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Insurance Agent Base Pay Jobs (NOW HIRING)

$32K - $100K/yr

Sales - Comparion Description Insurance Sales Agent - Grow Your Career & Impact Your Community Are ... About Us Pay Philosophy : The typical starting salary range for this role is determined by a number ...

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Insurance Agent Base Pay information

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$25K

$65K

$121.5K

How much do insurance agent base pay jobs pay per year?

As of Aug 6, 2026, the average yearly pay for insurance agent base pay in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
More about Insurance Agent Base Pay jobs
What cities are hiring for Insurance Agent Base Pay jobs? Cities with the most Insurance Agent Base Pay job openings:
What states have the most Insurance Agent Base Pay jobs? States with the most job openings for Insurance Agent Base Pay jobs include:
Infographic showing various Insurance Agent Base Pay job openings in the United States as of July 2026, with employment types broken down into 95% Full Time, 3% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Agent (Base salary + Uncapped commissions)

Comparion Insurance Agency

Bakersfield, CA

$100K/yr

Full-time

Medical, Dental, Retirement, PTO

Re-posted 13 days ago


Job description


Description

We are looking for a Sales Agent to join our team in our Bakersfield, CA office. Success in this role will require a strong local network and in-person relationship building in the community. This is not a remote position.

Pay Details

  • The typical training salary is $55k - $65k
  • Through a combination of base, bonuses, and uncapped commissions, typical total first year compensation ranges from $55k - $75k
  • Potential for top performers to earn over $100k in their first year

Build a career for yourself, not by yourself.

 As one of the largest personal lines insurance agencies in the US, #Comparion Insurance Agents connect members of their local communities with insurance solutions to meet their unique needs, including Auto, Home, and Life products from top national and regional carriers.

Success in this role will require you to build and leverage a strong local network and in-person relationships in the community. This role has in-office requirements.

We encourage you to explore our Insurance Agent role if you are:

Highly self-motivated and driven: You're resilient, have a strong work ethic and don't need oversight once you're trained up. You're a natural born leader who manages and organizes time well.

Gritty and adaptable: You work well under pressure and can successfully adapt when the unexpected happens. You take ownership of your results.

Coachable: You’re a team player who loves to learn from others. You respond to feedback and always seek to continuously improve how you operate.

Results-oriented: Friendly rivalries motivate you, you’re competitive, and you go above and beyond to achieve.

Charismatic: You’re a people person! You enjoy helping people in your communities stay safe and secure. You cultivate new relationships easily, and your influencing skills are second-to-none.

Comparion Insurance Agents enjoy:

  • Uncapped pay including base salary and bonuses, with renewal commissions providing opportunity to increase your earnings each year
  • Recognition including prizes and worldwide travel on top of competitive income
  • Paid training (including licensing training) and mentorships for employees who want to pursue their career goals
  • Sales support, including earning commission for leads even if other team members close the deals
  • Comprehensive benefits from day one, including health and dental insurance, 401(k) with company match, company paid pension, paid time off, 401(k) student loan match, tuition reimbursement, family building support
Qualifications

Preferred Experience

  • Previous employment in a sales role where you have successfully turned prospects into customers.
  • A state insurance license—or willingness to earn one with training and support—in Property & Casualty, and Life.

Required Skills

  • Effective written and oral communication and presentation skills
  • Well-developed persuasion and negotiation skills
  • Great interpersonal skills and a proven ability to build relationships with prospective and existing customers
  • Effective time management and organizational skills
  • Ability to learn insurance coverage and underwriting guidelines
  • Familiarity with finding, building and growing leads and customer base
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

In 2022, Comparion Insurance Agency was created to transition former Liberty Mutual exclusive agents to an agency that delivers a unique value proposition to carriers with over 2,000 agents in approximately 180 cities in 44 states. We offer customers 50 insurance companies with product breadth including auto, home, life, pet, renters, umbrella, jewelry and much more. We use our scale to deliver a first-rate customer experience through consultative insurance experts located in their communities.

Our Leadership team has over 200 years of cumulative insurance experience. At Comparion, we have a philosophy of staying close to our customers and agents, so sales leadership is located throughout the country in our larger storefronts. Comparion is owned and backed by Liberty Mutual Group, a Fortune 100 company, founded in 1912

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. 
 
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