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Insurance Agent Jobs in Hawaii (NOW HIRING)

HMG Careers

Remote Insurance Agent

Honolulu, HI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Honolulu, HI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Apply Early

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All JobsInsurance Agent JobsInsurance Agent Jobs in Hawaii

Insurance Agent information

See Hawaii salary details

$26K

$67.6K

$126.2K

How much do insurance agent jobs pay per year?

As of Jul 5, 2026, the average yearly pay for insurance agent in Hawaii is $67,555.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,200.00 and $80,000.00 per year, depending on experience, location, and employer.

What Does an Insurance Agent Do?

Insurance agents contact potential customers to sell car, home, travel, medical, or life insurance policies. Insurance agents inform customers of policy terms and work directly with customers to renew, change, or transfer policies. Also, insurance agents gather and analyze customer information then use this to identify the most appropriate policies. Insurance agents provide customer service, conduct research about customer needs, and deliver presentations about policy options.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

Why do most insurance agents quit?

Many insurance agents quit due to the high level of competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time. Additionally, the reliance on commissions means income stability can be uncertain, leading some to leave the profession.

Is it hard to make money as an insurance agent?

Making money as an insurance agent can vary based on experience, sales skills, and the ability to build a client base. Income often depends on commissions from policies sold, and success typically requires persistence, networking, and product knowledge. Some agents earn substantial income, while others may find it challenging initially.

What are some common challenges Insurance Agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.

What kind of insurance agent gets paid the most?

High-earning insurance agents often specialize in commercial or high-net-worth client insurance, such as business or luxury asset coverage. Agents with advanced certifications, strong sales skills, and a focus on complex policies tend to earn higher commissions and salaries.

What does an Insurance Agent do?

An Insurance Agent helps clients choose and purchase insurance policies that best fit their needs, such as health, life, auto, or property insurance. They assess clients' financial situations, explain various insurance options, and guide them through the application process. Insurance Agents also provide ongoing customer service, assist with policy changes, and help clients file claims when necessary. Their role requires strong communication and sales skills, as well as a thorough understanding of insurance products and regulations.

Is being an insurance agent worth it?

Insurance agents sell policies and advise clients on coverage options, often working on commission which can lead to variable income. The role requires strong communication skills, industry knowledge, and licensing, with job stability depending on market demand and individual performance.
More about Insurance Agent jobs
What are the most commonly searched types of Insurance Agent jobs in Hawaii? The most popular types of Insurance Agent jobs in Hawaii are:
What are popular job titles related to Insurance Agent jobs in Hawaii? For Insurance Agent jobs in Hawaii, the most frequently searched job titles are:
What job categories do people searching Insurance Agent jobs in Hawaii look for? The top searched job categories for Insurance Agent jobs in Hawaii are:
What cities in Hawaii are hiring for Insurance Agent jobs? Cities in Hawaii with the most Insurance Agent job openings:
What are popular job titles related to Insurance Agent jobs in HI? For Insurance Agent jobs in HI, the most frequently searched job titles are:
Insurance Agent jobs near you
Infographic showing various Insurance Agent job openings in Hawaii as of June 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $67,555 per year, or $32.5 per hour.

Life/Health Insurance Position - State Farm Agent Team Member

Thomas Jansson - State Farm Agent

Aiea, HI

$31K - $75K/yr

Full-time

Medical, PTO

Posted 7 days ago

Be an early applicant

Job description

Position Overview
State Farm Insurance Agent located in Aiea, HI is seeking an outgoing, career-oriented professional to join their team. As a State Farm team member for Thomas Jansson - State Farm Agent, you will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance.
Responsibilities
  • Use a customer-focused, needs-based review process to educate customers about insurance options.
  • Work with the agent to establish and meet marketing goals.
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
As an Agent Team Member, you will receive...
  • Salary plus commission/bonus
  • Health benefits
  • Profit sharing
  • Paid time off (vacation and personal/sick days)
  • Valuable experience
  • Growth potential/Opportunity for advancement within my agency
Requirements
  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Successful track record of meeting sales goals/quotas preferred
  • Enthusiastic about the role insurance and financial products play in helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams
  • Self-motivated
  • Detail oriented
  • Ability to make presentations to potential customers
  • Property and Casualty license (must be able to obtain)
  • Life and Health license (must be able to obtain)
If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process.
This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents employees are not employees of State Farm.