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Chief Credit Risk Officer Jobs in Ohio (NOW HIRING)

Fifth Third

Credit Risk Officer II

Cincinnati, OH

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Fifth Third Bank

Credit Risk Officer II

Cincinnati, OH · On-site

Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities. * Review periodic Bancorp credit quality reports to assess ...

Telhio Credit Union

Internal Audit Manager

Columbus, OH · Hybrid

$97K - $129K/yr

Chief Credit and Risk Officer (CCRO) (Administrative) / Supervisory Committee Chair (Functional) Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT amp;T) employees.

Telhio Credit Union

Internal Audit Manager

Columbus, OH · On-site

$97K - $129K/yr

Chief Credit and Risk Officer (CCRO) (Administrative) / Supervisory Committee Chair (Functional) Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees.

US Bank

Impact Finance Officer

Cincinnati, OH

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the ... Industry Credit Risk Management - IF Officer is responsible for portfolio management of the bank ...

Keybank

Senior Credit Officer, Payments

Cleveland, OH · Hybrid

$96K - $181K/yr

Location: 66 South Pearl Street, Albany New York The Senior Credit Officer for Payments Products is ... This role focuses on evaluating and approving higher-risk credit exposures, specifically those that ...

US Bank

Credit Policy Manager

Cincinnati, OH

This individual is a key credit risk leader and partners with the Executive Credit Officers and the business units. The leader must have strong knowledge of credit policy, underwriting practices and ...

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All JobsChief Credit Risk Officer JobsChief Credit Risk Officer Jobs in Ohio

Chief Credit Risk Officer information

See Ohio salary details

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$174K

$261K

How much do chief credit risk officer jobs pay per year?

As of Jul 29, 2026, the average yearly pay for chief credit risk officer in Ohio is $174,047.00, according to ZipRecruiter salary data. Most workers in this role earn between $142,600.00 and $199,600.00 per year, depending on experience, location, and employer.

How does a Chief Credit Risk Officer typically collaborate with other departments to manage and mitigate risk?

A Chief Credit Risk Officer (CCRO) works closely with teams across the organization, including lending, compliance, finance, and operations, to develop and enforce risk management strategies. They regularly consult with business unit leaders to assess emerging risks and ensure that credit policies align with the company's overall objectives. The CCRO often leads cross-functional committees, conducts risk reviews, and advises on large credit decisions to maintain a balanced risk portfolio. This collaborative approach helps promote a strong risk culture and ensures that risk considerations are integrated into business planning and decision-making processes.

What does a Chief Credit Risk Officer do?

A Chief Credit Risk Officer (CCRO) is responsible for overseeing and managing an organization’s credit risk exposure. They develop strategies, policies, and procedures to identify, measure, and mitigate risks related to lending and credit operations. The CCRO works closely with other executives to ensure that credit risks are aligned with the company’s overall risk appetite and regulatory requirements. Additionally, they monitor credit portfolios, assess loan quality, and implement risk management frameworks to protect the organization from potential losses.

What are the key skills and qualifications needed to thrive as a Chief Credit Risk Officer, and why are they important?

To thrive as a Chief Credit Risk Officer, you need deep expertise in credit risk assessment, portfolio management, and regulatory compliance, typically supported by a finance-related degree and significant experience in risk management. Familiarity with credit risk modeling tools, risk assessment systems, and relevant certifications such as FRM or CFA is highly valuable. Exceptional analytical thinking, strategic leadership, and strong communication skills distinguish top performers in this role. These competencies are crucial for protecting an organization's financial health, ensuring regulatory compliance, and guiding risk policy at the executive level.

What is the difference between Chief Credit Risk Officer vs Credit Analyst?

AspectChief Credit Risk OfficerCredit Analyst
CredentialsTypically requires advanced degrees (MBA, Finance) and extensive experience in credit risk managementUsually holds a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentStrategic, leadership-focused role overseeing credit risk policies at the organizational levelAnalytical role focused on assessing individual credit applications and risk profiles
Employer & Industry UsageUsed in banking, financial services, and large lending institutionsCommon across banks, credit agencies, and lending firms

The Chief Credit Risk Officer and Credit Analyst roles differ mainly in scope and seniority. The Chief Credit Risk Officer oversees the entire credit risk management strategy, requiring extensive experience and leadership skills. In contrast, the Credit Analyst focuses on evaluating specific credit applications, with a more analytical and operational focus. Both roles are essential in credit risk management but serve different levels within an organization.

