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Entry Level Disability Underwriter Jobs (NOW HIRING)

Tmhcc

Underwriting Trainee

Sacramento, CA · On-site

$27.95 - $38.41/hr

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Core Specialty

Underwriting Assistant

Long Beach, NY · Hybrid

This is an exciting, entry-level opportunity for applicants looking to join a growing team while ... We offer medical, dental, vision, and life insurances; short and long-term disability; a Company ...

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All JobsEntry Level Disability Underwriter Jobs

Entry Level Disability Underwriter information

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$32.5K

$78.9K

$139.5K

How much do entry level disability underwriter jobs pay per year?

As of Jun 30, 2026, the average yearly pay for entry level disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Entry Level Disability Underwriter vs Claims Adjuster?

AspectEntry Level Disability UnderwriterClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles prefer insurance-related certificationsHigh school diploma or equivalent; licensing may be required for certain claims types
Work EnvironmentOffice setting, analyzing applications and risk factorsOffice or field setting, investigating claims and assessing damages
Industry UsageInsurance companies, focusing on disability insurance policiesInsurance companies, focusing on claims processing and settlement
Comparison Search IntentUnderstanding entry-level underwriting roles in disability insuranceUnderstanding entry-level claims roles in insurance

Entry Level Disability Underwriters primarily evaluate insurance applications to determine risk and policy approval, while Claims Adjusters handle claims after a loss occurs, assessing damages and settling claims. Both roles require strong analytical skills and insurance knowledge but differ in their focus within the insurance process.

Will AI replace underwriting?

AI is increasingly used to assist disability underwriters by automating data analysis and risk assessment, improving efficiency and consistency. However, human underwriters still play a crucial role in interpreting complex cases, making judgment calls, and ensuring compliance, so AI is more of a tool than a complete replacement in the underwriting process.

What company hires the most people with disabilities?

Many large insurance and financial services companies, including those that employ disability underwriters, have initiatives to hire individuals with disabilities. Companies such as The Hartford, MetLife, and Prudential are known for inclusive hiring practices and may employ significant numbers of people with disabilities in roles like underwriting and claims processing.

Can I get into underwriting with no experience?

Entry level disability underwriters can often start with little to no prior experience, as employers may provide on-the-job training and look for strong analytical skills and attention to detail. Relevant certifications or coursework in insurance or risk assessment can improve chances, but many employers hire candidates with a willingness to learn and basic qualifications. Experience requirements vary by company, but entry-level roles typically focus on potential and foundational skills.

What jobs make 5000 a week without a degree?

Entry level disability underwriters typically do not earn $5,000 a week; however, high-paying roles such as sales managers, real estate brokers, or certain skilled trades can reach or exceed this income level without a college degree, often requiring experience, certifications, or specialized skills. These jobs may involve commission, bonuses, or performance-based pay and often demand strong communication, negotiation, or technical skills.
More about Entry Level Disability Underwriter jobs
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Entry Level Disability Underwriter jobs near you

Reinsurance Underwriting Analyst(Junior / Entry-Level)

MSIG Holdings USA, Inc.

Warren, NJ • On-site

$65K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Job description

MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.
Position Summary / Job Purpose
The Reinsurance Analyst is an entry-level role designed for a recent graduate interested in building a career in insurance and reinsurance. This position supports the underwriting and reinsurance teams through data extraction, data analytics, reporting, and Excel-based analysis. The role provides exposure to reinsurance structures, broker interactions, and contract documentation processes while developing foundational technical and analytical skills.
Essential Duties & Responsibilities
Reinsurance & Underwriting Support
  • Assist with preparation of materials for reinsurance renewals and placements (e.g., data packs, summaries, exhibits).
  • Support tracking of facultative and treaty placements, including documentation and data entry.
  • Help review incoming broker requests and support the team with data needed for timely responses.

Process & Operational Support
  • Support documentation and tracking of reinsurance contracts and placements.
  • Assist with data entry into reinsurance systems and maintain data integrity.
  • Collaborate with underwriting, finance, and operations teams to ensure smooth workflow and data consistency.

Data Extraction & Reporting
  • Extract and compile data from internal systems related to premium, losses, exposures, and reinsurance placements.
  • Prepare recurring and ad hoc reports to support underwriting, reinsurance, and finance teams.
  • Validate and reconcile data sets to ensure completeness and accuracy across systems.

Data Analytics & Insights
  • Perform basic to intermediate data analysis to support decision-making around reinsurance placements and portfolio performance.
  • Assist in analyzing trends in premium, loss ratios, and exposure concentrations.
  • Support preparation of data summaries used in treaty negotiations and broker submissions.

Excel & Data Management
  • Build and maintain Excel models, including use of:
    • Pivot tables
    • VLOOKUP/XLOOKUP
    • Basic formulas and data manipulation
  • Organize and maintain structured datasets to support reporting and analytics.
  • Assist in improving reporting efficiency through standard templates and automation.

Qualifications
Education/Experience
  • Bachelor's degree required (Finance, Risk Management, Mathematics, Economics, Data Analytics, or related field preferred)
  • 0-2 years of experience (e.g., internships, co-ops, or entry-level role)
  • Strong academic background with exposure to data analysis, finance, or insurance concepts preferred

Required Skills & Abilities
  • Strong Excel skills (required; practical proficiency expected)
  • Analytical mindset with the ability to interpret and manipulate data
  • High attention to detail and accuracy
  • Strong organizational and time management skills
  • Basic understanding of business or financial concepts
  • Strong written and verbal communication skills
SALARY: The estimated salary range for this position is $65,000.00-75,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.
Additional Benefits:
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discount
#LI-Hybrid
It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

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