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Limited Lines Automobile Insurance Agent Jobs (NOW HIRING)

Florida Farm Bureau

Insurance Agent

Pensacola, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Jacksonville, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Jacksonville, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Morgan Auto Group

Personal Lines Insurance Agent

Holiday, FL · On-site

$37K - $51K/yr

Come join the growing team at Morgan Insurance Services as a Personal Lines Insurance Agent! We are looking for personal lines insurance agents to work with our Morgan Insurance Service teams in our ...

Brightway Insurance

Insurance Agent

Youngsville, LA · On-site

As an Insurance Agent, you'll focus on developing client relationships within your community and offering Personal Lines insurance. Our streamlined operations allow you to maximize your sales efforts ...

Brightway Insurance

Insurance Agent

Youngsville, LA

As an Insurance Agent, you'll focus on developing client relationships within your community and offering Personal Lines insurance. Our streamlined operations allow you to maximize your sales efforts ...

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All JobsLimited Lines Automobile Insurance Agent Jobs

Limited Lines Automobile Insurance Agent information

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$25K

$65K

$121.5K

How much do limited lines automobile insurance agent jobs pay per year?

As of Jul 26, 2026, the average yearly pay for limited lines automobile insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Limited Lines Automobile Insurance Agent, and why are they important?

To thrive as a Limited Lines Automobile Insurance Agent, you need a strong understanding of automobile insurance products and state-specific regulations, typically supported by a limited lines insurance license. Familiarity with insurance quoting platforms, customer relationship management (CRM) systems, and policy management tools is common in this role. Excellent interpersonal skills, attention to detail, and the ability to explain complex insurance terms clearly help agents build trust and close sales. These skills are crucial for ensuring regulatory compliance, meeting clients' needs, and achieving sales targets in a competitive insurance market.

What is the difference between Limited Lines Automobile Insurance Agent vs Property and Casualty Insurance Agent?

AspectLimited Lines Automobile Insurance AgentProperty and Casualty Insurance Agent
CredentialsRequires state-specific license for auto insuranceRequires broader license covering multiple P&C policies
Work EnvironmentPrimarily auto insurance sales and serviceHandles various insurance types including auto, home, and liability
Employer & Industry UsageUsed by auto insurance providers and agenciesUsed across multiple insurance sectors and agencies
Search & Comparison IntentFocused on auto insurance licensing and salesBroader insurance licensing and policy offerings

In summary, a Limited Lines Automobile Insurance Agent specializes in auto insurance within specific state limits, while a Property and Casualty Insurance Agent handles a wider range of insurance policies, including auto, home, and liability coverage. The key difference lies in the scope of licenses, work environment, and industry usage, with the Limited Lines agent focusing solely on auto insurance.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically experienced producers or specialized agents in high-value markets, such as commercial or luxury auto insurance. These positions often offer higher commissions and bonuses, especially for agents with strong sales skills, industry certifications, and a large client base.

What are some common challenges Limited Lines Automobile Insurance Agents face when building their client base?

Limited Lines Automobile Insurance Agents often encounter challenges such as competing with established agencies, navigating state-specific licensing regulations, and educating clients about the limits of the coverage offered. Building trust with clients who may be seeking only the legally required minimum insurance can also be demanding, as these clients may be price-sensitive or less engaged. Success in this role often depends on strong communication skills, persistence in outreach, and staying current with regulatory changes to best advise and retain customers.

What is a Limited Lines Automobile Insurance Agent?

A Limited Lines Automobile Insurance Agent is a professional licensed to sell specific types of automobile insurance coverage, such as basic liability or limited coverage policies, rather than a full range of insurance products. These agents are typically authorized to offer insurance for particular needs, like rental car coverage or specialty vehicle insurance. Their licensing requirements and scope of work are defined by state regulations, and they usually focus on a narrower set of insurance products compared to full-service agents. This specialization helps customers find tailored solutions for specific auto insurance needs.

How much do insurance agents make off of car insurance?

Limited Lines Automobile Insurance Agents typically earn commissions based on the policies they sell, which can range from 10% to 20% of the premium. Their total income depends on sales volume, experience, and the insurance company's commission structure, with many earning between $30,000 and $70,000 annually, plus potential bonuses or renewals.

What is a limited insurance representative?

A limited lines automobile insurance agent is licensed to sell specific types of insurance policies, such as auto insurance, but is restricted from offering other insurance products. They typically focus on a narrow range of coverage and must adhere to state regulations and licensing requirements for their designated lines of business.

Why do most insurance agents quit?

Limited Lines Automobile Insurance Agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. The job can involve long hours, rejection, and the pressure to meet sales targets, which can lead to burnout and turnover.
More about Limited Lines Automobile Insurance Agent jobs
What states have the most Limited Lines Automobile Insurance Agent jobs? States with the most job openings for Limited Lines Automobile Insurance Agent jobs include:
What job categories do people searching Limited Lines Automobile Insurance Agent jobs look for? The top searched job categories for Limited Lines Automobile Insurance Agent jobs are:
Limited Lines Automobile Insurance Agent jobs near you
Infographic showing various Limited Lines Automobile Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 94% Full Time, 3% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.
Personal Lines Insurance Agent

Personal Lines Insurance Agent

Morgan Auto Group

Holiday, FL

$37K - $51K/yr

Full-time

Posted 22 hours ago

Morgan Auto Group rating

6.8

Company rating: 6.8 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

75th of 150 rated car dealerships

Job description

Come join the growing team at Morgan Insurance Services as a Personal Lines Insurance Agent!

We are looking for personal lines insurance agents to work with our Morgan Insurance Service teams in our Tampa Bay locations. We are part of Morgan Auto Group with over 70 auto dealerships in Florida. As part of our team of trusted advisors, you will help customers by providing the best products and services to protect them from life’s uncertainties. Our comprehensive auto and property insurance training will allow you to create a seamless experience while selling and servicing a broad customer base in a fun, fast-paced environment.

We offer competitive compensation, company paid health insurance (employee portion) and life insurance, 401K and HSA company contributions, PTO, holidays and a GREAT team

Key Duties and Responsibilities:

  • Solicit new insurance business in store and / or working mass marketing lists, personal referrals and cross sell
  • Assist customers in making insurance decisions by carefully matching needs with optimal products and services
  • Maintain compliance through accurate trailing documentation in agency systems and tracking of activity
  • Must follow through completely with the sales process, from verification/quote through underwriting documentation
  • Provide excellent customer service
  • Remain current on products and processes in a multi-product and multi-carrier environment
  • Meet monthly sales and performance goals

Qualifications:

  • Must be dedicated, competent, confident self-starter who can work independently and on a team; a people person
  • Possess strong interpersonal, verbal and written communication skills
  • Strong, swift computer skills and proficient in Microsoft Outlook, Word, and Excel
  • Experience with multi-rater software or insurance industry CRM's a plus
  • Must be at ease creating a relationship from a cold start in person
  • Willingness to learn and be coachable
  • In person position. Dealership hours
  • Bachelor’s Degree preferred /High School Diploma required
  • Florida 220 or 20-44 insurance license

Compensation: We offer a strong base salary, along with bonuses. Very high earning potential. We offer full benefits including medical, dental, vision, 401K and more!


Required experience: Sales Experience Preferred: 1 year

Required education: High school or equivalent

Required license or certification: FL Insurance Agent License 2044 or 220.

Preferred Experience: Sales or Insurance Industry: 1 year

Preferred Bi-Lingual: Spanish

EOE/DFWP

No Recruiters please

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