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Credit Jobs in Rochester, NY (NOW HIRING)

WorldWide Electric Corp

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

WorldWide Electric Corp

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

NBT Bank

Credit Analyst II

Fairport, NY · On-site

$30.59 - $40.76/hr

On occasion, joins credit officers and commercial banking officers on client calls. Analyst will complete annual reviews with larger exposures and complexity levels to maintain asset quality.

Rent-A-Center

Assistant Manager - Credit

Rochester, NY

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Rochester, NY · On-site

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

ELS

Credit Union Teller

Rochester, NY · On-site

$19.66/hr

ESL is one of the largest and most successful federal credit unions in the country. We are locally owned and known for valuing people and sharing our success with our employees. ESL offers a very ...

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All JobsCredit JobsCredit Jobs in Rochester, NY

Credit information

See Rochester, NY salary details

$12

$22

$32

How much do credit jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for credit in Rochester, NY is $22.88, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

Is credit a good career?

A career in credit involves assessing financial risk, managing credit portfolios, and analyzing credit reports, often requiring skills in finance, attention to detail, and familiarity with credit scoring tools. It can offer stable employment and opportunities for advancement in financial institutions or credit agencies.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can assist with data analysis and automate routine tasks, human expertise remains essential for nuanced decision-making and relationship management in credit analysis.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit. Roles often include analyzing financial data, reviewing credit reports, and making lending decisions, typically requiring knowledge of financial analysis and relevant regulations.

What is the highest paying job in credit?

The highest paying jobs in credit typically include senior roles such as Credit Director, Chief Credit Officer, or Credit Risk Executive, which can earn six-figure salaries. These positions require extensive experience, strong analytical skills, and often advanced certifications like CFA or CPA, along with leadership responsibilities in financial institutions or corporations.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What are the most commonly searched types of Credit jobs in Rochester, NY? The most popular types of Credit jobs in Rochester, NY are:
What are popular job titles related to Credit jobs in Rochester, NY? For Credit jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit jobs in Rochester, NY look for? The top searched job categories for Credit jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit jobs? Cities near Rochester, NY with the most Credit job openings:
Credit jobs near you
Infographic showing various Credit job openings in Rochester, NY as of July 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $47,596 per year, or $22.9 per hour.
Credit Analyst

Credit Analyst

WorldWide Electric Corp

Fairport, NY • On-site

$50K/yr

Full-time

Posted 21 days ago

Job description

Overview:
The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric.
The Credit Analyst will work with the accounting team to ensure customer payments are entered accurately and timely and that credit requests are handled effectively. This position is located in Rochester, NY
Responsibilities:
  • Enter payments on customer accounts (credit card/lockbox/ach)
  • Process credit applications/check trade references and pull necessary Dunn & Bradstreet reports and Experian Reports
  • Validation of orders on credit hold
  • Updating customer accounts with valid email addresses, physical addresses, phone etc. as needed
  • Credit memos for nameplate warranties/freight issues/pricing
  • Invoicing
  • Assist customers with copies of invoices/statements/troubleshoot short paid invoices
  • Assist in making Collection calls on past due/over credit limit customers

Skills/Qualifications:
  • A demonstrated ability to administer and coordinate multiple, ongoing tasks, ensuring that they are implemented effectively within targeted timelines and costs.
  • Strong written and verbal communication skills. Ability to call or email vendors in a clear and concise manner.
  • Experience with ERP systems preferred, specifically Epicor/Prophet 21.
  • Excel experience preferred
  • Bachelor's Degree in Accounting, Finance, or Business preferred
  • Minimum 1-3 yrs' AR experience required

Employees must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire. Visa sponsorship is not available for this position.
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