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Disability Claims Examiner Jobs (NOW HIRING)

The Team You will be part of the Long-Term Disability (LTD) Claims team which is part of our Group Insurance Business. We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona ...

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... disability, or status as a protected veteran. #allcatclaims

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... disability, or status as a protected veteran. #allcatclaims

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... disability, or status as a protected veteran. #allcatclaims

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Disability Claims Examiner information

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$15

$29

$45

How much do disability claims examiner jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for disability claims examiner in the United States is $29.40, according to ZipRecruiter salary data. Most workers in this role earn between $22.36 and $35.10 per hour, depending on experience, location, and employer.

What is a disability claims examiner?

A Disability Claims Examiner is responsible for reviewing and evaluating disability claims to determine eligibility for benefits. They analyze medical records, work history, and other documentation to ensure claims meet policy or government guidelines. Examiners may consult with medical professionals and claimants to gather additional information. Their role is essential in ensuring fair and accurate disability benefit determinations.

What are the key skills and qualifications needed to thrive as a disability claims examiner, and why are they important?

To thrive as a Disability Claims Examiner, you need a solid understanding of insurance policies, medical terminology, and claims adjudication processes, typically supported by a relevant bachelor’s degree or equivalent experience. Familiarity with claims management software, electronic documentation platforms, and sometimes certifications like Associate in Claims (AIC) is highly valued. Attention to detail, analytical thinking, clear communication, and strong organizational skills are critical soft skills for success in this field. These abilities ensure accurate claim assessments, timely processing, and effective collaboration with clients and medical professionals.

How much do disability claims examiners make in the US?

Disability claims examiners in the US typically earn an average annual salary of around $50,000 to $70,000, depending on experience, location, and employer. They review and process disability benefit claims, often requiring knowledge of medical and legal documentation, with some roles offering opportunities for advancement and certification.

What are some typical challenges disability claims examiners face in their role?

Disability Claims Examiners often encounter the challenge of interpreting complex medical records and ensuring that all documentation is thorough and compliant with policy guidelines. Balancing a high volume of claims while maintaining accuracy and fairness can be demanding, especially when evaluating borderline or disputed cases. Examiners also need to communicate professionally with claimants, health care providers, and sometimes legal representatives, requiring strong interpersonal skills. Successfully managing these challenges helps build expertise, opening doors to advancement opportunities such as senior examiner, team lead, or supervisory roles.

What do disability claims examiners do?

Disability claims examiners review and evaluate claims for disability benefits to determine eligibility based on medical evidence, work history, and policy guidelines. They gather information from claimants, healthcare providers, and other sources, often using specialized software, to make informed decisions and process claims efficiently.

How to become a disability claims examiner?

To become a disability claims examiner, candidates typically need a high school diploma or equivalent, with some positions requiring a bachelor's degree in fields like social work, psychology, or related areas. Relevant skills include attention to detail, communication, and knowledge of insurance policies; obtaining certification such as the State Claims Adjuster license can also enhance job prospects. On-the-job training is common, and examiners usually work in office environments with standard business hours.
More about Disability Claims Examiner jobs
What cities are hiring for Disability Claims Examiner jobs? Cities with the most Disability Claims Examiner job openings:
What are the most commonly searched types of Disability Claims Examiner jobs? The most popular types of Disability Claims Examiner jobs are:
What states have the most Disability Claims Examiner jobs? States with the most job openings for Disability Claims Examiner jobs include:
Infographic showing various Disability Claims Examiner job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $61,156 per year, or $29.4 per hour.

Integrated Disability Claims Examiner

Prudential

Fort Washington, PA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago


Prudential rating

8.7

Company rating: 8.7 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

70th of 301 rated insurance


Job description

Job Classification:

Operations - Insurance Operations

At Prudential, we believe talent is key to achieving our vision. When you join Prudential, you'll unlock a motivating and impactful career - all while growing your skills and advancing your profession at one of the world's leading financial services institutions!

As aDisability Claims Examiner supporting our customers during some of the most important moments of their lives. You will manage a caseload of Short Term Disability and Absence claims, applying sound judgment, analyticalexpertise, and empathy to deliveroptimalclaims handling andtimely,accuratedecisions.

This role offers the opportunity to make a meaningful impact while working in a collaborative, performance driven environment that values quality, accountability, and professional growth.

