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Limited Lines Automobile Insurance Agent Jobs (NOW HIRING)

Pierpoint

Retail Insurance Agent

San Jose, CA · On-site

We currently write non-standard personal automobile insurance in 17 states and are licensed as an ... Maintain appropriate records including, but not limited to; all time worked, reporting of sales ...

Pierpoint

Retail Insurance Agent

San Jose, CA · On-site

We currently write non-standard personal automobile insurance in 17 states and are licensed as an ... Maintain appropriate records including, but not limited to; all time worked, reporting of sales ...

Pierpoint

Retail Insurance Agent

Redding, CA

$15 - $17/hr

We currently write non-standard personal automobile insurance in 17 states and are licensed as an ... Maintain appropriate records including, but not limited to; all time worked, reporting of sales ...

Pierpoint

Retail Insurance Agent

Redding, CA · On-site

$15 - $17/hr

We currently write non-standard personal automobile insurance in 17 states and are licensed as an ... Maintain appropriate records including, but not limited to; all time worked, reporting of sales ...

Florida Farm Bureau

Insurance Agent

Deland, FL

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Deland, FL

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Deland, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Jacksonville, FL · On-site

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL

Insurance Agent Job Overview We are seeking energetic self-starters who are interested in a ... writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for ...

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All JobsLimited Lines Automobile Insurance Agent Jobs

Limited Lines Automobile Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do limited lines automobile insurance agent jobs pay per year?

As of Jul 21, 2026, the average yearly pay for limited lines automobile insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Limited Lines Automobile Insurance Agent, and why are they important?

To thrive as a Limited Lines Automobile Insurance Agent, you need a strong understanding of automobile insurance products and state-specific regulations, typically supported by a limited lines insurance license. Familiarity with insurance quoting platforms, customer relationship management (CRM) systems, and policy management tools is common in this role. Excellent interpersonal skills, attention to detail, and the ability to explain complex insurance terms clearly help agents build trust and close sales. These skills are crucial for ensuring regulatory compliance, meeting clients' needs, and achieving sales targets in a competitive insurance market.

What is the difference between Limited Lines Automobile Insurance Agent vs Property and Casualty Insurance Agent?

AspectLimited Lines Automobile Insurance AgentProperty and Casualty Insurance Agent
CredentialsRequires state-specific license for auto insuranceRequires broader license covering multiple P&C policies
Work EnvironmentPrimarily auto insurance sales and serviceHandles various insurance types including auto, home, and liability
Employer & Industry UsageUsed by auto insurance providers and agenciesUsed across multiple insurance sectors and agencies
Search & Comparison IntentFocused on auto insurance licensing and salesBroader insurance licensing and policy offerings

In summary, a Limited Lines Automobile Insurance Agent specializes in auto insurance within specific state limits, while a Property and Casualty Insurance Agent handles a wider range of insurance policies, including auto, home, and liability coverage. The key difference lies in the scope of licenses, work environment, and industry usage, with the Limited Lines agent focusing solely on auto insurance.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically experienced producers or specialized agents in high-value markets, such as commercial or luxury auto insurance. These positions often offer higher commissions and bonuses, especially for agents with strong sales skills, industry certifications, and a large client base.

What are some common challenges Limited Lines Automobile Insurance Agents face when building their client base?

Limited Lines Automobile Insurance Agents often encounter challenges such as competing with established agencies, navigating state-specific licensing regulations, and educating clients about the limits of the coverage offered. Building trust with clients who may be seeking only the legally required minimum insurance can also be demanding, as these clients may be price-sensitive or less engaged. Success in this role often depends on strong communication skills, persistence in outreach, and staying current with regulatory changes to best advise and retain customers.

What is a Limited Lines Automobile Insurance Agent?

A Limited Lines Automobile Insurance Agent is a professional licensed to sell specific types of automobile insurance coverage, such as basic liability or limited coverage policies, rather than a full range of insurance products. These agents are typically authorized to offer insurance for particular needs, like rental car coverage or specialty vehicle insurance. Their licensing requirements and scope of work are defined by state regulations, and they usually focus on a narrower set of insurance products compared to full-service agents. This specialization helps customers find tailored solutions for specific auto insurance needs.

How much do insurance agents make off of car insurance?

Limited Lines Automobile Insurance Agents typically earn commissions based on the policies they sell, which can range from 10% to 20% of the premium. Their total income depends on sales volume, experience, and the insurance company's commission structure, with many earning between $30,000 and $70,000 annually, plus potential bonuses or renewals.

What is a limited insurance representative?

A limited lines automobile insurance agent is licensed to sell specific types of insurance policies, such as auto insurance, but is restricted from offering other insurance products. They typically focus on a narrow range of coverage and must adhere to state regulations and licensing requirements for their designated lines of business.

Why do most insurance agents quit?

Limited Lines Automobile Insurance Agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. The job can involve long hours, rejection, and the pressure to meet sales targets, which can lead to burnout and turnover.
More about Limited Lines Automobile Insurance Agent jobs
What states have the most Limited Lines Automobile Insurance Agent jobs? States with the most job openings for Limited Lines Automobile Insurance Agent jobs include:
What job categories do people searching Limited Lines Automobile Insurance Agent jobs look for? The top searched job categories for Limited Lines Automobile Insurance Agent jobs are:
Limited Lines Automobile Insurance Agent jobs near you

Florida Licensed Personal Lines Agents

Burrowes Insurance Group, INC

West Palm Beach, FL • Remote

$44K - $61K/yr

Contractor

PTO

Re-posted 24 days ago

Job description

Burrowes Insurance is looking for bright, talented, professional, Personal Lines sales-minded producers for our independent insurance agency.

Our Personal Lines Insurance Agent is responsible for selling Home, Auto, Flood, PUP & all P/L products to clients throughout the state of Florida. This role focuses on new business development through established referral relationships while building and maintaining a profitable book of business within the agency. The agent will partner with the agencys service team, which will manage policy servicing and renewals, allowing the agent to concentrate on sales and relationship development.

Compensation & Benefits:

  • Competitive commission structure


  • Renewal income opportunities


  • Access to multiple Personal Lines carriers


  • Agency service and operational support



Work Environment:


  • Independent contractor / agency partner role


  • Remote or in-agency (Florida-based)


  • Flexible schedule with performance-based earnings

Benefits

Paid Time Off (PTO)

Work from Home

Hands on Training

Career Growth Opportunities


Responsibilities

Sell Personal Lines insurance products, including Homeowners and Automobile insurance, to Florida-based clients

Generate new business through existing referral sources such as Realtors, mortgage loan officers, and related professionals

Conduct client needs assessments and recommend appropriate coverage solutions

Quote and bind policies using agency systems and carrier platforms

Develop and maintain strong professional relationships with referral partners


Build, manage, and grow a personal book of business within the agency


Collaborate with the agencys customer service team, which will handle:


Policy endorsements and changes


Certificates and documentation requests


Renewal quoting and processing


Maintain compliance with Florida insurance regulations and agency standards


Participate in agency training and carrier updates as required


Support retention efforts through proactive client communication and relationship management


Requirements

Active Florida Property & Casualty insurance license (220/2044)

Experience selling Personal Lines insurance, specifically Home and Auto

Established referral relationships with Realtors, mortgage professionals, or similar sources (required)

Strong sales, communication, and interpersonal skills

Ability to work independently and manage time effectively


Customer-focused, ethical, and professional approach to sales


Comfortable working in a performance-driven environment