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Credit Jobs in Rochester, NY (NOW HIRING)

Farm Credit East

Business Analyst

Batavia, NY · Hybrid

$55K - $90K/yr

Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest product, fishing, and other agricultural business owners across the northeast with $11.7 billion in ...

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All JobsCredit JobsCredit Jobs in Rochester, NY

Credit information

See Rochester, NY salary details

$12

$22

$32

How much do credit jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for credit in Rochester, NY is $22.88, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

Is credit a good career?

A career in credit involves assessing financial risk, managing credit portfolios, and analyzing credit reports, often requiring skills in finance, attention to detail, and familiarity with credit scoring tools. It can offer stable employment and opportunities for advancement in financial institutions or credit agencies.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can assist with data analysis and automate routine tasks, human expertise remains essential for nuanced decision-making and relationship management in credit analysis.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit. Roles often include analyzing financial data, reviewing credit reports, and making lending decisions, typically requiring knowledge of financial analysis and relevant regulations.

What is the highest paying job in credit?

The highest paying jobs in credit typically include senior roles such as Credit Director, Chief Credit Officer, or Credit Risk Executive, which can earn six-figure salaries. These positions require extensive experience, strong analytical skills, and often advanced certifications like CFA or CPA, along with leadership responsibilities in financial institutions or corporations.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What are the most commonly searched types of Credit jobs in Rochester, NY? The most popular types of Credit jobs in Rochester, NY are:
What are popular job titles related to Credit jobs in Rochester, NY? For Credit jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit jobs in Rochester, NY look for? The top searched job categories for Credit jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit jobs? Cities near Rochester, NY with the most Credit job openings:
Credit jobs near you
Infographic showing various Credit job openings in Rochester, NY as of July 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $47,596 per year, or $22.9 per hour.

Credit Risk Project Manager - New York, NY

STI

York, NY • On-site

Full-time

Re-posted 6 days ago

Job description

We are seeking a strong Project Manager to lead and deliver initiatives within the Credit Risk technology landscape. The ideal candidate will have a proven track record of successfully executing projects in Credit Risk environments, while bringing strong project delivery, functional understanding, and IT coordination skills.
This role places greater emphasis on project management excellence, functional understanding, and technology delivery, rather than deep subject matter expertise in Credit Risk. The successful candidate will work closely with business stakeholders, technology teams, and external vendors to ensure timely, high-quality delivery of risk-related platforms, tools, and enhancements.
Key Responsibilities
Project Delivery
• Lead end-to-end delivery of Credit Risk technology initiatives from planning through implementation.
• Define project scope, objectives, timelines, and success criteria in collaboration with stakeholders.
• Develop and manage project plans, milestones, and deliverables across business and IT teams.
• Ensure projects are delivered on time, within scope, and within budget.
Stakeholder & Team Management
• Act as the primary interface between business stakeholders, technology teams, and vendors.
• Facilitate communication across risk, IT, data, and reporting teams.
• Conduct steering committee meetings, status reporting, and stakeholder updates.
Functional & Technology Coordination
• Translate business requirements into functional and technical deliverables.
• Coordinate with architects, developers, QA teams, and data engineers to ensure alignment.
• Oversee integration of risk systems, data platforms, and reporting tools.
Governance & Risk Management
• Establish project governance, reporting frameworks, and escalation processes.
• Identify project risks, dependencies, and mitigation strategies.
• Ensure adherence to internal controls, regulatory expectations, and organizational standards.
Delivery Excellence
• Drive Agile, Waterfall, or hybrid delivery frameworks as appropriate.
• Track KPIs, manage resource allocation, and maintain delivery transparency.
• Promote best practices in project management, documentation, and release planning.
Required Qualifications
• Bachelor's or Master's degree in Business, Finance, Information Technology, or related field.
• 8-12+ years of experience in project management within financial services or banking.
• Demonstrated experience delivering projects in Credit Risk or Risk Technology environments.
• Strong understanding of functional workflows and IT systems used in risk platforms.
• Proven ability to manage cross-functional teams across business and technology units.
• Experience managing complex, multi-stakeholder technology projects.
Preferred Skills
• Experience with risk systems, data platforms, or regulatory reporting solutions.
• Familiarity with Agile/Scrum and traditional project management methodologies.
• Knowledge of data integration, reporting tools, and enterprise architecture environments.
• Certifications such as PMP, PRINCE2, or Agile certifications are advantageous.

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