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Final Expense Insurance Sales Jobs in Virginia (NOW HIRING)

GIA Legacy Planning

Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ... Department Independent Sales Agent - Work from Home Locations Hampton, VA Remote status Fully ...

The Chambers Group

Be Seen First

Outside Sales Representative

Lynchburg, VA · On-site

$60K - $125K/yr

The Final Expense Life Insurance Sales market is BOOMING! We offer exclusive leads , sales training , and ongoing support using a PROVEN TURN-KEY SALES SYSTEM that allows you to make $100K+ in your ...

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

... final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

... final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you ...

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All JobsFinal Expense Insurance Sales JobsFinal Expense Insurance Sales Jobs in Virginia

Final Expense Insurance Sales information

See Virginia salary details

$27.8K

$45.3K

$63.9K

How much do final expense insurance sales jobs pay per year?

As of Aug 4, 2026, the average yearly pay for final expense insurance sales in Virginia is $45,270.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $51,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

How to become a final expense insurance sales agent?

To become a final expense insurance sales agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Sales agents should develop strong communication skills, understand insurance products, and often work independently or for agencies, with some states requiring ongoing education for license renewal.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top producers earning $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the number of policies sold, often requiring strong sales skills and client relationships.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.
What are popular job titles related to Final Expense Insurance Sales jobs in Virginia? For Final Expense Insurance Sales jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance Sales jobs in Virginia look for? The top searched job categories for Final Expense Insurance Sales jobs in Virginia are:
Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Virginia as of July 2026, with employment types broken down into 80% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $45,270 per year, or $21.8 per hour.

Final Expense Representative

InsuraTec Services Group

Fresno, CA • Remote

Other

Posted 21 days ago

Job description

Final Expense Representative

Location: Remote/Virtual (Work From Home)

Schedule: Flexible Hours, Full-Time Only

Are you a self-motivated and driven individual with a passion for financial services and insurance sales? We are seeking a Final Expense Representative to join our dynamic team. This is a commission-only position with the flexibility to work remotely, allowing you to achieve work-life balance on your terms.

Responsibilities:

  • Engage with clients in a client-focused manner, understanding their needs and providing tailored solutions in the realm of final expense planning.
  • Utilize leads to drive sales efforts, eliminating the need for cold calling or door-to-door sales.
  • Embrace a transparent and integrity-driven approach in all interactions with clients and colleagues.
  • Participate in training sessions to enhance your knowledge of insurance products and sales techniques.
  • Obtain the necessary insurance license to conduct business.
  • Maintain a relentless and proactive approach to achieving sales targets.

Qualifications:

  • No prior experience required; entry-level candidates are welcome.
  • Self-paced individuals with a strong work ethic and motivation to succeed.
  • Excellent customer service skills and the ability to build rapport with clients.
  • Commitment to diversity and inclusion.

Perks:

  • Work from the comfort of your home with a virtual setup.
  • Flexible hours to accommodate your lifestyle and promote work-life balance.
  • Full training provided to equip you for success.
  • No network marketing involved.

Job Type: Commission Only

If you are a results-oriented, self-motivated individual looking to embark on a rewarding career in insurance sales, we invite you to apply. Join us in promoting financial security and providing valuable services to our clients, all while enjoying the benefits of remote work and a supportive team environment. Embrace the opportunity to grow both personally and professionally in the dynamic field of final expense planning.

Apply