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Health Insurance Agent Jobs in Hawaii (NOW HIRING)

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Health Insurance Agent information

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$12

$27

$61

How much do health insurance agent jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for health insurance agent in Hawaii is $27.55, according to ZipRecruiter salary data. Most workers in this role earn between $20.96 and $31.73 per hour, depending on experience, location, and employer.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.
More about Health Insurance Agent jobs

What are the most commonly searched types of Health Insurance Agent jobs in Hawaii?

The most popular types of Health Insurance Agent jobs in Hawaii are:

What are popular job titles related to Health Insurance Agent jobs in Hawaii?

For Health Insurance Agent jobs in Hawaii, the most frequently searched job titles are:

What job categories do people searching Health Insurance Agent jobs in Hawaii look for?

The top searched job categories for Health Insurance Agent jobs in Hawaii are:

What are popular job titles related to Health Insurance Agent jobs in HI?

For Health Insurance Agent jobs in HI, the most frequently searched job titles are:

Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Hawaii as of August 2026, with employment types broken down into 2% As Needed, 75% Full Time, 18% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $57,299 per year, or $27.5 per hour.

Account Manager - State Farm Agent Team Member

Kit Okazaki - State Farm Agent

Makawao, HI • On-site

$20 - $27/hr

Full-time

Medical, Life, Retirement, PTO

Re-posted 17 days ago

Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Flexible schedule
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ABOUT OUR AGENCY:
I opened my agency in 2010 after working in investment planning and financial services, bringing a strong background in financial guidance and long-term strategy into agency ownership. Our team has grown to 11 members, and we’re proud to be one of the top-producing agencies in the state.
Outside of the office, I’m a well-known musician on the island and stay deeply involved in the community — coaching youth basketball, serving on the local school board, participating with the food bank, adopting a highway, and sponsoring school events. Giving back is part of who we are, and it’s something our entire team takes pride in.
We offer group life insurance, a Simple IRA, health benefits, and flexibility to support our team. Our culture is built on working hard, having a lot of fun, and genuinely taking care of others. We’re looking for someone with integrity, a competitive spirit, and a true commitment to serving people — someone who wants to grow with us and help push the agency toward becoming the number one office in the state.
ROLE DESCRIPTION:
As Account Manager - State Farm Agent Team Member for Kit Okazaki - State Farm Agent, you are vital to our daily business operations and customers’ success. You grow our agency through meaningful customer relations and acting as a liaison between customer needs and agency departments. You improve the lives of our customers by proactively marketing relevant products and services.
Grow your career as you better your community. As an attentive, sociable, and sales-minded professional, we are eager to have you on our team.
RESPONSIBILITIES:
  • Develop and maintain customer relationships to drive retention and growth.
  • Conduct policy reviews and provide recommendations to customers.
  • Oversee the resolution of complex customer issues.
  • Use your knowledge of our insurance products to recommend, explain and sell policies to both cold and warm leads.
QUALIFICATIONS:
  • Experience in insurance sales or account management preferred.
  • Leadership and interpersonal skills.
  • Proven track record of meeting sales targets.
  • Willingness to engage in sales conversations.