What are popular job titles related to Chief Credit Risk Officer jobs in Ohio? For Chief Credit Risk Officer jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Chief Credit Risk Officer jobs in Ohio look for? The top searched job categories for Chief Credit Risk Officer jobs in Ohio are:
What cities in Ohio are hiring for Chief Credit Risk Officer jobs? Cities in Ohio with the most Chief Credit Risk Officer job openings:
Chief Credit Risk Officer jobs near you

Regional Credit Officer

Farmers National Bank of Canfield

Dublin, OH • On-site

Full-time

Re-posted 18 days ago

Job description

SUMMARY: Lead and manage a team of Credit Analysts, Portfolio Managers and other support staff in all aspects of underwriting and credit risk management for a geographic region supporting Commercial Lending, and as necessary provide underwriting support for Private Client Services and Consumer Lending. Assist team in performing financial analysis and risk rating assessments on commercial & industrial loans and commercial real estate loans. Communicate and implement credit policy and practices within new loan production and review existing credits while providing guidance for policies, procedures, guidelines and risk assessment. In addition, partner with sales and documentation to improve the accuracy and efficiency of commercial loan processes and to further build customer relationships and enhance shareholder value.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Credit Administration:
  • Assist Chief Credit Officer in managing the risk associated with the distribution of bank loans
  • In conjunction with the Chief Credit Officer, communicate and coordinate the implementation of credit administration Policies, Processes and Procedures that are consistent with the overall credit culture of the bank, sound lending principals, strategic initiatives and regulatory guidelines
  • Monitor adherence to Credit Policy and manage the instances of exceptions
  • Actively lead or participate in Project Development for technology enhancements and process improvements to increase Credit Underwriting and Portfolio Management efficiencies
  • Responsible for assisting with preparation, review/revisions, and writing of Bank lending related policies
  • Review loans for approval by assigned loan authority
  • Chair/Co-Chair Regional Loan Committee
  • Manage Credit Analyst team as required
  • Utilize various monthly, quarterly, and annual reports regarding portfolio status, deal flow and workload to the Chief Credit Officer

New Loan Underwriting:
  • For purposes of prospecting, spread financial statements and provide general operating trends and financial statement analysis comments for review by the Commercial Lenders for initial opportunity assessment and strategic development
  • Assist Commercial Credit Analysts with submitting new loan requests to underwriting, perform cash flow and financial statement analysis by using advanced accounting skills on all applicants, complete collateral analysis and use all analytical tools provided to aid in the development of the loan write-up
  • Through the Risk Rating Matrices, agree and confirm proper grading to ensure Asset Quality identification
  • Collaborate with Market Presidents and Commercial Lenders in the preparation of complete and accurate loan write-up for presentation to the appropriate credit authorities for decisions on new loan requests
  • Review of Commercial Loan Presentations
  • Provide feedback to the Chief Credit Officer about the proper structure of loans and write-ups in preparation for the Executive Loan Committee
  • Maintain ongoing communication with all appropriate management on the status of new loan production
  • As needed, participate with sales personnel in customer meetings, effectively preparing so that all pertinent topics are covered that will contribute to a timely and thorough presentation of the loan write-up

Portfolio Monitoring:
  • Provide accurate and impartial financial and risk analysis and credit investigation of existing customers
  • Responsible for confirming the accuracy of Risk Rating Matrices along with the Commercial Lender's approval and timely monitoring of the receipt of proper analysis of financial information provided by the customer
  • Assist Credit Analysts and Commercial Portfolio Managers in underwriting reviews and renewals of existing credit facilities. Focus on appropriate due diligence, regulatory compliance and documentation accuracy
  • Ongoing monitoring will concentrate on covenant and borrowing base compliance, review of trend analysis reports, and address possible default situations and ultimately identify any deterioration or changes in the customer's capacity to follow the contractual terms of their agreement
  • Oversee Annual Reviews/Renewals to insure assigned completion levels are attained
  • Utilize various monthly, quarterly, and annual reports regarding portfolio status, deal flow and workload to the Chief Credit Officer to assess ongoing risk within the Commercial Loan Portfolio to ensure continued Asset Quality
  • Serve as a point of contact with regard to Credit Administration, during reviews for the organization to Internal/External Auditors, Internal/External Loan Review, Credit Risk Management consultants, Federal Regulators (OCC) Credit Risk Review and works closely with the Chief Credit Officer, Loan Administration and the Special Assets Manager

Special Assets Support:
  • Provide assistance to the Special Assets Manager in identifying those customers with potential or defined weaknesses
  • Support tactical plans by assisting Special Assets Manager with credit analysis, collateral assessments such as title work and appraisals, and documentation review
  • Serve as a member of the organization's Criticized Asset Committee

Other Essential Duties and Responsibilities:
  • Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations
  • Regular, predictable attendance is an essential requirement of this position
  • Complete all other duties as assigned

EDUCATION AND/OR EXPERIENCE:
  • Bachelor's Degree, preferably in Accounting, Finance, Economics; specialized training: AIB, Ohio Banking School, RMA, P/C preferred
  • Minimum ten (10) years commercial lending related experience and/or training
  • Strong accounting knowledge and understanding of the connection between the balance sheets and income statements; providing analysis of UCA cash flows; operating efficiencies; and borrowing causes
  • Strong knowledge of Word, Excel and Financial Statement spreading/monitoring software
  • Ability to clearly and effectively communicate both verbally and in writing

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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