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Life Insurance Agent Trainee Jobs in Missouri (NOW HIRING)

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company with a history spanning over ...

Role:Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified insurance holding company that has been in ...

Life Insurance Agent

Springfield, MO ยท On-site +1

$30K - $160K/yr

As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals and families to understand their financial protection needs * Educate clients on available insurance ...

Role:Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified insurance holding company that has been in ...

Life Insurance Agent

Kansas City, MO ยท On-site +1

$30K - $160K/yr

As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals and families to understand their financial protection needs * Educate clients on available insurance ...

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Showing results 1-20

Life Insurance Agent Trainee information

See Missouri salary details

$17.9K

$59.4K

$128K

How much do life insurance agent trainee jobs pay per year?

As of Sep 7, 2026, the average yearly pay for life insurance agent trainee in Missouri is $59,379.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,480.00 and $78,379.00 per year, depending on experience, location, and employer.

What is a life insurance agent trainee?

A Life Insurance Agent Trainee is an individual who is in the process of learning how to sell life insurance policies to clients, typically under the guidance of experienced agents or through a structured training program. Trainees study the basics of different life insurance products, develop customer service and sales skills, and prepare for licensing exams required by the state. This entry-level role is designed to provide foundational knowledge about the insurance industry and help trainees gain real-world experience before becoming fully licensed agents. Successful completion of the training program often leads to a permanent position as a licensed life insurance agent. The position is ideal for those interested in a career in financial services and helping individuals plan for their financial future.

What are the key skills and qualifications needed to thrive as a life insurance agent trainee?

To thrive as a Life Insurance Agent Trainee, you need a strong understanding of insurance products, basic sales techniques, and often a high school diploma or equivalent, with state-specific licensing required. Familiarity with customer relationship management (CRM) systems, insurance quoting tools, and completion of pre-licensing courses or certifications are typical technical requirements. Exceptional interpersonal skills, active listening, and resilience help distinguish top performers in this role. These capabilities are crucial for building client trust, effectively educating customers, and consistently achieving sales targets in a competitive market.

What are some common challenges faced by life insurance agent trainees during their first year, and how can they overcome them?

Life Insurance Agent Trainees often encounter challenges such as building a client base from scratch, handling client rejections, and mastering complex insurance products. To succeed, new agents should focus on developing strong networking skills, seeking mentorship from experienced colleagues, and dedicating time to ongoing product and sales training. Proactively reaching out to potential clients and consistently following up can help build confidence and establish trust. Staying organized and resilient is key, as the first year is often the most demanding but also lays the foundation for long-term success.

What is the difference between Life Insurance Agent Trainee vs Insurance Agent?

AspectLife Insurance Agent TraineeInsurance Agent
CertificationsTypically requires licensing, training programsRequires licensing, experience often preferred
Work EnvironmentTraining period, supervised environmentIndependent or team-based sales environment
Job ResponsibilitiesLearning sales techniques, shadowing agentsSelling policies, client consultations
Career StageEntry-level, training phaseFull-fledged sales professional

In summary, a Life Insurance Agent Trainee is in the training phase, focusing on learning and obtaining necessary licenses, while an Insurance Agent is a fully licensed professional actively selling policies and managing client relationships.

How to be a life insurance agent trainee with no experience?

To become a life insurance agent trainee with no experience, you typically need to complete a pre-licensing education course and pass the licensing exam. Many companies offer training programs for new agents, and obtaining a state license is required before selling policies; strong communication skills and knowledge of insurance products are also beneficial.

How to start being a life insurance agent?

To become a life insurance agent, you typically need to complete pre-licensing education, pass a licensing exam, and obtain a state license. Developing sales skills and understanding insurance products are essential, and some agents also pursue industry certifications for career advancement.

Is it hard to get hired as a life insurance agent trainee?

Getting hired as a life insurance agent trainee can vary depending on the employer and location, but generally requires passing a licensing exam and completing training programs. Strong communication skills and a willingness to learn are important, and some companies prefer candidates with sales or customer service experience. The process may involve background checks and obtaining necessary licenses before starting the role.

Why do most life insurance agent trainees quit?

Many life insurance agent trainees quit due to the challenging nature of building a client base, inconsistent income, and the need for strong sales skills. The job often involves long hours, rejection, and the requirement to pass licensing exams, which can be discouraging for some trainees.

What are the most commonly searched types of Life Insurance Agent jobs in Missouri?

The most popular types of Life Insurance Agent jobs in Missouri are:

What cities in Missouri are hiring for Life Insurance Agent Trainee jobs?

Cities in Missouri with the most Life Insurance Agent Trainee job openings:

Infographic showing various Life Insurance Agent Trainee job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $59,379 per year, or $28.5 per hour.

Licensed Insurance Sales Agent

Automobile Club of Missouri

Saint Louis, MO โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Licensed Insurance Sales Agent

Licensed Insurance Agent Trainee

Sign-On Bonus Available!

