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Final Expense Life Insurance Jobs in Virginia (NOW HIRING)

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

The Chambers Group

Be Seen First

Outside Sales Rep - LOCAL LEADS and NO COLD CALLING

Lynchburg, VA · On-site

$60K - $125K/yr

The Final Expense Life Insurance Sales market is BOOMING! We offer exclusive leads , sales training , and ongoing support using a PROVEN TURN-KEY SALES SYSTEM that allows you to make $100K+ in your ...

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Final Expense Life Insurance information

See Virginia salary details

$37.7K

$81.1K

$111K

How much do final expense life insurance jobs pay per year?

As of Jul 19, 2026, the average yearly pay for final expense life insurance in Virginia is $81,104.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $97,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Final Expense Life Insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What are the key skills and qualifications needed to thrive as a Final Expense Life Insurance Agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.
What are popular job titles related to Final Expense Life Insurance jobs in Virginia? For Final Expense Life Insurance jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Final Expense Life Insurance jobs in Virginia look for? The top searched job categories for Final Expense Life Insurance jobs in Virginia are:
What cities in Virginia are hiring for Final Expense Life Insurance jobs? Cities in Virginia with the most Final Expense Life Insurance job openings:
Final Expense Life Insurance jobs near you
Infographic showing various Final Expense Life Insurance job openings in Virginia as of July 2026, with employment types broken down into 81% Full Time, 15% Part Time, 2% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $81,104 per year, or $39 per hour.
Life Insurance Field Agent -- In person opportunity to earn $2,500 + a week with Local Branded Leads

Life Insurance Field Agent -- In person opportunity to earn $2,500 + a week with Local Branded Leads

Lincoln Heritage Life Insurance Company

Norfolk, VA • On-site

$75K - $150K/yr

Contractor

Medical, Dental

Re-posted 4 days ago

Job description

Real money is made in the field, not on the phone. Quality beats quantity every time: five in-person leads can generate more income than 100 calls. Our in-person, field-based opportunity allows you to earn what you’re worth by visiting leads who have requested a life insurance quote directly from Lincoln Heritage. The reason our agents are so successful is because they work BRANDED leads – people who are only interested in Lincoln Heritage.

Weekly Pay: Up to $2,500 – Commission Only

Position: Life Insurance Sales

Company: Lincoln Heritage Life Insurance Company®

Who We Are: Lincoln Heritage is the largest final expense life insurance company in the U.S. and continues to grow at a record pace. We are looking for sales agents who want to grow with us. For over 60 years, Lincoln Heritage has remained a company by and for sales agents; dedicated to ensuring success through training, unrivaled support, innovation, and financial opportunities –– all thanks to our exclusive sales program.

Why Choose Us:

  • Competitive Compensation: We offer an unlimited commission structure that pays you within 24 hours. Along with performance-based incentives, you’ll reap the rewards of your hard work year after year with renewal income!
  • Exclusive Sales Program: Our easy-to-sell program has been key to the success of our agents; we offer the market a truly unique insurance program. Best of all, there is absolutely NO COLD CALLING or book building – we provide all the branded leads you can work.
  • Comprehensive Training: No prior experience? No problem! Our local hiring manager provides thorough training that covers all aspects of insurance and working leads, ensuring you're equipped with the knowledge and skills needed to excel.
  • Career Growth: We believe in nurturing talent from within. As you gain expertise, you'll have ample opportunities for career advancement and the chance to make more money.
  • Supportive Environment: Join a team that values collaboration and encourages open communication. We’re here to guide and mentor you every step of the way.
  • Incredible Benefits: Health & Dental benefits for qualifying agents, exotic trip incentive destinations, exciting sales contests, and more!

Key Responsibilities:

  • Learn and understand our easy-to-sell life insurance program.
  • Assist clients in selecting an insurance plan that best suits their needs.
  • Build and maintain lasting relationships with clients.
  • Collaborate with team members to achieve team targets and individual goals.

Qualifications:

  • High school diploma or equivalent; additional certifications are a plus.
  • Strong interpersonal skills and the ability to communicate effectively.
  • Enthusiastic about learning and adapting to new challenges.
  • Goal-driven and able to thrive in a fast-paced environment.
  • A positive attitude and a desire to deliver exceptional customer service.
  • Willingness to obtain a life insurance license – we will help!

If you're ready to launch your career selling insurance and are committed to providing top-notch service to clients, this is the place to be!

Schedule your interview now!