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Life Insurance Agent Trainee Jobs (NOW HIRING)

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

  • Retirement

  • PTO

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

New

Farmers Insurance

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

  • Retirement

  • PTO

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

New

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

  • Life

  • Retirement

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

TruePath Life Solutions

Be Seen First

Life Insurance Agent

Sarasota, FL · Remote

$40K - $250K/yr

  • Medical

  • Life

TruePath Life Solutions TruePath Life Solutions is a life insurance and retirement-planning agency. We're looking for a remote, full-time agent to help individuals and families with their life ...

StaffMyAgency LLC

Insurance Agent Trainee

Oxon Hill, MD · On-site

$31K - $50K/yr

  • PTO

Insurance Agent Trainee Position Title: Entry-Level Insurance Representative Location: Oxon Hill, MD Company: Reggie Harris - State Farm Agency About Us Reggie Harris- State Farm Agency is dedicated ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Trainee Jobs

Life Insurance Agent Trainee information

See salary details

$20.5K

$68.2K

$147K

How much do life insurance agent trainee jobs pay per year?

As of Aug 14, 2026, the average yearly pay for life insurance agent trainee in the United States is $68,182.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent trainee?

To thrive as a Life Insurance Agent Trainee, you need a strong understanding of insurance products, basic sales techniques, and often a high school diploma or equivalent, with state-specific licensing required. Familiarity with customer relationship management (CRM) systems, insurance quoting tools, and completion of pre-licensing courses or certifications are typical technical requirements. Exceptional interpersonal skills, active listening, and resilience help distinguish top performers in this role. These capabilities are crucial for building client trust, effectively educating customers, and consistently achieving sales targets in a competitive market.

What is the difference between Life Insurance Agent Trainee vs Insurance Agent?

AspectLife Insurance Agent TraineeInsurance Agent
CertificationsTypically requires licensing, training programsRequires licensing, experience often preferred
Work EnvironmentTraining period, supervised environmentIndependent or team-based sales environment
Job ResponsibilitiesLearning sales techniques, shadowing agentsSelling policies, client consultations
Career StageEntry-level, training phaseFull-fledged sales professional

In summary, a Life Insurance Agent Trainee is in the training phase, focusing on learning and obtaining necessary licenses, while an Insurance Agent is a fully licensed professional actively selling policies and managing client relationships.

Why do most life insurance agent trainees quit?

Many life insurance agent trainees quit due to the challenging nature of building a client base, inconsistent income, and the need for strong sales skills. The job often involves long hours, rejection, and the requirement to pass licensing exams, which can be discouraging for some trainees.

Is it hard to get hired as a life insurance agent trainee?

Getting hired as a life insurance agent trainee can vary depending on the employer and location, but generally requires passing a licensing exam and completing training programs. Strong communication skills and a willingness to learn are important, and some companies prefer candidates with sales or customer service experience. The process may involve background checks and obtaining necessary licenses before starting the role.

What are some common challenges faced by life insurance agent trainees during their first year, and how can they overcome them?

Life Insurance Agent Trainees often encounter challenges such as building a client base from scratch, handling client rejections, and mastering complex insurance products. To succeed, new agents should focus on developing strong networking skills, seeking mentorship from experienced colleagues, and dedicating time to ongoing product and sales training. Proactively reaching out to potential clients and consistently following up can help build confidence and establish trust. Staying organized and resilient is key, as the first year is often the most demanding but also lays the foundation for long-term success.

Can you work for yourself as a life insurance agent trainee?

A life insurance agent trainee typically works under the supervision of a licensed agent or agency and is not usually authorized to work independently until they obtain their license. Once licensed, agents can often work as independent agents or start their own agency, but during training, they generally operate within a structured environment. Licensing requirements and regulations vary by state or country, which influence whether they can work independently at any stage.

What is a life insurance agent trainee?

A Life Insurance Agent Trainee is an individual who is in the process of learning how to sell life insurance policies to clients, typically under the guidance of experienced agents or through a structured training program. Trainees study the basics of different life insurance products, develop customer service and sales skills, and prepare for licensing exams required by the state. This entry-level role is designed to provide foundational knowledge about the insurance industry and help trainees gain real-world experience before becoming fully licensed agents. Successful completion of the training program often leads to a permanent position as a licensed life insurance agent. The position is ideal for those interested in a career in financial services and helping individuals plan for their financial future.

What cities are hiring for Life Insurance Agent Trainee jobs?

Cities with the most Life Insurance Agent Trainee job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Life Insurance Agent Trainee jobs?

States with the most job openings for Life Insurance Agent Trainee jobs include:

Life Insurance Agent Trainee jobs near you
Infographic showing various Life Insurance Agent Trainee job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $68,182 per year, or $32.8 per hour.

Life Insurance Agent

New York Life

Greenville, NC

$69K - $130K/yr

Full-time

Re-posted 27 days ago

Job description

The New York Life Insurance Agent’s role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding career with a company that insists on doing right by their customers is simply part of who we are. What is expected of our Agents?
  • Ability to understand the needs and financial concerns of clients.
  • Ability to educate clients on how to plan ahead for the future financially so that they are prepared for unfortunate life events/ circumstances they may encounter.
  • Promote customized ways for clients to achieve their long-term financial goals.
  • Cultivating relationships, with a view to helping every family member or individual pursue financial security
  • Ability to build an insurance and financial practice through establishing professional networks and prospecting for new clients.
  • Providing compassion and guidance to clients when unfortunate life circumstances arise.
  • Having a clear focus on developing and maintaining long-term bonds with clients, resulting in trust and continuity of client relationship over time.
Qualities that we look for in our Agents:
  • Sales experience preferred, but not required.
  • Entrepreneurial mindset.
  • Strong communication skills both written and verbal.
  • Desire to help families and businesses to address their financial needs.
  • Strong business acumen.
  • Professional business demeanor.
  • Perseverance in the face of a challenge
  • Ability to engage your community and leverage personal networks/contacts
How we will compensate you: You have the power to determine your own income with our commission-based compensation. In 2022, the average income of our agents under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $115,917.¹ Individual agent performance will determine your income. Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals through our nation-wide agent force for more than 175 years. Our agents’ abilities are advanced through our award-winning training, product offerings, agent support, opportunity for advancement, personal and professional growth, and broad-spectrum marketing. New York Life innovatively strides the cutting edge in client servicing, systematically paves the way for success with tested processes and is actively immersed with you in achieving your desired career objectives. Build relationships with clients and help them achieve their financial goals, while building a great career for yourselves in the process. Utilizing our expansive product lines, our Agents work to guide individuals, families and businesses towards the financial goals that they envision. That is no easy task, but for the right person it can be a truly rewarding career with the potential for growth opportunities. 1 Based on 2022 company data for 7,603 agents operating under our N9 and N8 Agent’s Contracts in all states, without persistency bonus, who were active as of December 31, 2022. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits and debits are applied.2 This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason. New York Life Insurance Company is an equal opportunity employer M/F/Veteran/Disability/Sexual Orientation/Gender Identity SMRU 5058863.2 Exp. 04/30/2024
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About NorCal Orange

Sourced by ZipRecruiter

Industry

Colleges, universities, and professional schools

Company size

11 - 50 Employees

Headquarters location

Syracuse, NY, US

View All NorCal Orange Jobs