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Credit Manager Jobs in Rochester, NY (NOW HIRING)

Rent-A-Center

Assistant Manager - Credit

Rochester, NY

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Rochester, NY · On-site

$21.50 - $22/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

WorldWide Electric Corp

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

WorldWide Electric Corp

Credit Analyst

Fairport, NY · On-site

$50K/yr

The Credit Analyst is responsible for supporting the credit team responsibilities at WorldWide Electric. The Credit Analyst will work with the accounting team to ensure customer payments are entered ...

QXO

Branch Manager

Rochester, NY · On-site

$79K - $118K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

QXO

Branch Manager

Rochester, NY · On-site

$79K - $118K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

NBT Bank

Credit Analyst II

Fairport, NY · On-site

$30.59 - $40.76/hr

On occasion, joins credit officers and commercial banking officers on client calls. Analyst will ... Strong organizational, time management and prioritization skills with attention to detail

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Rochester, NY

Credit Manager information

See Rochester, NY salary details

$25.2K

$66.8K

$127.3K

How much do credit manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit manager in Rochester, NY is $66,756.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,500.00 and $91,300.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Rochester, NY? The most popular types of Credit jobs in Rochester, NY are:
What are popular job titles related to Credit Manager jobs in Rochester, NY? For Credit Manager jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Rochester, NY look for? The top searched job categories for Credit Manager jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit Manager jobs? Cities near Rochester, NY with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Rochester, NY as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 93% In-person, 2% Hybrid, and 5% Remote job distribution, with an average salary of $66,756 per year, or $32.1 per hour.
Assistant Manager - Credit

Assistant Manager - Credit

Rent-A-Center

Rochester, NY

$21.50 - $22/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

Job description

Ready to do your best work?


Interested in a minimum starting hourly rate of $21.50 per hour- $22 per hour ?

Why should I apply in just a few clicks?

- Paid Time Off and Sundays Off -- We are Closed!

- Full-Time Employment and a Consistent Schedule

- Weekly Pay (companywide)

- Award Winning Culture with the Opportunity to Advance

- Great Benefits

- Medical

- Dental

- Vision

- Life Insurance

- Supplemental Life Insurance

- Spouse/Dependent Life Insurance

- Short Term Disability

- Long Term Disability

- Flexible Spending Accounts

- 401(k) Savings Plan w/company match

- Paid Time Off

- Legal Insurance

- Identity Theft Protection Plan

- Health Savings Accounts

- Hospital Indemnity

- Critical Illness

- Accident Insurance

- Limited Purpose Plan

What will you do? Provide customers access to high-quality goods that enhance their quality of life. You will do meaningful work and make a difference in our customers' lives!

A day in the life of a Credit Assistant Manager:

- Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis

- Customer Service: Provide friendly, top-notch customer experiences through "white glove" service with a servant's heart in our stores and in customer's homes

- Deliveries & Pickups: Opportunity to get out of the store and display a winning spirit through safe and compliant loading/unloading and installation of products, while following all handling and transportation procedures

- Merchandising: Maintain an inviting store with organized product and cleanliness with both customers and fellow coworkers in mind

What are the minimum requirements?

- 1-3 years of retail/customer service, sales, or collections experience

- High school diploma or equivalent

- Must be at least 18 years of age

- Valid state driver's license and good driving record -- You WILL be driving the company vehicles

- Ability to lift and move product such as furniture, electronics, and appliances

- Great communication and customer service skills

What are some additional helpful traits?

- Seeking more than just a job, but a CAREER

- A desire to improve our customer's lives

- A hunger to learn the business

- Grit and determination

This is an excerpt from the full job description and is not intended to be all-inclusive. Other related duties may be required to meet the ongoing needs of the business. Rent-A-Center is committed to creating a diverse and inclusive work environment and is proud to be an equal opportunity employer.

Full job description provided in Onboarding

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