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Loan Collector Jobs (NOW HIRING)

yes

Collector

Portage, IN

$15.50 - $20.75/hr

Collector Reports To: Community Manager About YES: Founded in 2008, YES Communities has established ... loan partners on collection efforts, loan modifications, and executing legal proceedings • ...

yes

Collector

East Lansing, MI

$16.25 - $21.75/hr

Collector Reports To: Community Manager About YES: Founded in 2008, YES Communities has established ... loan partners on collection efforts, loan modifications, and executing legal proceedings • ...

YES Communities

Collector

East Lansing, MI · On-site

$17 - $20/hr

Collector Reports To: Community Manager About YES: Founded in 2008, YES Communities has established ... loan partners on collection efforts, loan modifications, and executing legal proceedings • ...

POINT BREEZE CREDIT UNION GROUP

COLLECTOR

MD · On-site

$20.50 - $30.76/hr

Contact members with delinquent loans and defaulted share accounts using specific knowledge of ... The role of Collector encompasses pay grade 7. Incumbents are placed within a specific range based ...

POINT BREEZE CREDIT UNION GROUP

COLLECTOR

Hunt Valley, MD · On-site

$20.50 - $30.76/hr

Contact members with delinquent loans and defaulted share accounts using specific knowledge of ... The role of Collector encompasses pay grade 7. Incumbents are placed within a specific range based ...

YES Communities

Collector

Portage, IN · On-site

$18 - $19/hr

Collector Reports To: Community Manager About YES: Founded in 2008, YES Communities has established ... loan partners on collection efforts, loan modifications, and executing legal proceedings • ...

Everwise Credit Union

Collector

South Bend, IN · On-site

$16.75 - $22.25/hr

The incumbent assists members in making payment arrangements, evaluating their financial conditions, and recommending appropriate loan workout and payment relief solutions. Collector I is responsible ...

Everwise Credit Union

Collector

South Bend, IN

$16.75 - $22.25/hr

The incumbent assists members in making payment arrangements, evaluating their financial conditions, and recommending appropriate loan workout and payment relief solutions. Collector I is responsible ...

Texans Credit Union

Collector

Richardson, TX · On-site

$15.25 - $20.50/hr

This Collector will be responsible for collecting delinquencies while at the same time reinforcing ... Objective is to reduce delinquent loans and reduce credit union losses. Provide customer service ...

Texans Credit Union

Collector

Richardson, TX · On-site

$15.25 - $20.50/hr

This Collector will be responsible for collecting delinquencies while at the same time reinforcing ... Objective is to reduce delinquent loans and reduce credit union losses. Provide customer service ...

St. Louis County

Collector of Revenue

Saint Louis, MO · On-site

$99K - $119K/yr

Public Service Loan Forgiveness | Federal Student Aid Examples of Duties Essential Function ... Collector deeds Evaluate and issue tax waivers Serve as the division head for the Collector of ...

The State of Arizona

COLLECTOR SPECIALIST

$49K - $58K/yr

COLLECTOR SPECIALIST Apply now Job No: 531087 Work Type: Full-time Location: REMOTE OPTIONS ... Student Loan Assistance Sick leave Paid Parental Leave-Up to 12 weeks per year paid leave for ...

St. Louis County, MO

Collector of Revenue

Saint Louis, MO · On-site

$99K - $119K/yr

Revenue - Collector of Revenue Opening Date: 08/10/2026 Closing Date: 9/10/2026 11:59 AM Central ... Public Service Loan Forgiveness: We participate in this program to support your financial future.

Arizona Department of Administration

$49K - $58K/yr

COLLECTOR SPECIALIST Job No: 531087 Work Type: Full-time Location: REMOTE OPTIONS, PHOENIX ... Student Loan Assistance Sick leave Paid Parental Leave-Up to 12 weeks per year paid leave for ...

Vibe Credit Union

Collector I

Waterford, MI

$24 - $24.73/hr

Collector I As a Collector, you will play a critical role in minimizing delinquency and loan loss while maintaining positive, professional relationships with members. You'll work directly with ...

New

University of Michigan Credit Union

Collector

Ann Arbor, MI

$16.75 - $22.25/hr

The Collector is also responsible for related legal action, settlement and debt workout situations ... Tuition reimbursement and a student loan debt repayment program * Our Fidelity 401k program with ...

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Loan Collector information

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$17

$24

How much do loan collector jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for loan collector in the United States is $17.40, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $17.31 per hour, depending on experience, location, and employer.

What does a loan collector do?