The current employee work arrangement for this position isfully virtualand has an estimated start time between 7am and 9am EST. While this position does not require your on-site presence on a regular basis, depending on business preferences, there may be occasions where youare required tobe on-site at a Prudential office.

What you can expect:

  • Accurately manage a block ofShort Term Disability and Absenceclaims by applying contract/policy provisions,leveragingavailable resources and tools, and ensuring correct eligibility and liability determinations.

  • Review and interpret medical records, complete financial calculations, and apply analytical and critical thinking skills to support sound claim decisions.

  • Deliver an exceptional, differentiating customer experience by communicating claim decisions clearly and effectively via phone, email, text, and written correspondence to employees, employers, attorneys, and other stakeholders.

  • Document objective, clear, and technical rationale for all claim determinations whilemaintainingknowledge of Prudential's systems, policies, procedures, contracts, and all applicable regulatory and statutory requirements.

  • Verify continued liability on active claims and develop strategies for return-to-work opportunities whereappropriate.

  • Payappropriate claimsaccurately andtimely, respond to all inquiries, and consistently meet expected service and quality benchmarks.

What you'll need:

  • Open to candidates with diverse professional backgrounds, including hospitality, case management, absence management, and shortterm disability functions.

  • Ability to work effectively in afast pacedenvironment, managing competing priorities with strong organizational andtime managementskills.

  • Demonstrated success in achieving individual development goals and performance objectives.

  • Excellent analytical, critical thinking, and decision-making skills.

  • Strong written and verbal communication skills, with the ability to explain complex decisions clearly.

  • Proven customer service skills with a genuine commitment to helping others.

  • Ability to adapt and thrive in a changing, evolving organization.

  • Proficiencyin aWindows basedenvironment, including Word, Excel, and PowerPoint.

  • Highly organized, goal-oriented, and able to manage multiple priorities effectively.

It'dbea plus if you had:

  • 2-3 years of experience managing Short Term Disability and/or Absence claims.

  • Previous knowledge of claim and risk management, including contract interpretation and administration.

  • College degree preferred or equivalent relevant experience.

Additional Requirements:

This position will work virtually; therefore, new hires must be able to provide the following & all new hires who work remotely will be held accountable to these standards:

  • Subscribe to internet service provider plan with at least 25 Mbps download speeds. You must be willing to troubleshoot any issues or outages with your home internet service, contacting your service provider as necessary.

  • Quiet area in your home with minimal distractions and noise free.

  • Reliability and Dependability throughout our extensive training program is required.

Prudential welcomes all applicants, even if you don't meet every requirement. If your skills align with the role, we encourage you to apply.

At Prudential, you can:

Take charge of your career. We equip and empower our employees to expand their skills and experience by using powerful learning, gigs, and job opportunities. We offer a suite of services such as on demand resources and networking to propel your career forward.

We'rea global organization, full of outstandingly dedicated people whoaren'tafraid to think differently, challenge the statusquoand take sensible risks along the way. You will enjoy pushing boundaries as we build innovative technology that helps clients,customersand employees live their best lives. You will have access to leadership and learning opportunities and the resources needed to take your career in any direction. We will help you do your best work, offering flexibility, while delivering on our Purpose.

#LI-MG1

What we offer you:
Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $53,300.00 to $88,000.00. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills.
  • Market competitive base salaries, with a yearly bonus potential at every level.
  • Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave.
  • 401(k) plan with company match (up to 4%).
  • Company-funded pension plan.
  • Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
  • Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
  • Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
  • Employee Stock Purchase Plan: Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period).

Eligibility to participate in a discretionary annual incentive program is subject to the rules governing the program, whereby an award, if any, depends on various factors including, without limitation, individual and organizational performance. To find out more about our Total Rewards package, visit Work Life Balance | Prudential Careers. Some of the above benefits may not apply to part-time employees scheduled to work less than 20 hours per week.


Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.


Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, ancestry, sex, sexual orientation, gender identity, national origin, genetics, disability, marital status, age, veteran status, domestic partner status, medical condition or any other characteristic protected by law.


If you need an accommodation to complete the application process, please email accommodations.hw@prudential.com.

If you are experiencing a technical issue with your application or an assessment, please email careers.technicalsupport@prudential.com to request assistance.


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