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Lending Director Jobs (NOW HIRING)

TAD PGS, Inc

Director of Lending

Parkville, MD

$73K - $121K/yr

We have an outstanding career opportunity for a Director of Lending to join a leading Company located in the Parkville, MD surrounding area. Salary: $73,000 - $121,000 Directs and coordinates all ...

TAD PGS, Inc.

Director of Lending

Parkville, MD · On-site

$73K - $121K/yr

We have an outstanding career opportunity for a Director of Lending to join a leading Company located in the Parkville, MD surrounding area. Salary: $73,000 - $121,000 Directs and coordinates all ...

Public Storage

Director of Lending

Plano, TX

Public Storage is expanding the lending platform and is seeking a hands-on, highly driven Business Development Director with commercial mortgage originations experience and an entrepreneurial ...

Public Storage

Director of Lending

Plano, TX

Public Storage is expanding the lending platform and is seeking a hands-on, highly driven Business Development Director with commercial mortgage originations experience and an entrepreneurial ...

Public Storage

Director of Lending

Plano, TX · On-site

Public Storage is expanding the lending platform and is seeking a hands-on, highly driven Business Development Director with commercial mortgage originations experience and an entrepreneurial ...

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Lending Director information

What is a Lending Director?

A Lending Director is a senior-level professional responsible for overseeing a financial institution's lending operations, which may include commercial, consumer, or mortgage loans. They develop lending policies, manage loan portfolios, and ensure regulatory compliance. Lending Directors also lead teams of loan officers, analyze credit risks, and work to achieve the organization's lending goals. Their role is critical in balancing risk and profitability while maintaining strong client relationships.

What are some common challenges faced by Lending Directors, and how can they be addressed?

Lending Directors often face the challenge of balancing risk management with meeting loan growth targets. They must carefully assess loan applications to minimize defaults, while also supporting business development and customer relationships. Staying updated on regulatory changes and ensuring compliance can also be demanding. These challenges can be addressed through ongoing training, fostering strong communication within the lending team, and implementing robust risk assessment frameworks.

What are the key skills and qualifications needed to thrive as a Lending Director, and why are they important?

To thrive as a Lending Director, you need deep expertise in credit analysis, risk assessment, and lending regulations, typically supported by a degree in finance or business and significant experience in commercial or consumer lending. Familiarity with loan origination systems, credit scoring tools, and financial analysis software such as Excel and specialized banking platforms is essential. Leadership, negotiation skills, and the ability to build strong client relationships are critical soft skills for this role. These abilities ensure sound lending decisions, regulatory compliance, and strong portfolio performance while fostering trust with clients and teams.

What is the difference between Lending Director vs Loan Officer?

AspectLending DirectorLoan Officer
CredentialsTypically requires a bachelor’s degree in finance, business, or related field; certifications like NMLS may be preferredUsually needs a high school diploma or equivalent; NMLS license required for mortgage loan officers
Work EnvironmentOversees lending operations, manages teams, and develops strategies in corporate or bank settingsWorks directly with clients to evaluate and process loan applications, often in bank branches or mortgage offices
Industry UsageCommonly found in banks, credit unions, and financial institutions managing lending departmentsFound in similar settings, focusing on client interactions and loan processing

The main difference is that a Lending Director oversees the entire lending department and sets strategic goals, while a Loan Officer handles individual loan applications and client interactions. Both roles require financial knowledge and industry certifications, but their responsibilities and scope differ significantly.

What cities are hiring for Lending Director jobs? Cities with the most Lending Director job openings:
What are the most commonly searched types of Lending jobs? The most popular types of Lending jobs are:
What states have the most Lending Director jobs? States with the most job openings for Lending Director jobs include:
Lending Director jobs near you
Director of Lending

Director of Lending

TAD PGS, Inc

Parkville, MD

$73K - $121K/yr

Full-time

Medical, Retirement

Posted 18 days ago

Job description

We have an outstanding career opportunity for a Director of Lending to join a leading Company located in the Parkville, MD surrounding area.

Salary: $73,000 - $121,000

Directs and coordinates all lending activities, ensuring compliance with Credit Union lending policies and regulations. Plans, directs, and coordinates the development of lending policies, procedures, goals, and objectives. Directs lending activity to meet goals and objectives.

