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Merchant Account Jobs in California (NOW HIRING)

The Rockridge Group

Data Engineer

Emeryville, CA · Remote

$132K - $159K/yr

Google Tag Manager, merchant account or data studio experience preferred * Facebook knowledge will be big plus * Very proficient with installation, data interruption to administration

KURV

Sales Account Manager

Encino, CA

PaymentCloud is hiring hungry, driven Account Managers to sell payment processing solutions in one of the most demanding corners of the industry - high-risk merchant accounts. This is a fast-paced ...

TLO INC

Sales Account Manager

Encino, CA · On-site

PaymentCloud is hiring hungry, driven Account Managers to sell payment processing solutions in one of the most demanding corners of the industry - high-risk merchant accounts. This is a fast-paced ...

CoCard Business

Tier 1 - Technical Support

Roseville, CA · On-site

$21 - $26/hr

... merchant account services. You will diagnose and resolve technical issues remotely and onsite while delivering an exceptional customer experience. This position requires strong technical ...

Red Bull

Account Sales Manager

Van Nuys, CA

$25 - $27/hr

Company Description Reporting to the District Sales Manager, the Account Sales Manager's (ASM ... merchandising components Build and protect the Red Bull brand through proper rotation to ensure ...

Red Bull

Account Sales Manager

Lancaster, CA

$25 - $27/hr

Meet monthly goals focused on the following areas: sales, distribution, pricing, display, new account set up, and other merchandising components. Build and protect the Red Bull brand through proper ...

Red Bull

Account Sales Manager

Van Nuys, CA

$25 - $27/hr

Company Description Reporting to the District Sales Manager, the Account Sales Manager's (ASM ... merchandising components Build and protect the Red Bull brand through proper rotation to ensure ...

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All JobsMerchant Account JobsMerchant Account Jobs in California

Merchant Account information

What is a merchant account?

A merchant account is a type of bank account that allows businesses to accept and process payments, typically from debit and credit cards. These accounts are essential for businesses that want to offer customers the convenience of paying electronically, whether in-store or online. The merchant account acts as an intermediary between the business, the customer’s bank, and the payment processor, ensuring that funds are securely transferred. Setting up a merchant account usually involves working with a payment processor or acquiring bank, and may require meeting certain underwriting criteria.

What are the key skills and qualifications needed to thrive as a merchant account manager, and why are they important?

To thrive as a Merchant Account Manager, you need strong knowledge of payment processing, financial products, and account management, often supported by a degree in business or finance. Familiarity with payment gateways, CRM systems, and compliance standards such as PCI DSS is typically required. Exceptional communication, problem-solving, and relationship-building skills help you support merchants and resolve issues effectively. These skills ensure smooth transaction operations, client satisfaction, and long-term business growth in a competitive financial services environment.

What are some common challenges faced by professionals managing merchant accounts, and how can they be addressed?

Professionals managing merchant accounts often encounter challenges such as payment processing issues, chargebacks, and fraud prevention. Staying informed about payment industry regulations and using robust fraud detection tools can help minimize risks. Effective communication with payment processors and quick resolution of transaction disputes are also essential. Collaborating closely with customer service, IT, and finance teams ensures smooth operations and timely problem-solving.

What is the difference between Merchant Account vs Payment Processor?

AspectMerchant AccountPayment Processor
DefinitionA bank account that allows businesses to accept credit card payments.A service that authorizes and processes payment transactions between merchants and banks.
Required CredentialsBusiness bank account, merchant account setupMerchant account, merchant ID, API credentials
Work EnvironmentFinancial institutions, online and retail businessesPayment gateways, e-commerce platforms, POS systems
Industry UsageRetail, e-commerce, service providersOnline payment processing, card transaction handling

While a merchant account is a dedicated bank account for accepting card payments, a payment processor is a service that facilitates the transaction. Both are essential for online and retail businesses to securely process payments and ensure funds are transferred correctly.

What does a merchant account do?

A merchant account is a type of bank account that allows businesses to accept credit and debit card payments. It processes payment transactions securely and transfers funds to the business's bank account, often requiring knowledge of payment processing systems and compliance standards.

What are the most commonly searched types of Merchant Account jobs in California?

The most popular types of Merchant Account jobs in California are:

What are popular job titles related to Merchant Account jobs in California?

For Merchant Account jobs in California, the most frequently searched job titles are:

What job categories do people searching Merchant Account jobs in California look for?

The top searched job categories for Merchant Account jobs in California are:

Merchant Account jobs near you
Infographic showing various Merchant Account job openings in California as of August 2026, with employment types broken down into 81% Full Time, 14% Part Time, and 5% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution.

Funding & Collection Account Manager

Mintex Technology

Los Angeles, CA • On-site

Full-time

Re-posted 12 days ago

Job description

Funding & Collections Account Manager
 Location: Los Angeles, CA
 Employment Type: Full-Time, On-Site
About the Company
We are a dynamic and fast-growing financial services firm specializing in Merchant Cash Advance (MCA) solutions. Our mission is to support small and medium-sized businesses by offering flexible funding options. We're seeking a driven, detail-oriented Funding & Collections Account Manager to join our team and take ownership of daily funding operations, portfolio collections, and legal coordination.
Role Overview
As the Funding & Collections Account Manager, you will be a central part of the operations team—responsible for ensuring smooth and compliant funding, executing soft collections, maintaining merchant account data, and collaborating with legal partners for escalated cases. This position requires a strong understanding of MCA structures, high attention to detail, and effective communication skills.
Key Responsibilities
Funding Operations
  • Coordinate daily funding calls with underwriting, sales, and funding teams
  • Scrub and validate merchant applications, ensuring completeness and compliance
  • Enter and manage merchant data within CRM systems accurately
  • Assist in document preparation and file management pre- and post-funding
Collections & Recovery
  • Conduct soft collections: professionally communicate with merchants about payment delays, NSFs, or skipped payments
  • Track and manage ACH activity; identify chargebacks, anomalies, and risk trends
  • Update merchant payment statuses and maintain comprehensive account records
  • Apply appropriate recovery strategies based on MCA paper types (A–D tiers)
⚖️ Legal Coordination
  • Accurately identify and escalate uncollectable files to legal or third-party collection agencies
  • Support the legal process by preparing documents, case notes, and communication logs
  • Understand and navigate state-specific collection laws and litigation protocols
Reporting & Compliance
  • Generate and submit weekly internal reports on collections activity and legal progress
  • Ensure all activity is in compliance with internal standards and relevant regulations (e.g., FDCPA-adjacent practices)
  • Assist in refining internal workflows and policies for collection and funding operations
Team & Merchant Support
  • Act as a point of contact for merchants regarding payment plans, balances, and account questions
  • Identify opportunities for account settlement, renewal, or restructuring
  • Support onboarding and training of new team members in collections and account management processes
  • Provide actionable insights into merchant behavior and delinquency trends
Qualifications
  • Bachelor’s degree in Business Administration, Finance, Legal Studies, or related field
  • 1–3+ years of experience in MCA, financial services, collections, or legal administration
  • Strong knowledge of MCA structures, funding processes, and risk tiers
  • Familiarity with collections best practices and state-specific recovery laws
  • Excellent organizational, communication, and multitasking skills
  • Proficiency with CRM tools, Excel, and payment tracking platforms is a plus
  • Ability to thrive in a high-volume, fast-paced environment