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Remote Credit Analyst Jobs in Rochester, NY (NOW HIRING)

Free CEU Credits for LMSWs, LCSWs, and LMHCs * Athena will reimburse LP Application costs, and ... reviewing applications, analyzing resumes, or assessing responses and identifying potential ...

... credits and refunds, A/R follow-up for health care provider client. Recruiting for this role ends ... Leads activities related to operational analysis, financial analysis and process improvement ...

Epic Denials Management Operator

Rochester, NY · Remote

$17.75 - $23.75/hr

... and Credits and Refunds, for health care provider client. This is a primarily remote role ... Conduct Denial categorization and root cause analysis based on remittance information received from ...

Remote Credit Analyst information

See Rochester, NY salary details

$14

$29

$48

How much do remote credit analyst jobs pay per hour?

As of Aug 31, 2026, the average hourly pay for remote credit analyst in Rochester, NY is $29.54, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What is a remote credit analyst?

A Remote Credit Analyst is a financial professional who evaluates the creditworthiness of individuals or businesses from a remote location, often working from home. Their main responsibilities include analyzing financial statements, reviewing credit reports, assessing risk factors, and making recommendations regarding loan approvals or credit limits. They use various tools and software to perform their tasks efficiently and communicate findings to clients or internal teams. Remote Credit Analysts are commonly employed by banks, financial institutions, and credit agencies, and they rely heavily on digital communication and data analysis.

What does a remote credit analyst do?

As a remote credit analyst, your responsibilities are to assess the creditworthiness of customers or potential customers. Your duties include providing analysis on the credit history of a customer, assessing previous loans, determining their level of risk, and recommending a specific line of credit if they qualify. Many home-based credit analysts evaluate credit risk for specific Industries, including real estate and banking. In addition to assessing those seeking lines of credit or loans, you may also provide periodic reviews of customer credit. This includes pulling credit scores and contacting customers.

What are the key skills and qualifications needed to thrive as a remote credit analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with financial modeling software, credit risk assessment tools, and CRM systems is typically required, along with certifications such as CFA or FRM being advantageous. Excellent communication, attention to detail, and self-motivation are vital soft skills for remote collaboration and independent work. These competencies enable accurate credit evaluations, effective risk management, and strong client relationships in a remote work environment.

What are some common challenges faced by remote credit analysts, and how can they be effectively managed?

Remote credit analysts often face challenges such as maintaining clear communication with colleagues and accessing up-to-date client information. To address these issues, it's essential to proactively schedule regular check-ins with team members and utilize secure, cloud-based platforms for document sharing and data analysis. Building strong digital collaboration habits and staying organized can help ensure smooth workflows and accurate risk assessments, even while working remotely.

What are the most commonly searched types of Credit Analyst jobs in Rochester, NY?

The most popular types of Credit Analyst jobs in Rochester, NY are:

What are popular job titles related to Remote Credit Analyst jobs in Rochester, NY?

For Remote Credit Analyst jobs in Rochester, NY, the most frequently searched job titles are:

What cities near Rochester, NY are hiring for Remote Credit Analyst jobs?

Cities near Rochester, NY with the most Remote Credit Analyst job openings:

Infographic showing various Remote Credit Analyst job openings in Rochester, NY as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $61,413 per year, or $29.5 per hour.

Platform Operations Analyst

ESL Federal Credit Union

Rochester, NY • On-site, Remote

$101K/yr

Full-time

Retirement

Posted 11 days ago


ESL Federal Credit Union rating

9.3

Company rating: 9.3 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Hours:

40

Schedule:

This position is hybrid and remote eligible for up to 40% of the time. The office location for this position is at ESL Corporate Headquarters in Rochester, NY. Monday - Friday 8:00 a.m. - 5:00 p.m. Must be willing to support weekend platform upgrades. Must be flexible to meet current and future business needs.

Comprehensive Benefits:

ESL offers a competitive benefits package which focuses on providing a work life balance for all employees. Our benefits include robust options such as our wellness program, family assistance plan, 401k with match, paid volunteer time and Learning & Development training among many others.

Pay and Incentive Plan:

Starting Pay: $101,852  Salary Range: $78,363 - $113,596
In addition to competitive pay and benefits, we offer an annual performance-based incentive that rewards eligible employees for their contributions to our success.

