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Health Insurance Broker Jobs in California (NOW HIRING)

Insurance Broker

Vista, CA ยท On-site

$20 - $27/hr

Health insurance Benefits/Perks: * Competitive Pay * Professional Development * Job Stability in a growing industry The Personal Lines Producer at SIRI AUTO INC is responsible for maintaining and ...

Insurance Specialist

San Diego, CA ยท On-site

$85K - $100K/yr

The Insurance Specialist works closely with project teams, subcontractors, insurance brokers, and ... Health Savings Account plan with company contribution to HSA). * Company-paid short and long-term ...

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Health Insurance Broker information

See California salary details

$38.5K

$86.1K

$117.4K

How much do health insurance broker jobs pay per year?

As of Aug 28, 2026, the average yearly pay for health insurance broker in California is $86,081.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $98,700.00 per year, depending on experience, location, and employer.

What does a health insurance broker do?

A health insurance broker is a licensed professional who helps individuals, families, and businesses find and purchase health insurance plans that best meet their needs and budgets. Brokers compare various policies from multiple insurance companies, explain coverage options, and assist clients with the application process. They also provide ongoing support, helping clients with renewals, claims, and any issues that arise during the policy period. Brokers are typically compensated by insurance companies, not by the clients they assist.

What are the key skills and qualifications needed to thrive as a health insurance broker?

To thrive as a Health Insurance Broker, you need a thorough understanding of insurance products, sales strategies, and regulatory compliance, typically supported by state licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance marketplace platforms is essential. Strong interpersonal skills, active listening, and the ability to explain complex policies clearly help brokers build trust and close sales. These skills and qualities are critical for matching clients to appropriate plans, ensuring legal compliance, and sustaining long-term client relationships.

What are some common challenges faced by health insurance brokers when assisting clients with plan selection?

Health Insurance Brokers often encounter challenges such as navigating the complexity of various insurance plans, staying updated with frequently changing regulations, and ensuring clients fully understand their coverage options. Balancing the diverse needs and budgets of clients while providing unbiased recommendations can be demanding. Additionally, brokers must handle administrative tasks, such as managing enrollments and resolving claim issues, all while maintaining strong relationships with both clients and insurance carriers.

What is the difference between Health Insurance Broker vs Health Insurance Agent?

AspectHealth Insurance BrokerHealth Insurance Agent
CredentialsMay require licensing and certifications; often independentLicensed to sell specific insurance products; typically affiliated with one company
Work EnvironmentIndependent or affiliated with brokerage firms; consults with clientsWorks for insurance companies or agencies; sells policies directly
Employer & Industry UsageUsed across multiple insurers; serves clients' best interestsEmployed by specific insurance companies; promotes their products
Search & Comparison IntentPeople compare brokers for independent advicePeople compare agents based on specific insurance options

In summary, health insurance brokers typically operate independently or with multiple insurers, offering broader options and personalized advice. Health insurance agents usually work for a single insurer, focusing on selling that company's policies. Both roles require licensing but differ in independence and employer structure.

Is health insurance brokering a good career?

Health insurance brokering is a viable career that involves helping clients select suitable insurance plans and requires strong sales, communication, and knowledge of insurance products. Success often depends on building a client base, obtaining necessary licenses, and staying updated on industry regulations and policies.

What cities in California are hiring for Health Insurance Broker jobs?

Cities in California with the most Health Insurance Broker job openings:

Infographic showing various Health Insurance Broker job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $86,081 per year, or $41.4 per hour.

Insurance Broker

Costa Mesa, CA โ€ข On-site

$50K - $120K/yr

Contractor

Re-posted 8 days ago


Job description

HealthMarkets Overview Job Description:


If you're looking for an exciting opportunity where you can change people's lives and achieve financial success as an independent licensed insurance agent, you've come to the right place. Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources, support, and flexibility they need to grow their businesses and succeed in the industry, all while making a difference in people's lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families, and small businesses. Millions of Americans depend on us to help explore their insurance coverage options, and we're looking for licensed insurance agents like you to help us continue that mission.

So, whether you're an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job Description:

If you're a licensed insurance agent with 4-5 years of experience, we want you. As an independently contracted licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the U.S. You'll have the opportunity to grow a business, build lasting client relationships, and make a meaningful impact in people's lives.

Not only that, but HealthMarkets provides the resources and support to help you succeed. You'll have access to inbound live calls, exclusive leads, quoting tools, training resources, and technology that allows you to focus on what you do best: helping clients find the right insurance solutions.

In addition, HealthMarkets offers:

  • Competitive Compensation: Advance commissions paid twice weekly, earned commissions paid weekly, plus bonus opportunities, incentive trips, and recognition programs.
  • Growth Opportunities: Build your business locally, statewide, across multiple states, or nationwide. We support your professional growth and business goals.
  • Training & Support: You'll be assigned a dedicated sales assistant to assist with onboarding and contracting, as well as a sales leader who will help you establish and grow your book of business.
  • Flexibility & Independence: Enjoy the freedom to build your business on your schedule, with remote work options available and the flexibility to create the work-life balance that fits your lifestyle.

Contact us today and discover how you can succeed on your terms with HealthMarkets.




Disclaimer:

Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission-only opportunity. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state.

Company Description

Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our support. So, you can head out for a run, be there for your kid's soccer matches – even chase tornadoes if that's your thing. Start succeeding on your terms.

HealthMarkets is a technology-enabled health insurance marketplace that delivers high-touch, customized health and supplemental insurance solutions. Our Licensed Independent Insurance Agents serve our customers by helping families, individuals, and small businesses find the coverage they need at a price they can afford.