ZipRecruiter

Log In

1

Health Insurance Broker Jobs (NOW HIRING)

next page

Showing results 1-20

All JobsHealth Insurance Broker Jobs

Health Insurance Broker information

See salary details

$39K

$87.2K

$119K

How much do health insurance broker jobs pay per year?

As of Jun 12, 2026, the average yearly pay for health insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How much do health insurance brokers make per policy?

Health insurance brokers typically earn commissions that range from 2% to 10% of the policy premium, with some earning flat fees per policy sold. Compensation depends on the insurer, policy type, and broker experience, and many brokers also receive renewal commissions for ongoing client coverage.

What do health insurance brokers do?

Health insurance brokers assist clients in comparing and selecting health insurance plans that meet their needs and budgets. They analyze policy options, explain coverage details, and help with enrollment processes, often requiring licensing and knowledge of insurance products.

What is the difference between Health Insurance Broker vs Health Insurance Agent?

AspectHealth Insurance BrokerHealth Insurance Agent
CredentialsMay require licensing and certifications; often independentLicensed to sell specific insurance products; typically affiliated with one company
Work EnvironmentIndependent or affiliated with brokerage firms; consults with clientsWorks for insurance companies or agencies; sells policies directly
Employer & Industry UsageUsed across multiple insurers; serves clients' best interestsEmployed by specific insurance companies; promotes their products
Search & Comparison IntentPeople compare brokers for independent advicePeople compare agents based on specific insurance options

In summary, health insurance brokers typically operate independently or with multiple insurers, offering broader options and personalized advice. Health insurance agents usually work for a single insurer, focusing on selling that company's policies. Both roles require licensing but differ in independence and employer structure.

What does a health insurance broker do?

A health insurance broker is a licensed professional who helps individuals, families, and businesses find and purchase health insurance plans that best meet their needs and budgets. Brokers compare various policies from multiple insurance companies, explain coverage options, and assist clients with the application process. They also provide ongoing support, helping clients with renewals, claims, and any issues that arise during the policy period. Brokers are typically compensated by insurance companies, not by the clients they assist.

Are medical insurance brokers worth it?

Health insurance brokers are professionals who help clients compare and select insurance plans, often saving time and providing expertise on coverage options. They can assist with understanding policy details, navigating complex regulations, and may earn commissions or fees for their services, making them valuable for those seeking personalized guidance in choosing health insurance.

What are the key skills and qualifications needed to thrive as a Health Insurance Broker, and why are they important?

To thrive as a Health Insurance Broker, you need a thorough understanding of insurance products, sales strategies, and regulatory compliance, typically supported by state licensure. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance marketplace platforms is essential. Strong interpersonal skills, active listening, and the ability to explain complex policies clearly help brokers build trust and close sales. These skills and qualities are critical for matching clients to appropriate plans, ensuring legal compliance, and sustaining long-term client relationships.

What are some common challenges faced by Health Insurance Brokers when assisting clients with plan selection?

Health Insurance Brokers often encounter challenges such as navigating the complexity of various insurance plans, staying updated with frequently changing regulations, and ensuring clients fully understand their coverage options. Balancing the diverse needs and budgets of clients while providing unbiased recommendations can be demanding. Additionally, brokers must handle administrative tasks, such as managing enrollments and resolving claim issues, all while maintaining strong relationships with both clients and insurance carriers.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the need for ongoing client acquisition. The job often requires strong sales skills, persistence, and the ability to handle rejection, which can lead to burnout and turnover.
More about Health Insurance Broker jobs
What cities are hiring for Health Insurance Broker jobs? Cities with the most Health Insurance Broker job openings:
What states have the most Health Insurance Broker jobs? States with the most job openings for Health Insurance Broker jobs include:
What job categories do people searching Health Insurance Broker jobs look for? The top searched job categories for Health Insurance Broker jobs are:
Health Insurance Broker jobs near you
Licensed Insurance Broker (Manager)

Licensed Insurance Broker (Manager)

Alchemy Financial Group

Atlanta, GA • On-site

$71K - $155K/yr

Full-time

Medical, Life, Retirement

Posted 28 days ago

Job description

P. R. Financial is an independent marketing organization (IMO) in the financial services industry; specifically in the insurance marketplace. We serve clients by acting as their independent advisor and broker for products in life insurance, health insurance, retirement, annuities, Medicare, senior benefits, and more. P. R. Financial is remaking the industry for agents by agents. Each agent owns their book of business. We would love for you to join us!
Our approach is simple. We believe in our people, we provide them a platform, we train them how to be amazing, mentor them into maturity, and cheer them on the way to becoming our partners. We want partners, not employees. Apply today!
Job Responsibilities:
  • Evaluate new customers' insurance needs, insurance risk, existing coverage, long-term goals, and financial status through consultations to create a tailored experience that exceeds expectations.
  • Provide warm and professional customer service while onboarding new clients and maintain existing clients, including booking appointments, inquiry response, insurance eligibility, claim submissions, questions concerning billing, and insurance policies.
  • Ensure all paperwork is up to date while maintaining records and bookkeeping.

Job Qualifications:
  • Great interpersonal, communication, leadership, and management skills
  • Must be 18 years or older
  • Active driver's license
  • Must be coachable, detail-oriented, and a team player.
  • Possesses outstanding interpersonal and communication skills.
  • An active Life Health insurance license is a strong bonus but not required.
  • Previous customer service preferred

Job Type: Full-time
Pay: $71,078.00 - $155,108.00 per year
Benefits:
  • Flexible schedule
  • Work from home

Apply