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Final Expense Life Insurance Jobs in Virginia (NOW HIRING)

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Final Expense Life Insurance information

See Virginia salary details

$37.7K

$81.1K

$111K

How much do final expense life insurance jobs pay per year?

As of Sep 6, 2026, the average yearly pay for final expense life insurance in Virginia is $81,104.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $97,700.00 per year, depending on experience, location, and employer.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What are some common challenges faced by final expense life insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

What are popular job titles related to Final Expense Life Insurance jobs in Virginia?

For Final Expense Life Insurance jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Final Expense Life Insurance jobs in Virginia look for?

The top searched job categories for Final Expense Life Insurance jobs in Virginia are:

What cities in Virginia are hiring for Final Expense Life Insurance jobs?

Cities in Virginia with the most Final Expense Life Insurance job openings:

Final Expense Life Insurance jobs near you
Infographic showing various Final Expense Life Insurance job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,104 per year, or $39 per hour.

Remote Sales Representative - Entry Level - Part-Time or Full-Time

The Busick Agency

Richmond, VA • On-site, Remote

Full-time

Re-posted 6 hours ago

Job description

The Busick Agency is looking for remote sales representatives to become a part of our team to run appointments for mortgage protection, life insurance, final expense, retirement protection, annuities, and debt-free living.
This is a commission-based sales position. Promotions are purely based on personal performance and not corporate politics.
What We Do:
We help individuals find the most viable solutions for their needs and budget.
What We Don't Do:
We don't cold call, prospect, or harass our family and friends.
Qualifications:
  • Ability to obtain life/health insurance license in your respective state (license not required for interview)
  • High school diploma or equivalent
  • Strong communication skills
  • Organized
  • Self-motivated
  • Proactive in problem-solving

FAQ:
  • Nationwide company (work in your area)
  • 100% remote work
  • Part-Time & Full-Time positions available

Apply