1

Field Underwriter Jobs in Indiana (NOW HIRING)

The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while ... Associate's Degree in Related Field * Five years to eight years of similar or related experience ...

The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while ... Associate's Degree in Related Field * Five years to eight years of similar or related experience ...

Showing results 21-40

Field Underwriter information

See Indiana salary details

$69.5K

$95.4K

$114.2K

How much do field underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for field underwriter in Indiana is $95,378.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,100.00 and $104,200.00 per year, depending on experience, location, and employer.

Do field underwriters make a lot of money?

Field underwriters typically earn a median annual salary ranging from $50,000 to $70,000, depending on experience, location, and employer. Experienced underwriters with specialized skills or certifications can earn higher salaries, and some may receive bonuses or commissions based on performance.

What are some typical challenges faced by field underwriters during client evaluations, and how can they be addressed?

Field underwriters often encounter challenges such as incomplete client information, varying risk profiles, and the need to balance customer service with risk assessment. These challenges can be addressed by developing strong communication skills to gather accurate data, staying current with underwriting guidelines, and leveraging digital tools for efficient data collection and analysis. Regular collaboration with insurance agents, support staff, and underwriter teams also helps resolve complex cases and ensures well-informed decisions.

What are the key skills and qualifications needed to thrive as a field underwriter, and why are they important?

To thrive as a Field Underwriter, you need a strong understanding of risk assessment, insurance policies, and relevant state regulations, typically supported by a bachelor’s degree and an insurance license. Familiarity with underwriting software, CRM systems, and industry-specific databases is often required. Excellent communication, analytical thinking, and relationship-building skills help Field Underwriters excel when interacting with clients and evaluating complex information. These competencies are crucial for accurately assessing risk, ensuring policy compliance, and building trust with clients in a competitive insurance marketplace.

What is the difference between Field Underwriter vs Insurance Agent?

AspectField UnderwriterInsurance Agent
Required CredentialsLicensing, insurance knowledge, sometimes certificationsLicensing, sales training, insurance knowledge
Work EnvironmentField-based, assessing applications, visiting clientsOffice or field, selling policies, client meetings
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance agencies, brokerages
Comparison Search IntentUnderstanding underwriting roles vs sales roles

The main difference between a Field Underwriter and an Insurance Agent lies in their roles. Field Underwriters focus on evaluating insurance applications, assessing risk, and supporting underwriting decisions, often working in the field. Insurance Agents primarily sell policies, advise clients, and handle customer relationships. While both roles require licensing and insurance knowledge, their core responsibilities and work environments differ significantly.

What is a field underwriter?

Field underwriters are insurance professionals who assess potential clients to determine their eligibility for insurance policies. They typically meet with applicants in person, gather relevant information, and evaluate risks such as health, occupation, and lifestyle before submitting their recommendations to insurance companies. Field underwriters play a key role in ensuring policies are appropriately matched to clients' needs while protecting insurers from excessive risk. Their work often involves both sales and risk assessment duties.

What does a field underwriter do?

Field underwriters inspect the property listed in insurance applications to determine whether or not their employer should approve the application and provide coverage for the home, building, car, or other property. In this role, your job duties include reviewing each application to ensure it is complete, running a credit check on the applicant, contacting the applicant to confirm the data submitted, then setting up a time to travel to the applicant's location to evaluate the items in the application. You must inspect the property thoroughly, documenting all of your findings, to make an informed recommendation to the company on approving or denying the request. Once you have completed your inspection, you forward your information to the agent handling the applicant's file to be processed.

What cities in Indiana are hiring for Field Underwriter jobs? Cities in Indiana with the most Field Underwriter job openings:
What are popular job titles related to Field Underwriter jobs in IN? For Field Underwriter jobs in IN, the most frequently searched job titles are:
Infographic showing various Field Underwriter job openings in Indiana as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 84% Full Time, 11% Part Time, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $95,378 per year, or $45.9 per hour.

Director Consumer Loan Underwriting

Centra

Columbus, IN • On-site

Full-time

Posted 28 days ago


Job description

Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you.  Centra Credit Union has an exciting opportunity for a Director Consumer Loan Underwriting position in Columbus, Indiana. The Director Consumer Loan Underwriting will supervise the Consumer Loan Underwriting Team while providing quality, consistent and timely underwriting and decisioning of Consumer and Indirect loans in compliance with Centra’s policies and procedures and credit union regulations. Maintain proactive communication and collaboration with Retail Lending, Dealer Partners, and other Lines of Business. Develop and recommend strategic direction for the consumer loan underwriting department, focusing on optimizing underwriting processes for credit quality, efficiency, and profitability. Reviews and recommends automated underwriting decision criteria and policies to help achieve budgeted loan growth and compliance with all loan regulations. Collaborates with external partners and vendors to identify strategic opportunities and solutions that drive strategic growth and operational excellence. At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members. Compensation is just one part of our total rewards approach. Eligible positions also offer a comprehensive benefits package designed to support you and your family. 

Spanish/English interpreters may be eligible for an interpreting differential. 

Essential Functions: This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.
  • Manages and supervises the Consumer Underwriting Team while providing timely, quality, and consistent underwriting and decisioning of Consumer and Indirect loans.
  • Assist in maintaining credit quality targets through proper underwriting controls adhering to lending policies and procedure while maintaining the credit union’s Board-approved Credit Risk Appetite.
  • Reviews automated decision criteria and policies to achieve budget loan growth goals and operational efficiency, all while maintaining compliance with all lending regulations and recommends revisions to said attributes when necessary.
  • Strategically manage, execute, and monitor all preapproved offers of credit, looking for ways to enhance the current preapproval environment while scanning the environment for enhanced alternative vendor solutions.
  • Develop and recommend strategic directions for the consumer loan underwriting department, focusing on optimizing our underwriting processes for credit quality, efficiency, and profitability.
  • Responsible for developing and delivering comprehensive portfolio reports that track and analyze performance metrics for Consumer and Indirect Lending, informing management and for use in developing and executing strategic decisions.
  • Manage Indirect Dealer Relations, Indirect reporting & Indirect portfolio concentration. Reporting to leadership on any indirect trend, challenges or changes.
  • Develops and updates all procedures regarding underwriting functions, guidelines, and applicable workflows. Performs on-going reviews, ensuring they meet the needs of the credit union and complies with State and Federal regulations and guidelines.
  • Collaborates and communicates effectively with other lines of business, leadership, and the Retail team. Identifying tactics to better streamline the Consumer Lending process and to improve Member and Team Member Experience.
  • Supervises the day-to-day operations of Consumer Underwriting. Supervisory duties include performance management, training, and development, and demonstrating and cultivating Centra’s Vision, Mission, Culture, and Core Values.  
EDUCATION & EXPERIENCE - (EQUIVALENT COMBINATION OF EDUCATION & EXPERIENCE WILL BE CONSIDERED): 
  • Associate's Degree in Related Field

  • Five years to eight years of similar or related experience, including preparatory experience.

Centra is an Equal Opportunity Employer