ZipRecruiter

Log In

1

Director Credit Collections Jobs in Rochester, NY

Oak North

Credit, Director - C&I

Farmington, NY · On-site

$150K - $220K/yr

Director Of Credit At OakNorth, we're on a mission to empower the Missing Middle the growth ... A deep understanding of the SME credit lifecycle -- from origination to management, collections ...

Screenvision Media

Accounts Receivable Specialist

Rochester, NY · On-site +1

$20 - $26.50/hr

This position is responsible for all aspects of the billing cycle as well as credit and collections ... Various Projects as directed by Manager * Working with other departments to resolve billing issues ...

Screenvision Media

Accounts Receivable Specialist

Rochester, NY · On-site +1

$20 - $26.50/hr

This position is responsible for all aspects of the billing cycle as well as credit and collections ... Various Projects as directed by Manager * Working with other departments to resolve billing issues ...

Screenvision Media

Accounts Receivable Specialist

Rochester, NY · On-site

$20 - $26.50/hr

This position is responsible for all aspects of the billing cycle as well as credit and collections ... Various Projects as directed by Manager * Working with other departments to resolve billing issues ...

All JobsDirector Credit Collections JobsDirector Credit Collections Jobs in Rochester, NY

Director Credit Collections information

See Rochester, NY salary details

$56.2K

$99.8K

$161.8K

How much do director credit collections jobs pay per year?

As of Jun 26, 2026, the average yearly pay for director credit collections in Rochester, NY is $99,822.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,900.00 and $109,000.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit Collections vs Credit Analyst?

AspectDirector Credit CollectionsCredit Analyst
Required CredentialsBachelor's degree, extensive experience in credit/collections, leadership skillsBachelor's degree in finance, accounting, or related field, some experience in credit analysis
Work EnvironmentManagement of collections teams, strategic planning, high-level decision makingAnalyzing credit data, assessing risk, preparing reports
Employer & Industry UsageFinancial institutions, large corporations, credit agenciesBanks, lending companies, financial services
Common Search & ComparisonYesNo

The main difference between a Director Credit Collections and a Credit Analyst lies in their responsibilities and seniority. The Director oversees collections strategies and manages teams, requiring leadership experience. The Credit Analyst focuses on assessing credit risk and analyzing data. Both roles are vital in credit management but differ in scope and level of responsibility.

How does a Director of Credit Collections effectively collaborate with other departments to optimize cash flow and minimize risk?

As a Director of Credit Collections, collaboration with departments such as Sales, Finance, and Customer Service is essential for maintaining healthy cash flow and minimizing credit risk. You’ll regularly work with Sales to set appropriate credit terms for clients, partner with Finance to analyze aging reports and forecast revenue, and coordinate with Customer Service to resolve disputed accounts. Effective communication and cross-functional meetings help ensure company policies are followed while maintaining positive customer relationships and achieving collection targets.

What are the key skills and qualifications needed to thrive as a Director of Credit Collections, and why are they important?

To thrive as a Director of Credit Collections, you need deep knowledge of credit risk analysis, collections strategies, and financial regulations, usually backed by a bachelor’s degree in finance, accounting, or a related field. Familiarity with collections management software (like SAP or Oracle), financial reporting tools, and relevant certifications such as Certified Credit Executive (CCE) is valuable. Strong leadership, negotiation, and analytical skills help drive team performance and effective customer resolution. These capabilities are vital to minimize bad debt, optimize cash flow, and maintain strong client relationships for the organization’s financial stability.

What does a Director of Credit Collections do?

