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Health Insurance Broker Jobs (NOW HIRING)

Tipton Agency

Insurance Broker - Work From Home

Orlando, FL · Remote

$60K - $200K/yr

... life insurance and retirement solutions provider. Partnered with a prominent national brokerage ... Current Life, Health, and Accident state license is a plus, but not required * No degree required

Tipton Agency

Insurance Broker - Work From Home

Atlanta, GA · Remote

$60K - $200K/yr

... life insurance and retirement solutions provider. Partnered with a prominent national brokerage ... Current Life, Health, and Accident state license is a plus, but not required * No degree required

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How much do health insurance broker jobs pay per year?

As of Jun 12, 2026, the average yearly pay for health insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How much do health insurance brokers make per policy?

Health insurance brokers typically earn commissions that range from 2% to 10% of the policy premium, with some earning flat fees per policy sold. Compensation depends on the insurer, policy type, and broker experience, and many brokers also receive renewal commissions for ongoing client coverage.

What do health insurance brokers do?

Health insurance brokers assist clients in comparing and selecting health insurance plans that meet their needs and budgets. They analyze policy options, explain coverage details, and help with enrollment processes, often requiring licensing and knowledge of insurance products.

What is the difference between Health Insurance Broker vs Health Insurance Agent?

AspectHealth Insurance BrokerHealth Insurance Agent
CredentialsMay require licensing and certifications; often independentLicensed to sell specific insurance products; typically affiliated with one company
Work EnvironmentIndependent or affiliated with brokerage firms; consults with clientsWorks for insurance companies or agencies; sells policies directly
Employer & Industry UsageUsed across multiple insurers; serves clients' best interestsEmployed by specific insurance companies; promotes their products
Search & Comparison IntentPeople compare brokers for independent advicePeople compare agents based on specific insurance options

In summary, health insurance brokers typically operate independently or with multiple insurers, offering broader options and personalized advice. Health insurance agents usually work for a single insurer, focusing on selling that company's policies. Both roles require licensing but differ in independence and employer structure.

What does a health insurance broker do?

A health insurance broker is a licensed professional who helps individuals, families, and businesses find and purchase health insurance plans that best meet their needs and budgets. Brokers compare various policies from multiple insurance companies, explain coverage options, and assist clients with the application process. They also provide ongoing support, helping clients with renewals, claims, and any issues that arise during the policy period. Brokers are typically compensated by insurance companies, not by the clients they assist.

Are medical insurance brokers worth it?

Health insurance brokers are professionals who help clients compare and select insurance plans, often saving time and providing expertise on coverage options. They can assist with understanding policy details, navigating complex regulations, and may earn commissions or fees for their services, making them valuable for those seeking personalized guidance in choosing health insurance.

What are the key skills and qualifications needed to thrive as a Health Insurance Broker, and why are they important?

To thrive as a Health Insurance Broker, you need a thorough understanding of insurance products, sales strategies, and regulatory compliance, typically supported by state licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance marketplace platforms is essential. Strong interpersonal skills, active listening, and the ability to explain complex policies clearly help brokers build trust and close sales. These skills and qualities are critical for matching clients to appropriate plans, ensuring legal compliance, and sustaining long-term client relationships.

What are some common challenges faced by Health Insurance Brokers when assisting clients with plan selection?

Health Insurance Brokers often encounter challenges such as navigating the complexity of various insurance plans, staying updated with frequently changing regulations, and ensuring clients fully understand their coverage options. Balancing the diverse needs and budgets of clients while providing unbiased recommendations can be demanding. Additionally, brokers must handle administrative tasks, such as managing enrollments and resolving claim issues, all while maintaining strong relationships with both clients and insurance carriers.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the need for ongoing client acquisition. The job often requires strong sales skills, persistence, and the ability to handle rejection, which can lead to burnout and turnover.
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Health Insurance Broker jobs near you
Insurance Broker (Athletes, Military and Sales Leaders encouraged)

Insurance Broker (Athletes, Military and Sales Leaders encouraged)

Consumer Advocate Program

Charleston, SC • Remote

$50K - $200K/yr

Full-time

Posted 11 hours ago

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Job description

The Consumer Advocate Program is looking for talented and driven individuals to join our team! We are looking for leaders who want to build and grow a designated territory. The Insurance Broker role will be expected to sell at a high level, then grow into a team lead or manager. We are an industry leader selling life insurance, health insurance, and Medicare. This position includes uncapped income potential with standard first-year commissions between $50K and $200K. You would be vested day 1, which means your journey to passive income begins with your first sale. The top 20 earners with our company all make well into the 7 figures. This is a commission-only position!

Qualifications:
Leader - We are looking for individuals who want to grow with the company. Someone with aspirations of developing their own insurance agency.
Hard-worker - Someone who is willing to work at least 40 hours per week. Success is directly correlated to work ethic in our company.
Driven - Promotions and income are based directly on performance.
Successful - We are looking for people with a track record of success. Whether that be in sports, business, or education, we are looking for candidates who have been successful in previous endeavors.
Long-term mindset - We are looking for individuals who are willing to work hard today to reap the benefits of residual and renewal income for years to come.
Must have an active driver’s license and be willing and able to obtain a life insurance license.


What You’ll Do:
Master our proven sales system and close deals in a growing market.
Help families secure life, health, and Medicare insurance coverage.
Maintain up-to-date knowledge of industry trends and regulatory changes.
Provide exceptional customer service throughout the policy lifecycle.


Why Work with Us:
Hands-on training - Field training will be provided to ensure proficiency in the sales process.
Flexible schedule -The Insurance Broker position includes a flexible schedule; however, each individual is expected to work 40 hours per week.
Continuous coaching - We help our agents learn while they earn. Coaches and upper management are available during all hours to assist agents during the sales process.
Top-notch leads - We generate our own leads via direct mail, social media, internet websites, and a check lead system. Our leads are exclusive to our agents and aren’t sold outside of the agency.

Company Description

The Consumer Advocate Program specializes in helping individuals achieve their goals related to life and medical insurance, Medicare, and annuities. By offering personalized solutions, the organization ensures clients have the tools they need to secure their financial future and meet their unique needs.