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Jr Credit Analyst Jobs (NOW HIRING)

Review/research historical data (purchase orders, subcontracts, productivity analysis reports, etc ... orders, credits, procuring materials, etc. * Involved with takeoffs and project engineer ...

None but full background check to include criminal and credit check Responsibilities * Assist in ... Perform basic reconciliations of accounts and assist with financial analysis tasks. * Help draft ...

None but full background check to include criminal and credit check Responsibilities * Assist in ... Perform basic reconciliations of accounts and assist with financial analysis tasks. * Help draft ...

None but full background check to include criminal and credit check Responsibilities * Assist in ... Perform basic reconciliations of accounts and assist with financial analysis tasks. * Help draft ...

... credit) - ABBTECH pays for both checks * Certification Requirements: CompTIA A+ or equivalent ... Junior-level resource that is quick to learn, analytical, and proactive in troubleshooting, with ...

JR Buyer

Layton, UT · On-site

$20.25 - $26/hr

Regularly reviews order volumes, credit terms, and credit limits as an effective negotiation tactic ... analysis. * High level of integrity and dependability with a strong sense of urgency and results ...

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Jr Credit Analyst information

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$15

$29

$49

How much do jr credit analyst jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for jr credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a Jr Credit Analyst?

Jr Credit Analysts are entry-level finance professionals who evaluate the creditworthiness of individuals or businesses seeking loans or credit. They assist in analyzing financial statements, assessing risk, and preparing reports to help their organization make informed lending decisions. Typically, they work under the supervision of senior credit analysts or managers, gaining experience and developing their analytical skills. Jr Credit Analysts play a crucial role in minimizing financial risk for banks, credit unions, or other lending institutions.

What are the key skills and qualifications needed to thrive as a Jr Credit Analyst, and why are they important?

To thrive as a Jr Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and at least a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit analysis software, Microsoft Excel, and sometimes certifications like CFA Level I can be advantageous. Attention to detail, effective communication, and the ability to manage multiple tasks are standout soft skills in this role. These skills are crucial for accurately evaluating creditworthiness, supporting sound lending decisions, and maintaining risk management standards.

What are some common challenges faced by a Jr Credit Analyst, and how can they be addressed?

Jr Credit Analysts often encounter challenges such as managing tight deadlines for credit evaluations, adapting to evolving credit policies, and interpreting complex financial data from clients. To address these, it's helpful to develop strong organizational skills, seek mentorship from senior analysts, and stay updated on industry trends and best practices. Additionally, collaborating closely with team members in underwriting and risk departments can provide valuable insights and improve the quality of credit assessments.

What is the difference between Jr Credit Analyst vs Credit Analyst?

AspectJr Credit AnalystCredit Analyst
Required CredentialsAssociate's degree or bachelor's in finance, accounting, or related fieldBachelor's degree often required; some roles prefer or require certifications like CFA or credit analysis courses
Work EnvironmentEntry-level, supportive team setting, often in banks, financial institutions, or corporate financeMore independent, analytical role with increased responsibility in assessing creditworthiness
Employer & Industry UsageCommon in banking, lending, and financial services for entry-level positionsUsed across similar industries, often as a mid-level role with more complex analysis tasks

The main difference between a Jr Credit Analyst and a Credit Analyst lies in experience and responsibility. Jr Credit Analysts typically handle basic credit assessments under supervision, while Credit Analysts perform more detailed evaluations and make independent recommendations. Both roles are essential in financial institutions, with the Credit Analyst position generally requiring more experience and expertise.

More about Jr Credit Analyst jobs

What cities are hiring for Jr Credit Analyst jobs?

Cities with the most Jr Credit Analyst job openings:

What states have the most Jr Credit Analyst jobs?

States with the most job openings for Jr Credit Analyst jobs include:

Infographic showing various Jr Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Jr Estimator

Denver, CO • On-site

Sterling Infrastructure, Inc.
Construction • 1 - 5K employees

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday


Job description

Application Instructions
Ralph L Wadsworth is looking for a JR Estimator to join their team asap.
This position will work closely with Sr Estimator, Project Owners, Vendors, Subcontractors, Project Managers, Accounting and the Chief Estimator.
Why work at RLW?
Do you like to win, and more importantly, win as a team? Do you want to help build your future and the future of our surrounding communities? RLW boasts a fun, hard-working, team-centered, "we can do this" culture, where we recognize that our Team Members are our competitive advantage and our strength! If this sounds like the right work culture for you, then come build with us!
What RLW can offer you!
  • Competitive pay
  • Vacation Pay
  • Holiday Pay
  • 401k + 5% matching
  • Tuition Reimbursement
  • Health, Vision, Dental Benefits
  • Growth and Advancement

Position Description
The Jr Estimator Essential Duties and Responsibilities are listed below:
  • Review proposal specifications and drawings and attend pre-bid meetings to determine scope of work and required contents of estimate.
  • Prepare estimates by calculating various statistical data such as quantity take-offs, material price lists, labor costs per man-hour and equipment costs and applying to complete scope of work.
  • Review/research historical data (purchase orders, subcontracts, productivity analysis reports, etc.) and compile summary reports to develop guidelines and precedence for future estimates.
  • Incorporate historical data into unit and man-hour figures.
  • Participate in developing bid package estimate documents.
  • Maintain files of working documents for back-up to estimating figures including current (accurate) information on prices from suppliers through direct contact, sales brochures, price lists, etc.
  • May review design options and recommend best solution based on cost, engineering quality or availability of materials.
  • Follow awarded contracts as assigned - may include estimating extra work items, change orders, credits, procuring materials, etc.
  • Involved with takeoffs and project engineer responsibilities

Position Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
  • Bachelor's degree from four-year college, technical school or university in Civil Engineering or Construction Management
  • 1 - 2 past internships in heavy civil, commercial building, or road construction
  • 1 - 2 past internships working with sub-contractors
  • 1 - 2 college estimating courses and / or estimating internship
  • Ability to demonstrate excellent communications to individuals outside the company. Past similar work experience is preferred.
  • Strong presentation skills
  • Attention to details and asking following up questions multiple times to gather correct information and timely information
  • Good knowledge of fractions, percentages, ratios, and proportions to practical situations and calculate mathematical extensions. Also, good knowledge of geometric formulas and equations are required to calculate area, volume, etc. in performing take-offs.
  • Ability to demonstrate the ability to define problems, collect data, establish facts, and drawing valid conclusions.

Equal Opportunity Employer
We are an equal opportunity employer: We do not discriminate based on race, color, national origin, religion, creed, sex, sexual orientation, gender identity, disability, age, genetic information, marital status, military status, membership or activity in a local human rights commission, or status with regard to public assistance, or any other characteristic protected by applicable law.
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