Purpose of Position:

This position is accountable for the implementation and support of platforms and the financial service applications and processes built upon them. Outcomes are expected to be cost effective, create efficiencies and fully address ESL's business needs.  Additionally, this position supports all aspects of the software development life cycle and continuously evaluates emerging platform capabilities, automation opportunities, AI-enabled features, and technology trends to improve ESL's business outcomes and operational efficiency.

Responsibilities:

Implement solutions that address business needs. 

  • Collaborate with business users to analyze needs and develop clear, specific requirements.
  • Collaborate with the Systems Integrations Team to develop a comprehensive set of technical tasks required to attain the objective. Work with the project manager to ensure that all identified tasks are accurately represented within the project plan.
  • Specifically define and gain agreement to the size of the effort based upon a clear set of user requirements before moving into the design phase. Identify additions to scope that will necessitate adjustment to IT resources or timeline.
  • Assist in the technical design, implementation, and documentation of solutions that are maintainable, comply with standards and meet user requirements.
  • Build and deliver solutions within a platform, using no-code/low~code tools and concepts
  • Fully test the technical and high level aspects of the solution. Work with the business users on acceptance testing of the solution.
  • Implement solutions within agreed upon scope and timeline.
  • Maintain awareness and develop competency in emerging technologies, platform enhancements, AI capabilities, automation tools, and industry best practices.

Supports a strong partnership with internal business units and external vendors. 

  • Responsible for effective client interactions that meet or exceed internal service quality targets.
  • Collaborate with vendors to address ESL business needs.
  • Demonstrate excellent interpersonal, conflict resolution, negotiation, and communication skills.
  • Act as the subject matter expert on projects to deliver timely and effective updates to various levels of management.
  • Provide technical support and consultation to business unit clients.
  • Stay current on platform roadmaps, upcoming releases, and emerging capabilities, and collaborate with stakeholders to identify opportunities for future initiatives.
  • Work with internal and external stakeholders to ensure appropriate governance, security, and risk controls are maintained across the platform.

Ensures that the computing environment is stable and available as well as supports business units and customers at all times. 

  • Ensure reliable solutions that meet real time performance expectations and support uptime goals.
  • Schedule changes in accordance with Change Management process and procedures.
  • Monitor platform performance, and proactively engage and work with peers in the resolution of production issues within the platform.
  • Accept and provide knowledge transfer on processes that require business support.
  • Monitor support ticket queue, triage, and respond to users in a timely manner.
  • Work with vendors to address system issues.
  • Provide 24X7 production support as needed.
Qualifications: 
  • Bachelor's degree in a technical field or 4 additional years of directly related experience that demonstrates use of advanced problem solving and analytical skills.
  • Minimum of 2 years of experience in supporting business aspects of application systems.
  • Experience configuring and supporting platforms, cloud-based applications, or low~code/no-code solutions.
  • Familiarity with all aspects of the Software Development Life Cycle including requirements gathering, design, implementation, testing, and support.
  • Understanding of data governance, information security, and responsible AI principles.
  • Basic competency in relational database concepts like Postgres, cloud~based system architecture, and API integration concepts.
  • Basic understanding of banking products, services, and supporting business processes and technologies.
  • Good analysis and design skills.
  • Effective organization, communications, interpersonal, and team building skills.
  • Ability to adapt to evolving technical business needs.
  • Ability to multitask and independently manage complex activities.
  • Ability to follow a predetermined set of standards and process flow.
Preferred Qualifications: 
  • Experience supporting cloud-based business platforms (Creatio, Salesforce, SerivceNow, or similar)
  • Experience working on Agile project teams

We’re committed to diversity, equity, and inclusion. We believe we are a stronger, more successful organization because of this commitment. We strive to ensure a robust talent pool of qualified candidates with a variety of skillsets and capabilities for all our openings. We hire great people and welcome all new hires to our award-winning work environment, which has been recognized by the Great Place to Work Institute since 2010.

ESL does not offer sponsorship related to obtaining work authorization in the United States. ESL is not enrolled in E-Verify and therefore is not able to support an extension of OPT employment authorization.

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