$2,000 Sign-On Bonus for candidates with active Property & Casualty and Life licenses

$1,000 Sign-On Bonus for candidates with one active license

Job Description

AAA Auto Club Enterprises is currently interviewing for multiple locations. We encourage you to apply, and during the interview process, we'll work with you to identify the location that best aligns with your preferences, experience, and career goals.

We Are Hiring for the Following Locations:

Town & Country 12901 N Forty Dr, St. Louis, MO 63141

Creve Coeur East 11441 Olive Blvd, St. Louis, MO 63141

Wentzville 1126 W Pearce Blvd #100, Wentzville, MO 63385

Washington 2000 Washington Crossing, Washington, MO 63090

St. Peters 591 Mid Rivers Mall Dr, St. Peters, MO 63376

Swansea 2629 N Illinois St, Swansea, IL 62226

Edwardsville 6655 Edwardsville Crossing Dr #A, Edwardsville, IL 62025

Tesson Ferry 9960 Kennerly Rd Suite D, St. Louis, MO 63128

Florissant 8194 N Lindbergh Blvd, Florissant, MO 63031

O'Fallon Hwy K 2277 State Hwy K, O'Fallon, MO 63368

Ballwin 477 Lafayette Center Dr, Manchester, MO 63011

South County 9005 Watson Rd, St. Louis, MO 63126

Lindell 3917 Lindell Blvd, St. Louis, MO 63108

What We Offer

  • $100K+ earning potential
  • Comprehensive benefits package, including a pension plan
  • Paid training and ongoing professional development

Our door is open to talented sales professionals with the ambition, initiative, self-determination, strong work ethic, career dedication, and winning attitude to succeed.

Your Success Will Require You To:

  • Source, develop leads, prospect, and continually network
  • Possess a competitive sales drive and desire to meet and exceed monthly goals
  • Be an effective communicator, both written and verbal
  • Provide exceptional customer service and maintain client retention
  • Be self-motivated and fully committed to building a profitable business

Job Summary

This position is designed for licensed insurance professionals looking to grow their sales career with a trusted industry leader. The Insurance Agent Trainee role serves as a pathway to a Sales Agent position. Upon successful completion of the training period, the Agent Trainee will be reclassified as a Sales Agent.

This position works exclusively within a District Office and is responsible for conducting sales activities, appointments, and inspections both onsite and offsite as directed by the Insurance Business Manager (IBM). Agents sell Club memberships and insurance products in support of Club growth, profitability, and service quality objectives. The Agent Trainee educates members on available services and insurance products while ensuring all documentation is completed accurately, thoroughly, and in a timely manner. Agents are expected to adhere to underwriting rules and guidelines to support company underwriting objectives.

Job Duties

  • Sell insurance products utilizing the fundamentals of Successful Sales Calls (SSC). Quote rates, qualify applicants, inspect vehicles or property, and complete documentation in accordance with underwriting criteria, procedures, and quality standards.
  • Sell Club memberships, promote Club services and products, and provide information regarding membership and insurance offerings.
  • Execute a successful sales strategy by developing leads and contacts while leveraging company provided opportunities. Effectively manage time, organize information, capitalize on sales opportunities, maintain expertise in Club products and services, communicate effectively with clients and colleagues, and continuously strengthen closing skills.
  • Maintain an acceptable product mix and maximize cross sell opportunities to enhance overall product penetration.
  • Ensure accurate rating and underwriting information is applied to new policies based on customer disclosures, current underwriting guidelines, and completed documentation.
  • Provide policy service to Club members in person, by phone, and through written correspondence. Complete insurance and membership forms to update, amend, or cancel existing policies and membership records while maintaining accurate transaction documentation.
  • Collect membership and insurance payments and maintain proper security and accountability when handling Club funds and receipts.
  • Attend meetings, training workshops, and seminars. Complete timecards, expense reports, and other required documentation accurately and on time. Adhere to scheduled duties and activities as directed by management.
  • Identify cross sell opportunities based on member needs and service requests. Strengthen member relationships by expanding product usage and provide qualified sales referrals to insurance, travel, and other departments as appropriate.

Qualifications

  • Bachelor's degree or an equivalent combination of education and experience preferred.
  • 1 to 3 years of insurance sales and/or service experience preferred.
  • Strong oral and written communication skills required.
  • Working knowledge of Microsoft Office applications including Word, Access, Excel, and PowerPoint required.
  • Demonstrated competitive drive, persistence, and goal oriented mindset required.
  • Strong organizational skills required.
  • Active Property & Casualty Insurance License in the selling state required.
  • Valid driver's license, acceptable motor vehicle record, and minimum required liability insurance required.

Travel Requirements

โ€ข Occasional travel to offsite business meetings or conferences (approximately 5%).

Remarkable benefits:

  • Health coverage for medical, dental, vision
  • 401(K) saving plans with company match AND Pension
  • Tuition assistance
  • Floating holidays and PTO for community volunteer programs
  • Paid parental leave
  • Wellness programs
  • Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity โ€“ we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value."

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify