate resolution strategies to senior management.
  • Evaluate and recommend RTL workout options, including loan modifications, extensions, interest reserve adjustments, collateral liquidation, legal action, receivership, foreclosure, deed-in-lieu, OREO disposition, and pursuit of guaranties or credit enhancements.
  • Calculate and recommend impairment reserves and charge-offs in accordance with GAAP, BC policy, and regulatory guidance applicable to short-term residential credit.
  • Provide recommendations to senior management on policy and procedure enhancements related to RTL problem loans, impairment methodology, and workout best practices.
  • Manage all aspects of OREO assets arising from RTL loans, including 4-6 unit residential properties under renovation or stabilization, coordinating valuations, property management, and disposition strategies.
  • Assist senior management in evaluating collateral value, construction progress, loan documentation, borrower financials, and guarantor strength in light of current housing and capital market conditions.
  • Execute strategies to reduce non-performing RTL assets at the lowest possible cost and risk, balancing net credit losses, carrying costs, market conditions, and administrative expenses.
  • Present RTL workout and exit strategies to management and capital partners for approval, supported by clear financial, collateral, and risk analysis.
  • Maintain accurate risk ratings, accrual status, and Problem Loan Reports (PLRs) for all RTL problem loans, ensuring timely and transparent reporting to senior leadership and investors.
  • Maintain awareness of housing market trends, construction costs, liquidity conditions, and investor demand impacting RTL portfolio performance.
  • Perform other duties as assigned to support the objectives of the Special Assets function and BC's RTL lending platform.