A Loan Collector is responsible for contacting individuals or businesses with overdue loan payments and working to recover the owed funds. They communicate with borrowers via phone, email, or mail to arrange payment plans, provide information about outstanding debts, and help resolve financial issues. Loan Collectors may also negotiate settlements, keep detailed records of interactions, and follow legal guidelines regarding debt collection. Their main goal is to minimize losses for lenders while maintaining professionalism and compliance with regulations.

What are the key skills and qualifications needed to thrive as a loan collector, and why are they important?

To thrive as a Loan Collector, you need a solid understanding of debt collection practices, financial regulations, and basic accounting, often supported by a high school diploma or relevant experience. Familiarity with collection management software, customer relationship management (CRM) tools, and knowledge of Fair Debt Collection Practices Act (FDCPA) compliance are essential. Strong negotiation, communication, and problem-solving skills help build rapport and resolve delinquent accounts effectively. These abilities are crucial for maximizing recovery rates while maintaining compliance and customer relationships.

What are the most common challenges faced by loan collectors and how can they be addressed?

Loan Collectors often encounter challenges such as dealing with unresponsive or distressed borrowers, managing high call volumes, and meeting collection targets within tight deadlines. To address these challenges, effective communication skills, empathy, and persistence are essential. Many organizations provide training in negotiation and conflict resolution, along with robust support from supervisors and access to customer management tools. Building rapport with borrowers and working collaboratively with team members can also help improve recovery rates and job satisfaction.

What is the difference between Loan Collector vs Debt Collector?

AspectLoan CollectorDebt Collector
Required CredentialsHigh school diploma; some roles may require collections or finance certificationsHigh school diploma; often similar certifications or training
Work EnvironmentOffice setting, sometimes fieldwork for repossessionsPrimarily office-based, may involve field visits
Employer & Industry UsageBanks, credit unions, finance companiesDebt collection agencies, third-party firms
Common Search & ComparisonOften compared due to similar roles in debt recoveryRelated but broader, includes various types of debts

In summary, Loan Collectors focus on recovering loans for financial institutions, often working within banks or credit unions, while Debt Collectors handle a wider range of debts for collection agencies. Both roles require similar skills and certifications but differ in employer type and specific responsibilities.

What qualifications do you need to be a loan collector?

To become a loan collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of debt collection laws are important; some employers prefer experience in customer service or finance. Certification is not usually required but can enhance job prospects.

What cities are hiring for Loan Collector jobs?

Cities with the most Loan Collector job openings:

Who are the top companies hiring for Loan Collector jobs?

The top employers for Loan Collector jobs are:

What states have the most Loan Collector jobs?

States with the most job openings for Loan Collector jobs include:

What are popular job titles related to Loan Collector jobs?

For Loan Collector jobs, the most frequently searched job titles are:

Loan Collector jobs near you
Infographic showing various Loan Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $36,200 per year, or $17.4 per hour.

Bilingual Mortgage Loan Collector (Spanish)

Idaho Housing and Finance Association

Boise, ID • On-site

Full-time

Posted 28 days ago

Job description

Description:

We are seeking a dedicated and detail-oriented Bilingual Mortgage Loan Collectors to join our Loan Servicing team. We have opportunities to join our team as an Early Stage, Mid-Stage, or Late-Stage Loan Counselor, depending on experience. In any of these positions, you will be responsible for collecting payments from borrowers, responding to customer inquiries, and resolving delinquent accounts. You will use your excellent communication and interpersonal skills to negotiate payment arrangements and provide exceptional service.


Responsibilities:

  • Initiate outbound calls and receive inbound phone calls from borrowers, negotiating payment arrangements to avoid mortgage delinquency and maintain a high standard of quality during every call
  • Develop and implement customized payment plans to  delinquency and prevent accounts from progressing to the next stage
  • Review borrowers for Home Retention Programs based on loan type, ensuring that they are matched with the most appropriate support and resources
  • Ensure compliance with regulatory requirements, including FDCPA, RESPA, and FCRA, while issuing demand letters and managing required timelines
  • Monitor assigned portfolio performance, maintain a downward trend in roll rates, and meet established department goals and standards
  • Other job duties as assigned

At our organization, we are dedicated to improving lives and strengthening Idaho communities. We believe that housing opportunities, self-sufficiency, and economic development are the pillars of progress. Join us and be part of a professional and mission-driven organization that makes a meaningful impact on the lives on Idahoans.

Requirements:
  • Strong verbal communication and interpersonal skills
  • Experience in a call center environment preferred
  • Bilingual in Spanish and English required
  • Ability to work independently and as part of a team
  • Experience in loan servicing, collection, or a related field preferred
  • Excellent problem-solving and analytical skills
  • Strong organizational and time management skills
  • High school diploma or equivalent required

Apply