Responsibilities:
  • Provides leadership, guidance, direction, and support to the Lending Department.
  • Ensures a trained, motivated, and professional staff capable of providing efficient and effective consumer lending services to members.
  • Monitors lending operations through subordinate managers/supervisors.
  • Establishes annual sales goals related to lending programs.
  • Monitors progress of and ensures lending goals and objectives are achieved.
  • Chairs Lending Review (LRC) Committee.
  • Arranges for loan applications to be presented to the LRC.
  • Provides an overview and recommendations to the committee.
  • Serves on the Asset/Liability Committee (ALCO) and other committees as assigned.
  • Directs and oversees the preparation of periodic financial, lending, and operations reports, including HMDA reporting, for management and the board of directors.
  • Ensures accuracy and completeness of information.
  • Analyzes loan data reports for corrective actions.
  • Develops, proposes, gains acceptance for, and implements lending program policy and strategy.
  • Leads activity related to new product development as it relates to lending programs.
  • Ensures compliance with all lending policies and regulations.
  • Makes changes as necessary.
  • Interviews, schedules, trains, assigns work, establishes performance expectations, and monitors results for the Lending Department.
  • Performs performance appraisals, establishes goals and action plans, and sets up performance improvement plans and disciplinary actions.
  • Collaborates with the CEO in hiring, firing, and promotion decisions.
  • Creates opportunities for employee development.
  • Coaches and counsels the lending team as necessary.
  • Work in collaboration with the CEO, EVP, BOD & Regulator to establish a new Small Business Banking division by creating product requirements, building operational processes, and managing cross-functional teams to bring new lending and deposit products to market.
  • Establishes and monitors the Loan Department budget.
  • Reviews and submits expenditures to the CEO for review and final approval.
  • Monitors competitor rates and fees and stays up-to-date on developments and issues affecting Credit Union lending products and services.
  • Maintains extensive knowledge of consumer, real estate, and mortgage lending practices.
  • Acts in any capacity of the Lending Department when necessary in an emergent circumstance.
  • Establishes and maintains good working relationships with Credit Union staff, management, and outside business contacts.
  • Performs other Supervisory and/or lending-related duties as assigned by the President/CEO.
  • Performance Measurements:
    • Coordinate and execute effective lending programs and promotions that support Credit Union goals and objectives and fulfill member needs.
    • Improve competitive position.
    • Ensure all lending activity adheres to established policies, procedures, and governmental regulations.
    • Maintain a high level of knowledge related to all lending areas.
    • Meet or exceed specific goals and objectives established for all lending areas.
    • Establish and provide support for lending staff to achieve goals and objectives.
    • Maintain delinquency at or below 1% of loans outstanding, sell ancillary products, i.e., debt protection, etc., on at least 25%-40% of new and rewritten loans, and maintain a charge-off rate of no more than 0.75%.
    • Loan Growth target: between 5% - 7%.
    • Earnings and capital targets - ROA target at .80%, with net interest margins around 3.50%.
    • Provide direction and recommendations to management, based on current data, regarding the Credit Union's financial position and direction.
    • Keep management informed of key operational issues affecting the Credit Union.
    • Maintain positive business relationships with all business contacts. Maintain good communication with subordinates and other Credit Union personnel
    • Meet or exceed budget goals.
    • Maintain a well-trained, efficient, and effective lending staff.
    • Provide necessary leadership, support, and training opportunities.
    • Complete employee performance appraisals and handle performance issues in an appropriate and timely manner.

Basic Hiring Criteria:
  • Bachelor's degree, or certifications recognized in the industry as equivalent to a Bachelor's Degree (e.g., Associate Degree in Banking, Finance, or Business Administration certifications in lieu of a degree, combined with substantial, progressive experience); Additional years of directly related consumer lending, underwriting, and financial institution management experience may be substituted for a degree.
  • Demonstrated knowledge of consumer lending policy and procedures.
  • Minimum three to five years progressively responsible consumer/real estate lending experience, including at least one to two years in a supervisory capacity.
  • Minimum three to five years of similar or related experience with a proven track record of producing and sustaining healthy, well-performing, good credit quality loans while maintaining a 70%-85% loan to share ratio.

Desired Qualifications:
  • Familiarity with loan participation acumen preferred.
  • Motivating or influencing others is a material part of the job. Outside contacts become important, and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. The role requires a significant level of trust and diplomacy.
  • Thorough knowledge of banking practices, policies, procedures, operations, products, services, and regulations.
  • May also include specialized knowledge in lending or investing.
  • Specific knowledge of the philosophy and structure of the Credit Union industry.
  • Thorough knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership techniques, production methods, and coordination of people and resources.
  • Considers the relative costs and benefits of potential actions and chooses the most appropriate one.

Benefits offered to vary by the contract. Depending on your temporary assignment, benefits may include direct deposit, free career counseling services, 401(k), select paid holidays, short-term disability insurance, skills training, employee referral bonus, affordable medical coverage plan, and DailyPay (in some locations). For a full description of benefits available to you, be sure to talk with your recruiter.

Military connected talent encouraged to apply.

VEVRAA Federal Contractor / Request Priority Protected Veteran Referrals / Equal Opportunity Employer / Veterans / Disabled

To read our Candidate Privacy Information Statement, which explains how we will use your information, please visit http://www.tadpgs.com/candidate-privacy/ or https://pdsdefense.com/candidate-privacy/

The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:

  • The California Fair Chance Act
  • Los Angeles City Fair Chance Ordinance
  • Los Angeles County Fair Chance Ordinance for Employers
  • San Francisco Fair Chance Ordinance