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Mortgage Processor Jobs (NOW HIRING)

SoFi

Mortgage Processor

Charlotte, NC · On-site

$39K - $53K/yr

The Mortgage Loan Processor works directly with individual applicants to review loan applications to ensure that the application is complete and accurate. This requires time and attention to detail.

Cross Key Management

Mortgage Processor

Allentown, PA · On-site

$39K - $54K/yr

Mortgage Processor The Mortgage Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title ...

First Citizens Bank

Mortgage Processor II

Columbia, SC · Hybrid

$37K - $50K/yr

This position processes mortgage loans, loan applications, and all associated documentation at a higher level of complexity. Validates application information for underwriting purposes and updates ...

First Citizens Bank

Mortgage Processor II

Charlotte, NC · Hybrid

$39K - $53K/yr

This position processes mortgage loans, loan applications, and all associated documentation at a higher level of complexity. Validates application information for underwriting purposes and updates ...

BankNewport

Mortgage Processor

Middletown, RI · Hybrid

$39K - $54K/yr

Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data, requests and ensures the receipt of required verifications and other various supporting documents.

Equity Bank

Mortgage Processor

Wichita, KS · On-site

$35K - $49K/yr

Mortgage Processor (not remote) Department: Mortgage Operations Location: Wichita, KS (on-site) Status: FT/Hourly Jump start your career at Equity Bank ! We are currently hiring energetic, team ...

Eastern Bank

Mortgage Processor

Manchester, NH · On-site

$21.06 - $33.85/hr

The Mortgage Processor is responsible for the timely processing of mortgage loan applications which includes collecting and analyzing supporting documents. Serving as liaison with borrower(s), real ...

Old Hickory Credit Union

Mortgage Processor

Nashville, TN · On-site

$38K - $53K/yr

A welcoming workplace where your contributions truly matter We're currently looking for an outgoing, dependable, and service-focused Mortgage Processor to join our Real Estate team. In this full-time ...

Old Hickory Credit Union

Mortgage Processor

Nashville, TN

$38K - $53K/yr

A welcoming workplace where your contributions truly matter We're currently looking for an outgoing, dependable, and service-focused Mortgage Processor to join our Real Estate team. In this full-time ...

Equity Bank

Mortgage Processor

Wichita, KS · On-site

$35K - $49K/yr

Mortgage Processor (not remote) Department: Mortgage Operations Location: Wichita, KS (on-site) Status: FT/Hourly Jump start your career at Equity Bank ! We are currently hiring energetic, team ...

William Raveis Real Estate

Be Seen First

Mortgage Processor

Shelton, CT · On-site

$58K - $65K/yr

Minimum of 5 years of Mortgage processing experience. * Knowledge of AUS, FHA, VA, and Local State finance programs a must. * Work in a fast-paced environment and can carry a pipeline of 35-40 loans.

BankNewport

Mortgage Processor

Middletown, RI · Hybrid

$39K - $54K/yr

Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data, requests and ensures the receipt of required verifications and other various supporting documents.

First Citizens Bank

Mortgage Processor II

Columbia, SC · On-site

$37K - $50K/yr

This position processes mortgage loans, loan applications, and all associated documentation at a higher level of complexity. Validates application information for underwriting purposes and updates ...

Shore United Bank

Mortgage Processor

Annapolis, MD

$27.50 - $39.25/hr

Shore United Bank is seeking a full-time Mortgage Processor to join our team. As a valued member of our lending operations team, you'll be responsible for reviewing and preparing loan documentation ...

Blaze Credit Union

Mortgage Processor

Saint Paul, MN · On-site

$25.20 - $30/hr

This position is responsible for processing first and second mortgage loan applications for members and prospective members from application through closing as well as helping the processing manager ...

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Mortgage Processor information

See salary details

$28.5K

$50.9K

$94.5K

How much do mortgage processor jobs pay per year?

As of Jul 24, 2026, the average yearly pay for mortgage processor in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What does a processor do for a mortgage?

A mortgage processor reviews and verifies all necessary documents, such as income, employment, and credit information, to ensure they meet lender requirements. They compile and submit the application package for approval, coordinate with borrowers and underwriters, and track the loan's progress throughout the approval process.

What are the most common challenges faced by mortgage processors, and how can they be managed effectively?

Mortgage processors often encounter tight deadlines and frequent changes in documentation requirements, which can make staying organized challenging. Managing multiple loan files at different stages of completion requires strong attention to detail and effective communication with loan officers, underwriters, and clients. To succeed, it's helpful to develop robust organizational systems, stay updated on lending guidelines, and build excellent relationships with team members to quickly resolve any issues that arise during the process.

