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Credit And Collections Jobs in Rochester, NY (NOW HIRING)

Assistant Manager - Credit

Rochester, NY · On-site

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Assistant Manager - Credit

Rochester, NY · On-site

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

Bachelor's degree in Accounting, Business, Finance, Economics, or Information Technology, with 12+ years relevant experience in utility credit & collections, finances, and/or billing operations (or ...

Senior Director - Customer Service

Rochester, NY · On-site

$19 - $26.25/hr

Bachelor's degree in Accounting, Business, Finance, Economics, or Information Technology, with 12+ years relevant experience in utility credit & collections, finances, and/or billing operations (or ...

Representative - Customer Billing

Rochester, NY

$16.75 - $21.75/hr

Interactions can include but are not limited to others in Marketing, Field Customer Service, Appeals, Credit & Collections, Dispatch, Rates and Regulatory, and Customer Care Center Representatives ...

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Credit And Collections information

See Rochester, NY salary details

$53.8K

$85.9K

$125.3K

How much do credit and collections jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit and collections in Rochester, NY is $85,948.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,100.00 and $98,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit and Collections Specialist, and why are they important?

To excel as a Credit and Collections Specialist, you need strong analytical abilities, knowledge of credit risk assessment, and familiarity with accounting principles, often supported by a degree in finance or business. Expertise in credit management software (such as SAP or Oracle), spreadsheets, and sometimes certification like the Credit Business Associate (CBA) is often required. Excellent negotiation, communication, and problem-solving skills set top performers apart in this field. These abilities ensure timely payments, minimize financial risk, and help maintain positive client relationships essential for a company’s financial health.

What are some common challenges faced in a Credit and Collections role, and how can they be effectively managed?

Professionals in Credit and Collections often encounter challenges such as negotiating with customers over past-due accounts, handling high account volumes, and balancing the need for cash flow with maintaining customer relationships. Effective management of these challenges involves strong communication skills, familiarity with legal and regulatory guidelines, and the ability to analyze credit reports and payment histories. Utilizing up-to-date collection software and collaborating closely with sales and customer service teams can also help streamline processes and improve collection rates while keeping customer satisfaction in mind.

What are Credit and Collections professionals responsible for?

Credit and Collections professionals are responsible for assessing the creditworthiness of potential customers, setting credit limits, and ensuring that payments are collected on time. They work to minimize financial risk for their organization by monitoring accounts receivable, following up on overdue payments, and negotiating payment plans if necessary. These professionals play a key role in maintaining healthy cash flow and customer relationships while adhering to company policies and legal regulations.

What is the difference between Credit And Collections vs Accounts Receivable Specialist?

AspectCredit And CollectionsAccounts Receivable Specialist
Primary FocusAssessing credit risk, collecting overdue paymentsManaging invoicing, recording payments, maintaining accounts
CredentialsCredit training, financial analysis skillsAccounting knowledge, ERP software experience
Work EnvironmentFinance or collections department, often high-pressureAccounting or finance department, detail-oriented
Common Industry UsageBanking, finance, credit firmsCorporate finance, accounting departments

While both roles involve financial transactions, Credit And Collections focuses on evaluating creditworthiness and recovering overdue payments, whereas Accounts Receivable Specialists handle invoicing, recording payments, and maintaining customer accounts. Understanding these differences helps employers and job seekers target the right skills and responsibilities for each position.

What are the most commonly searched types of Credit And Collections jobs in Rochester, NY? The most popular types of Credit And Collections jobs in Rochester, NY are:
What are popular job titles related to Credit And Collections jobs in Rochester, NY? For Credit And Collections jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit And Collections jobs in Rochester, NY look for? The top searched job categories for Credit And Collections jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit And Collections jobs? Cities near Rochester, NY with the most Credit And Collections job openings:
Asset Solutions Specialist- ( Collections ) Training in person, Hybrid position

Asset Solutions Specialist- ( Collections ) Training in person, Hybrid position

Advantage Federal Credit Union

Rochester, NY • On-site

$21 - $24/hr

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted yesterday


Job description

Asset Solutions Specialist- ( Collections ) Training in person, Hybrid position

About the Organization Rooted in the Rochester Community since 1931, Advantage Federal Credit Union provides not-for-profit, member-first financial services.

Location Metro

Description

As an Employee

We live by the Fish! Philosophy, which means we actively choose to bring passion to our work, find ways to Play and bring joy to the office and constantly look for ways to Make Someone’s Day both for our members and our teammates. Above all, we believe in being truly Present for one another.

Comprehensive Benefits:

  • Medical, dental, vision, FSA, HSA options for full-time employees.

  • Paid holidays, vacation, and sick time.

  • Retirement 401(k) plan which offers company match

  • Training & development opportunities.

  • Tuition assistance.

  • Community focused volunteer opportunities.

  • Promotes a solid work/life balance.

  • Banking perks and discount programs.

  • Employee recognition program

Compensation range: $21.00 - $24.00 per hour

The actual salary offered within the range is dependent on a variety of factors including, but not limited to relevant experience, qualifications, skills, level offered, and performance expectations.

Position Overview

We are seeking an Asset Solutions Specialist who will preserve the credit union's assets by controlling delinquent loan accounts, collecting delinquent loan payments and/or recovering collateral.

Essential Functions & Responsibilities:

  • Contacts delinquent accounts (by assigned queue) by phone calls, mail and email

  • Takes appropriate action to bring current

  • Reply to attorney emails (back-up)

  • Charge off loans (smart pay and overdrawn accounts)

  • Posting attorney checks (back-up)

  • Debt Settlement related work - filing claims, follow-up and applying payments

  • Filling out charge off worksheet and send to management for approval

  • Processing returned mail on collections related activity

  • Insurance Claims - filing claims, follow-up and applying payments

  • Process subpoenas (back-up)

  • All other necessary filings

Knowledge & Skills Needed to be successful in this role

  • A minimum of six months to two (2) years' experience in related positions is normally required.

  • Associate’s degree is normally required

  • Excellent communication skills and strong attention to detail.

  • Proficiency with a PC and associated programs (such as Microsoft Office)

  • Ability to build relationships with members, teammates and other companies is essential

  • Must have ability to maintain confidentiality

  • Ability to motivate or influence others

Note: The above information on this job has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Advantage Federal Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to ethnicity, color, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran’s status, religion, disability, sexual orientation, education, and culture.

Position Requirements

Category Collections

Exempt/Non-Exempt Non-Exempt

Full-Time/Part-Time Full-Time

EOE Statement Advantage Federal Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to ethnicity, color, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran’s status, religion, disability, sexual orientation, education, and culture.

We will make reasonable accommodations for employees with disabilities to enable them to perform the essential functions of their position unless doing so poses an undue hardship to the company or a direct threat to health or safety.

This position is currently accepting applications.