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Insurance Benefits Jobs (NOW HIRING)

AMBA

Benefits Representative

Chattanooga, TN

Insurance Benefits Representative (1099 Independent Contractor) Location: Tennessee (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Redwood City, CA

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Port Huron, MI

Insurance Benefits Representative (1099 Independent Contractor) Location: Michigan (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Jackson, MS

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Mississippi (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Milwaukee, WI

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Wisconsin (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Jackson, MS

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Mississippi (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Salt Lake City, UT · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Utah (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

AMBA

Benefits Representative

North Platte, NE

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Wheeling, WV

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: West Virginia (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort ...

AMBA

Benefits Representative

Pascagoula, MS

Insurance Benefits Representative (1099 Independent Contractor) Location: Mississippi (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Peoria, IL

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Aurora, IL

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Rockford, IL

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Aurora, IL

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Oklahoma City, OK · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Oklahoma (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

AMBA

Benefits Representative

Bozeman, MT

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Philadelphia, PA

Insurance Benefits Representative (1099 Independent Contractor) Location: Pennsylvania (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort ...

AMBA

Benefits Representative

Fontana, CA

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Burlington, IA · On-site

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Sioux City, IA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

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Insurance Benefits information

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$15

$23

$32

How much do insurance benefits jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for insurance benefits in the United States is $23.86, according to ZipRecruiter salary data. Most workers in this role earn between $22.36 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Benefits Specialist, and why are they important?

To thrive as an Insurance Benefits Specialist, you need a solid understanding of insurance products, claims processes, and relevant regulations, often supported by a degree in business or a related field. Familiarity with benefits administration software, claims management systems, and certifications like CEBS (Certified Employee Benefit Specialist) are typically valuable. Strong communication, attention to detail, and problem-solving skills set top performers apart in this role. These competencies ensure accurate benefits administration, compliance, and excellent customer support for clients and employees.

What job makes $10,000 a month without a degree?

High-paying sales roles such as insurance benefits sales, real estate brokers, or financial advisors can earn $10,000 or more monthly without requiring a college degree, often relying on strong communication skills, certifications, and experience. These jobs typically involve commission-based income and a flexible schedule, but success depends on individual performance and market conditions.

What are some common challenges faced by professionals working in Insurance Benefits roles?

Professionals in Insurance Benefits often encounter challenges such as staying up to date with frequently changing regulations, managing complex claims or benefits packages, and effectively communicating plan details to clients or employees. The role can also involve handling sensitive personal information, requiring strong attention to detail and confidentiality. Additionally, balancing the needs of clients with policy limitations can be demanding, but it provides opportunities to develop problem-solving and customer service skills.

What are insurance benefits?

Insurance benefits refer to the financial protections and services provided under an insurance policy. These benefits can include coverage for medical expenses, disability income, life insurance payouts, or property damage repairs, depending on the type of insurance. The purpose of insurance benefits is to reduce the financial burden on individuals or families when unexpected events occur. Coverage details, limits, and eligibility vary by policy and provider, so it’s important to review your plan documents carefully. Understanding your insurance benefits can help you make informed decisions about your health, finances, and overall well-being.

What is the difference between Insurance Benefits vs Claims Adjuster?

AspectInsurance BenefitsClaims Adjuster
Primary RoleDesigning and managing employee benefit packagesEvaluating insurance claims and determining payouts
Required CredentialsCertifications in HR or benefits administrationLicenses in insurance adjusting, relevant certifications
Work EnvironmentOffice settings, HR departmentsFieldwork, office, or remote
Industry UsageHuman resources, employee benefitsInsurance companies, claims departments

Insurance Benefits professionals focus on creating and managing employee benefit plans, while Claims Adjusters evaluate insurance claims to determine coverage and payouts. Both roles require knowledge of insurance policies, but their daily tasks and work environments differ significantly.

What position in insurance pays the most?

In insurance, executive roles such as Chief Executive Officer (CEO), Chief Financial Officer (CFO), and Chief Underwriting Officer typically have the highest salaries. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee company strategy and operations. Compensation varies based on company size, location, and individual qualifications.

What jobs pay 2000 a day?

High-paying jobs that can pay around $2,000 a day typically include specialized roles such as senior corporate lawyers, experienced surgeons, anesthesiologists, and certain executive positions like CEOs or investment bankers. These roles often require advanced education, extensive experience, and sometimes certification or licensing, and they usually involve high-stakes environments or complex skill sets.

What are the 4 types of employee benefits?

In the context of insurance benefits, the four main types include health insurance, dental and vision coverage, life insurance, and disability insurance. These benefits help employees manage healthcare costs, protect their income, and provide financial security. Employers often offer these benefits as part of a comprehensive compensation package to attract and retain staff.
More about Insurance Benefits jobs
What cities are hiring for Insurance Benefits jobs? Cities with the most Insurance Benefits job openings:
What are the most commonly searched types of Insurance Benefits jobs? The most popular types of Insurance Benefits jobs are:
What states have the most Insurance Benefits jobs? States with the most job openings for Insurance Benefits jobs include:
What job categories do people searching Insurance Benefits jobs look for? The top searched job categories for Insurance Benefits jobs are:
Insurance Benefits jobs near you
Benefits Representative

Benefits Representative

AMBA

Chattanooga, TN

Full-time, Contractor

Retirement

Posted 5 days ago

Job description

Insurance Benefits Representative (1099 Independent Contractor)
Location: Tennessee (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
 
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
 
In Tennessee, AMBA is the exclusive endorsed provider for the Professional Educators of Tennessee, giving us direct access to their members and communities. 
 
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.