What are the key skills and qualifications needed to thrive as a Mortgage Processor, and why are they important?

To thrive as a Mortgage Processor, you need a solid understanding of loan products, mortgage regulations, and financial documentation, typically supported by experience in the finance or real estate industry. Familiarity with loan origination systems (LOS), automated underwriting tools, and compliance software is essential. Strong organizational skills, attention to detail, and effective communication set outstanding processors apart. These skills ensure accurate, timely processing of loan applications, minimizing errors and delays while maintaining regulatory compliance.

What is a mortgage processor's job?

A mortgage processor reviews and verifies loan applications, ensuring all required documentation is complete and accurate. They coordinate with lenders, underwriters, and borrowers to facilitate the approval process and may use loan processing software to track progress. Strong attention to detail and knowledge of lending guidelines are essential for this role.

What are mortgage processors?

Mortgage processors are professionals who handle and organize the documentation and information required to process a mortgage loan application. They act as a liaison between the borrower, loan officer, and underwriter, ensuring that all necessary paperwork is complete, accurate, and submitted on time. Their responsibilities include verifying employment and financial information, ordering credit reports, coordinating appraisals, and tracking the progress of the loan application to ensure it moves smoothly toward approval and closing.

How much does a loan officer make on a $500,000 loan?

A mortgage processor typically does not earn a commission based on loan amounts; however, loan officers often earn a commission or fee that can range from 0.5% to 1% of the loan amount. For a $500,000 loan, this could translate to $2,500 to $5,000 in commissions or fees, depending on the lender and compensation structure.

How much do processors get paid?

Mortgage processors typically earn between $40,000 and $65,000 annually, depending on experience, location, and employer. Some may also receive bonuses or commissions, and the role often requires strong attention to detail and familiarity with loan processing software.
More about Mortgage Processor jobs
What cities are hiring for Mortgage Processor jobs? Cities with the most Mortgage Processor job openings:
What are the most commonly searched types of Mortgage Processor jobs? The most popular types of Mortgage Processor jobs are:
Who are the top companies hiring for Mortgage Processor jobs? The top employers for Mortgage Processor jobs are:
What states have the most Mortgage Processor jobs? States with the most job openings for Mortgage Processor jobs include:
What job categories do people searching Mortgage Processor jobs look for? The top searched job categories for Mortgage Processor jobs are:
What are popular job titles related to Mortgage Processor jobs? For Mortgage Processor jobs, the most frequently searched job titles are:
Mortgage Processor jobs near you
Infographic showing various Mortgage Processor job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.
Mortgage Processor

Mortgage Processor

SoFi

Charlotte, NC • On-site

$39K - $53K/yr

Full-time

Posted 5 days ago

Job description

Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Mortgage Loan Processor works directly with individual applicants to review loan applications to ensure that the application is complete and accurate. This requires time and attention to detail. This role ensures the timely and accurate packaging of all loans originated by our Loan Officers using effective communication with multiple parties involved in the loan process.
What you'll do:
  • Provide excellent customer service and drive an overall exceptional customer experience using varying forms of communication
  • Responsible for processing, managing, and acting as the primary contact of a pipeline of refinance and purchase loans to meet closing deadlines and lock expiration periods.
  • Maintain a progressing pipeline of Conventional, FHA and VA loans.
  • Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers).
  • Maintain and adapt to the changing mortgage guidelines.
  • Appropriately set borrower expectations for the mortgage process and establish that the processor is the main point of contact until closing.
  • Holds the responsibility to request, gather, and analyze documentation required from the borrowers, internally, and third parties for underwriting approval.
  • Adapt easily to change and provide interdepartmental support.
  • Strive to exceed productivity expectations and standards.
  • Set appropriate expectations and point of contact with realtors and other referral sources.
  • Understand and request documentation requirements for mortgage financing (tax transcripts, paystubs, tax returns, income calculation, etc.).
  • Must be highly organized and proactive; able to meet deadlines in a fast-paced environment.

What you'll need:
  • 2 years of mortgage processing industry experience required
  • Knowledge of Fannie Mae, Freddie Mac, VA, and FHA guidelines
  • Ability to maintain a pipeline of 30-40 loans of mixed variety
  • Excellent oral and written communication skills
  • Works well under time constraints and a constantly changing environment
  • Has to have a team mentality and work well as a member of a group
  • Eagerness to delight clients throughout the process and drive overall experiences
  • Knowledge of Encompass LOS
  • Experience with Day One Certainty Validations, HomeReady, and HomePath products

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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