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Director Credit Risk Jobs in Florida (NOW HIRING)

Climate First Bank

Chief Credit Officer

Orlando, FL

Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green ... of directors on the performance and risk profile of the loan portfolio. Champion Our Mission ...

Bing Recruitment

Chief Credit Officer - Remote

Orlando, FL · Remote

$180K - $275K/yr

Will exercise appropriate credit risk management and ensure all lending and credit administration ... Responsibilities: · Provides direct supervision and leadership for Credit Manager, Special Asset ...

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · Hybrid

Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site Visits), and manage workout plans, deferments, and collateral valuations. * Reporting & Audit: Serve as ...

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · On-site

Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site Visits), and manage workout plans, deferments, and collateral valuations. * Reporting & Audit: Serve as ...

TD Bank

Credit Management Associate III (US)

Tampa, FL

$25.50 - $36/hr

Establishes strong working relationships with commercial stakeholders, credit risk and other ... direct authority * Relationship management skills, with ability to develop good client working ...

Td

Credit Management Associate III (US)

Tampa, FL · On-site

$25.50 - $36/hr

Establishes strong working relationships with commercial stakeholders, credit risk and other ... direct authority * Relationship management skills, with ability to develop good client working ...

Td

Credit Management Associate III (US)

Melbourne, FL · On-site

$25.50 - $36/hr

Establishes strong working relationships with commercial stakeholders, credit risk and other ... direct authority * Relationship management skills, with ability to develop good client working ...

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Director Credit Risk information

See Florida salary details

$63.1K

$116.8K

$225.3K

How much do director credit risk jobs pay per year?

As of May 29, 2026, the average yearly pay for director credit risk in Florida is $116,813.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,100.00 and $140,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Florida? The most popular types of Credit Risk jobs in Florida are:
What are popular job titles related to Director Credit Risk jobs in Florida? For Director Credit Risk jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Florida look for? The top searched job categories for Director Credit Risk jobs in Florida are:
What cities in Florida are hiring for Director Credit Risk jobs? Cities in Florida with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Chief Credit Officer

Chief Credit Officer

Climate First Bank

Orlando, FL

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago

Job description

We are changing FINANCE to finance CHANGE!

At Climate First Bank, we're redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We're proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.

With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we're proving that banking can be a force for good. We don't just support environmental and social causes—we're built on them.

Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending.

Join the Movement

We're seeking driven, mission-aligned individuals ready to make an impact. If you're passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.

Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality.

Thrive at Climate First Bank

At Climate First Bank, we're investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance.

Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors.

Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us

  • Medical, Dental & Vision Insurance
  • Health Savings Account (HSA)
  • Free Telemedicine access via Teladoc

Financial Wellness & Wealth Building

  • 401(k) with 6% Employer Match — No Vesting Period.
  • Employee Stock Options
  • Exclusive Employee Banking Perks
  • 0% Financing for Employee Solar Loans
  • Employee Only Mortgage Product with exclusive interest rates and terms.
  • 0% Financing for Eligible Electric Vehicles (EVs)
  • Referral Incentives

Generous Paid Time Off

  • 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
  • 64 Hours of Paid Sick Time for all full-time employees.

Protection & Peace of Mind

  • Company-Paid Life Insurance
  • Short- & Long-Term Disability Insurance
  • Voluntary Life, Accident & Critical Illness Coverage
  • Employee Assistance Program (EAP) with free counseling, legal, and financial services.

Now Hiring: Chief Credit Officer (CCO)

We're seeking a Chief Credit Officer to be responsible for overseeing the credit risk management and lending operations of the bank. You'll ensure that the bank's credit policies and procedures are effectively implemented to maintain a high-quality loan portfolio while supporting the bank's growth objectives. This role involves strategic planning, leadership, and collaboration with other senior executives to achieve the bank's financial goals.

What You'll Contribute as the CCO

Credit Risk & Loan Portfolio Management

  • Develop and implement comprehensive credit risk management strategies.
  • Minimize potential losses and ensure compliance with regulatory requirements.
  • Oversee the bank's loan portfolio ensuring proper diversification and risk mitigation.

Policy Development & Credit Approval Process

  • Create, review, and update credit policies and procedures.
  • Lead the credit approval process.

Team Leadership, Stakeholder Engagement, & Strategic Planning

  • Manage/mentor the credit team, fostering a culture of excellence, accountability, and continuous improvement.
  • Collaborate with all stakeholders to support the bank's mission and objectives.
  • Contribute to the bank's strategic planning process.

Regulatory Compliance, Reporting & Analysis

  • Ensure adherence to all relevant banking regulations and guidelines.
  • Provide regular reports and analysis to executives and board of directors on the performance and risk profile of the loan portfolio.

Champion Our Mission, Protect What Matters

  • Embody a commitment to environmental, social, economic, and racial justice.
  • Apply curiosity and interest in our core values and pursue education related to sustainability practices.
  • Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.
  • Recognize the importance of protecting the organization and our customers.
  • Stay informed on legal context and regulatory requirements; prioritize completing all web-based compliance and IT training.

What You'll Leverage in this Role:

Experience & Education

  • Bachelor's degree in Business, Finance or related field.
  • 10+ years of experience in Credit Operations and Commercial Lending. Preferably at a community bank.
  • 5+ years of experience leading diverse teams including staff and middle management.
  • Ability to direct, grow and develop teams and individuals.

Entrepreneurial Self-Starter Mentality - You take charge of your work product and take pride in delivering consistently great and measurable results. You can think and act strategically, with an exceptional ability to solve problems, analyze and forecast needs while also mitigating existing and potential risks. Exceptional project management skills is no feat to you and you hold the ability to effectively drive short-and long-term projects to a close. A high-pace and high-expectation environment excites you – you possess superior time-management and prioritization skills that allow you to keep up with our growing environment.

Master Communicator - Whether it's in-person, on camera, phone, or chat — you communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully - you're able to engage efficiently and tactfully with stakeholders at all levels of the organization. Additionally, you masterfully build relationships with all stakeholders, customers, and employees of all levels allowing you to develop business with strong influencing and decision-making skills.

Banking & Fintech Acumen- You are highly educated and understand credit risk management principles, banking regulations, and industry best practices. You also possess strong overall business acumen and the ability to interpret financial reports and legal documents. You have excellent proficiency in financial analysis and credit evaluation. Strong knowledge of unique industries and markets in conjunction with a broad knowledge of business banking products and services is required.

Tech-Forward and Analytical Thinking - You possess sound proficiency in banking software and technology. You're able to learn new tools quickly, are excited by innovation and hold the ability to teach other team members.

Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know what it takes to operate as a part of a larger team and cherish opportunities to contribute to the big picture.

What to expect from your physical environment

  • Remote role within the state of Florida; preferably within the Central Florida area.
  • Occasional U.S. travel for company events or leadership sessions.
  • Sustained standing and sitting.
  • Frequent communication (speaking and listening) and use of PC, including typing or sustained attention to monitor.
  • Occasional lifting up to 20 lbs.
Equal Opportunity Statement:At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.Equal Opportunity Employer/Disability/VeteransE-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9