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Life Insurance Agent Trainee Jobs in Missouri (NOW HIRING)

The Mires Agency

Life Insurance Sales Agent

Springfield, MO · On-site +1

$30K - $160K/yr

As a Sales Agent, you will be responsible for selling life insurance policies to clients and providing exceptional customer service. Working closely with our team of professionals who are here to ...

HealthMarkets, Inc.

Insurance Agent

Saint Louis, MO

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Columbia, MO

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Springfield, MO

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Trainee JobsLife Insurance Agent Trainee Jobs in Missouri

Life Insurance Agent Trainee information

See Missouri salary details

$17.9K

$59.4K

$128K

How much do life insurance agent trainee jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance agent trainee in Missouri is $59,379.00, according to ZipRecruiter salary data. Most workers in this role earn between $30,480.00 and $78,379.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent trainee?

To thrive as a Life Insurance Agent Trainee, you need a strong understanding of insurance products, basic sales techniques, and often a high school diploma or equivalent, with state-specific licensing required. Familiarity with customer relationship management (CRM) systems, insurance quoting tools, and completion of pre-licensing courses or certifications are typical technical requirements. Exceptional interpersonal skills, active listening, and resilience help distinguish top performers in this role. These capabilities are crucial for building client trust, effectively educating customers, and consistently achieving sales targets in a competitive market.

What is the difference between Life Insurance Agent Trainee vs Insurance Agent?

AspectLife Insurance Agent TraineeInsurance Agent
CertificationsTypically requires licensing, training programsRequires licensing, experience often preferred
Work EnvironmentTraining period, supervised environmentIndependent or team-based sales environment
Job ResponsibilitiesLearning sales techniques, shadowing agentsSelling policies, client consultations
Career StageEntry-level, training phaseFull-fledged sales professional

In summary, a Life Insurance Agent Trainee is in the training phase, focusing on learning and obtaining necessary licenses, while an Insurance Agent is a fully licensed professional actively selling policies and managing client relationships.

Why do most life insurance agent trainees quit?

Many life insurance agent trainees quit due to the challenging nature of building a client base, inconsistent income, and the need for strong sales skills. The job often involves long hours, rejection, and the requirement to pass licensing exams, which can be discouraging for some trainees.

Is it hard to get hired as a life insurance agent trainee?

Getting hired as a life insurance agent trainee can vary depending on the employer and location, but generally requires passing a licensing exam and completing training programs. Strong communication skills and a willingness to learn are important, and some companies prefer candidates with sales or customer service experience. The process may involve background checks and obtaining necessary licenses before starting the role.

What are some common challenges faced by life insurance agent trainees during their first year, and how can they overcome them?

Life Insurance Agent Trainees often encounter challenges such as building a client base from scratch, handling client rejections, and mastering complex insurance products. To succeed, new agents should focus on developing strong networking skills, seeking mentorship from experienced colleagues, and dedicating time to ongoing product and sales training. Proactively reaching out to potential clients and consistently following up can help build confidence and establish trust. Staying organized and resilient is key, as the first year is often the most demanding but also lays the foundation for long-term success.

Can you work for yourself as a life insurance agent trainee?

A life insurance agent trainee typically works under the supervision of a licensed agent or agency and is not usually authorized to work independently until they obtain their license. Once licensed, agents can often work as independent agents or start their own agency, but during training, they generally operate within a structured environment. Licensing requirements and regulations vary by state or country, which influence whether they can work independently at any stage.

What is a life insurance agent trainee?

A Life Insurance Agent Trainee is an individual who is in the process of learning how to sell life insurance policies to clients, typically under the guidance of experienced agents or through a structured training program. Trainees study the basics of different life insurance products, develop customer service and sales skills, and prepare for licensing exams required by the state. This entry-level role is designed to provide foundational knowledge about the insurance industry and help trainees gain real-world experience before becoming fully licensed agents. Successful completion of the training program often leads to a permanent position as a licensed life insurance agent. The position is ideal for those interested in a career in financial services and helping individuals plan for their financial future.

What are the most commonly searched types of Life Insurance Agent jobs in Missouri?

The most popular types of Life Insurance Agent jobs in Missouri are:

What cities in Missouri are hiring for Life Insurance Agent Trainee jobs?

Cities in Missouri with the most Life Insurance Agent Trainee job openings:

Life Insurance Agent Trainee jobs near you
Infographic showing various Life Insurance Agent Trainee job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $59,379 per year, or $28.5 per hour.

Insurance Sales Agent

Automobile Club Of Missouri

Lees Summit, MO • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 9 days ago

Job description

Insurance Sales Agent

This is an entry-level position designed to develop into a Sales Agent role. Upon successful completion of the training program, the Sales Agent Trainee will be reclassified as a Sales Agent.

This role operates from a District Office and involves both onsite and offsite sales activities, including appointments and inspections as directed by the Insurance Branch Manager (IBM). The Sales Agent Trainee sells AAA memberships and insurance products in support of club growth, profitability, and service quality objectives.

The position also includes educating members on AAA services and insurance products while ensuring all documentation is completed accurately, thoroughly, and in compliance with underwriting guidelines.

What We Offer

  • $100K+ earning potential (commission)

  • Comprehensive benefits package, including pension plan

  • Paid training and ongoing development

Key Responsibilities

  • Sell insurance products using the fundamentals of Successful Sales Calls (SSC)

  • Quote rates, qualify applicants, inspect vehicles or property, and complete required documentation in accordance with underwriting guidelines

  • Sell AAA memberships and promote club products and services

  • Generate leads through prospecting, networking, and referrals

  • Manage a pipeline of opportunities and meet or exceed production goals

  • Maintain strong knowledge of AAA products, services, and underwriting procedures

  • Provide exceptional customer service to support retention and member satisfaction

  • Ensure proper policy rating based on underwriting guidelines and client information

  • Service existing member policies in person, by phone, or through written communication

  • Process policy updates, cancellations, and changes accurately

  • Collect payments and maintain proper handling of company funds

  • Attend required meetings, training sessions, and complete all assigned administrative tasks

  • Identify cross-sell opportunities and refer business across insurance, travel, and membership lines

Qualifications

  • Bachelor’s degree or equivalent combination of education and experience preferred

  • 1–3 years of insurance sales or service experience preferred but not required

  • Property & Casualty (P&C) license required (or ability to obtain as required by state)

  • Valid driver’s license with an acceptable driving record and proof of liability insurance

  • Strong communication skills (written and verbal)

  • Competitive, persistent, and results-driven mindset

  • Strong organizational and time management skills

  • Proficiency in Microsoft Office (Word, Excel, PowerPoint, Access)

  • Ability to successfully complete background, credit check, and drug screening

Work Environment & Travel

  • Office-based with onsite and offsite sales activities

  • Occasional travel for meetings or events (approximately 5%)

About You

We are seeking motivated, customer-focused professionals with a strong work ethic, ambition, and a desire to build a successful career in a performance-driven sales environment.

Remarkable benefits:

•    Health coverage for medical, dental, vision

•    401(K) saving plans with company match AND Pension    

•    Tuition assistance

•    Floating holidays and PTO for community volunteer programs

•    Paid parental leave

•    Wellness programs

•    Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

Apply