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Final Expense Insurance Jobs in Virginia (NOW HIRING)

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Identify client needs and recommend tailored insurance solutions * Develop and maintain strong ...

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most -- from mortgage protection and final expense coverage to retirement-focused products. You do not need ...

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Outside Sales Representative

Lynchburg, VA · On-site

$60K - $125K/yr

The Final Expense Life Insurance Sales market is BOOMING! We offer exclusive leads , sales training , and ongoing support using a PROVEN TURN-KEY SALES SYSTEM that allows you to make $100K+ in your ...

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Final Expense Insurance information

See Virginia salary details

$37.7K

$81.1K

$111K

How much do final expense insurance jobs pay per year?

As of Jul 28, 2026, the average yearly pay for final expense insurance in Virginia is $81,104.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $97,700.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

Infographic showing various Final Expense Insurance job openings in Virginia as of July 2026, with employment types broken down into 72% Full Time, and 28% Contract. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $81,104 per year, or $39 per hour.

$55K - $274K/yr

Contractor

Medical, Life

Posted 12 days ago


Job description

Team Nexa Insurance Solutions is seeking licensed insurance agents interested in working with multiple insurance product lines, including Final Expense, Ordinary Life Insurance, and Medicare Supplement products.
This opportunity is designed for agents who want access to training, carrier options, and a supportive sales environment while building their independent business. Agents will receive ongoing training.
Agents can work in the field for remotely.
PRODUCTS AGENTS MAY OFFER
• Final Expense Insurance
• Ordinary Life Insurance
• Medicare Supplement / Medicare Advantage
• Additional senior-focused insurance products
WHAT WE PROVIDE
• Access to multiple insurance carriers
• Training opportunities and product education
• Electronic application platforms
• Customer management tools
• Flexible scheduling opportunities
• Team support and mentorship available
IDEAL CANDIDATES
• Hold an active Life and Health Insurance License
• Communicate professionally with clients
• Are comfortable using technology for electronic applications
• Want to continue developing their insurance business
Team Nexa Insurance Solutions works with agents seeking a professional environment focused on education, client service, and long-term growth.
This is a commission-based independent contractor opportunity.
Do you want more information or want to contract?
Contact Agency Principle Don Pope
Team Nexa Insurance Solutions
866-212-7124
[email protected]
*Each Agent will Have Individual Results*