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Final Expense Insurance Sales Jobs in Virginia (NOW HIRING)

GIA Legacy Planning

Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ... Department Independent Sales Agent - Work from Home Locations Hampton, VA Remote status Fully ...

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

... final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

... final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you ...

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All JobsFinal Expense Insurance Sales JobsFinal Expense Insurance Sales Jobs in Virginia

Final Expense Insurance Sales information

See Virginia salary details

$27.8K

$45.3K

$63.9K

How much do final expense insurance sales jobs pay per year?

As of Aug 21, 2026, the average yearly pay for final expense insurance sales in Virginia is $45,270.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $51,100.00 per year, depending on experience, location, and employer.

What is final expense insurance sales?

Final expense insurance sales involve selling life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. Agents help clients choose policies that provide a modest death benefit, making it easier for families to manage these expenses. This type of insurance is typically marketed to seniors or individuals seeking affordable coverage with simplified underwriting requirements.

What are the key skills and qualifications needed to thrive as a final expense insurance sales agent?

To thrive as a Final Expense Insurance Sales Agent, you need strong sales acumen, a knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software, e-signature tools, and quoting systems is commonly required. Excellent interpersonal skills, active listening, and resilience help agents build trust with clients and handle rejection effectively. These skills are crucial for driving sales, ensuring regulatory compliance, and providing compassionate service to clients planning for end-of-life expenses.

What are some common challenges faced in final expense insurance sales, and how can new agents overcome them?

One of the main challenges in Final Expense Insurance Sales is building trust with clients, as this insurance often involves sensitive conversations about end-of-life planning. New agents may also encounter frequent rejections or hesitation from prospects who are wary of discussing financial matters. To overcome these challenges, it's important to develop strong communication and empathy skills, invest time in thorough product knowledge, and consistently follow up with leads. Many agencies offer mentorship and training programs to help new agents refine their techniques and grow their confidence in the field.

What is the difference between Final Expense Insurance Sales vs Life Insurance Agent?

AspectFinal Expense Insurance SalesLife Insurance Agent
Required CredentialsLicensing, insurance knowledgeLicensing, broader insurance knowledge
Work EnvironmentIndependent, client meetings, sales callsAgency offices, client meetings, sales calls
Industry UsageFocus on final expense policiesBroader life insurance products

Final Expense Insurance Sales professionals specialize in selling policies that cover funeral and burial costs, often requiring specific licensing and sales skills. Life Insurance Agents have a broader scope, selling various life insurance products. While both roles require similar credentials and work environments, Final Expense Sales focus on a niche market within the life insurance industry.

How much can I make selling final expense insurance?

Final expense insurance sales agents typically earn commissions ranging from 40% to 100% of the policy premium, with top performers making $50,000 to $100,000 or more annually. Income depends on sales volume, experience, and the commission structure of the insurance company, often supplemented by bonuses or residuals for ongoing policies.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused role that involves helping clients plan for end-of-life expenses. It often requires strong interpersonal skills, knowledge of insurance products, and the ability to work independently, with income typically based on commissions. Many find it a stable career option with growth potential in the insurance industry.

What are popular job titles related to Final Expense Insurance Sales jobs in Virginia?

For Final Expense Insurance Sales jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance Sales jobs in Virginia look for?

The top searched job categories for Final Expense Insurance Sales jobs in Virginia are:

Final Expense Insurance Sales jobs near you
Infographic showing various Final Expense Insurance Sales job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $45,270 per year, or $21.8 per hour.

Final Expense Agents-Now Hiring Agents!

GIA Legacy Planning

On-site, Remote

Full-time

Posted 28 days ago

Job description

Location: Remote Position/ Work from Home
Job Type: Full-Time/Part-Time
Compensation: Un-Capped Commission-Based
About Us:
We're excited to invite ambitious, friendly go-getters to join our dynamic team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for people who want flexibility, purpose, and real earning potential. You'll have the freedom to work from anywhere, create a schedule that fits your life, and build a clear path toward financial independence.
This opportunity is ideal for career-driven professionals who want room to grow, sharpen leadership and business skills, and genuinely own their success. You'll work in a thriving virtual environment, receive in-house leads (no cold calling), and have the ability to be contracted with multiple carriers, giving you options that best serve your clients. With a performance-based model and strong support system, you're not just clocking in-you're building a future that scales with your goals.
Responsibilities:
  • Identify client needs and recommend tailored insurance solutions
  • Develop and maintain strong client relationships
  • Generate leads through networking, referrals, and company-provided resources
  • Educate clients on available policies and coverage options
  • Follow up with prospects to close sales and maintain customer satisfaction
  • Stay informed about industry trends and product offerings
  • Work independently while collaborating with a supportive team

What We Offer:
  • Competitive commission structure with potential for bonuses
  • Flexible work schedule (remote position)
  • Comprehensive training and mentorship programs
  • Access to top-rated insurance carriers and products
  • Opportunities for career growth and leadership development
  • Supportive team culture with ongoing coaching and professional development

Requirements:
  • Insurance license (or willingness to obtain one - we provide guidance)
  • Strong communication and interpersonal skills
  • Self-motivated with a results-driven mindset
  • Ability to work independently and manage time effectively
  • Basic computer skills for CRM and client management
  • Technical devices to conduct business laptop, iPad or desktop etc.

Department Independent Sales Agent - Work from Home Locations Hampton, VA Remote status Fully Remote

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