A Director of Credit Collections is responsible for overseeing an organization's credit and collections department. This role involves developing policies and procedures to ensure timely payments from customers, managing credit risk, and maintaining healthy cash flow. The director leads a team of credit and collections professionals, analyzes credit data, sets credit limits, and works to resolve delinquent accounts. They also collaborate with other departments to support business goals and ensure compliance with relevant regulations.
What are the most commonly searched types of Credit Collections jobs in Rochester, NY? The most popular types of Credit Collections jobs in Rochester, NY are:
What are popular job titles related to Director Credit Collections jobs in Rochester, NY? For Director Credit Collections jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Director Credit Collections jobs in Rochester, NY look for? The top searched job categories for Director Credit Collections jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Director Credit Collections jobs? Cities near Rochester, NY with the most Director Credit Collections job openings:
Director Credit Collections jobs near you

Credit, Director - C&I

Oak North

Farmington, NY • On-site

$150K - $220K/yr

Other

Medical, Dental, Vision, Retirement

Posted 4 days ago

Job description

Director Of Credit

At OakNorth, we're on a mission to empower the Missing Middle the growth businesses who are the backbone of the economy yet remain underserved by traditional lenders. As we scale our presence in the US, we're building a credit function that combines deep expertise with the speed, clarity, and commercial focus our customers value.

As a Director in our Credit team, you'll play a central role in delivering that mission. You'll evaluate and challenge new lending opportunities across a wide range of trading businesses, helping shape well-structured deals that support sustainable growth while protecting the resilience of our portfolio. Your judgement will directly influence the decisions we make and the economic impact we create.

This is a highly visible, high-impact role you'll be centrally involved with Credit Committees, engage directly with borrowers, partner closely with deal teams, and contribute to decisions that truly move the needle. If you enjoy applying rigorous thinking to real-world commercial opportunities, this role puts you at the heart of where OakNorth delivers value.

What You'll Be Doing
  • Key involvement in shaping loan proposals through sighting new lending opportunities with deal teams at an early stage, assessing structure, appetite and key risks from the outset.
  • Work with and professionally challenge our Debt Finance Origination team and Credit Analytics team to achieve high quality Credit papers and deliver high-quality Credit recommendations to Credit Committee(s) including suggestions to improve the deal structure to facilitate positive outcomes for our customers while remaining within the Banks Credit appetite
  • Cut through complexity, distilling transactions into clear, concise insights that support effective decision-making.
  • Communicate Credit Committee outcomes, ensuring clarity on decisions and timely execution of follow-up actions.
  • Review and input on term sheets to ensure the risk profile is appropriately balanced with customer outcomes.
  • Partner with Legal and Loan Execution through closing, ensuring our documentation, security, and conditions reflect approved structures.
  • Join borrower meetings with Origination, offering early guidance on appetite and deal design.
  • Support Portfolio Management across in-life activity — including increases, extensions, restructures, and covenant resets.
  • Review key due-diligence materials (financials, covenant models, financial diligence) and articulate the rationale behind covenant packages.
  • Ensure data integrity, supporting high-quality risk assessment across the portfolio.
  • Contribute to strategic initiatives led by the Head of Credit as we scale our US business.
What You'll Bring
  • Strong experience in US C&I lower mid-market cash-flow lending, ideally across sectors such as healthcare, hospitality, leisure, financial intermediaries, and manufacturing. Experience in structured/leveraged finance including M&A activity and private equity is essential. A strong grasp of working capital mechanics is also required.
  • 10+ years in credit risk or a closely related discipline, or the ability to demonstrate clear transferable expertise.
  • Familiarity with credit risk concepts such as RWA, PD, and LGD.
  • A commercial mindset focused on delivering the right outcomes for customers and the bank.
  • A deep understanding of the SME credit lifecycle — from origination to management, collections, and recoveries.
  • Practical experience with risk and control techniques, including covenant setting.
  • Strong stakeholder and negotiation skills — able to challenge constructively and build trusted partnerships.
  • Ability to handle multiple deliverables in a fast-paced, high-volume environment.
  • Ideally (but not essential), knowledge of operational Real Estate lending (hotels, care homes) with experience of residential property development, investment and commercial property being a plus
Benefits and Perks
  • 401k plan with Principal (ON match up to 4%)
  • Medical Care (managed through Insperity) - employees can add their family to their plan if needed
  • Dental & Vision bundle
  • Insperity Health Savings Account Program - this is a tax-advantaged employee benefit which can help manage health care costs by allowing employees to set aside some of their current earnings on a pretax basis for reimbursement of qualified health care expenses during the plan year
  • EAP
  • 20 days Holiday
  • Salary $150000 - $220000 - Negotiable based on experience

Apply